Sarah Pennells is joined in the studio by Lina Bourdon of City and Country Mortgages, and over the phone with David Hollingworth of London and Country Mortgages, to discuss interest only mortgages, looking at why people still have that type, and what alternatives may be a better option.
Sarah Pennells is joined in the studio by Share Radio founder, Gavin Oldham, as well as our Young Money Champion, Amelia Murray from the Telegraph Personal Finance Team, and over the phone with Anna Sofat of Addidi Wealth, to talk about lost child trust funds. Together they look at lost or unclaimed child trust funds, after a recent research showed that nearly 900,000 people were said to be at risk of losing their savings.
Ninety six seconds was all it took to raise £1 million pounds, in Mondo's crowdfund via the Crowdcube platform. The mobile first challenger bank is allowing customers to become shareholders through the initiative. Tom Blomfield is the Chief Executive of Mondo, and he explains what the company does, whilst also looking ahead to the future for the bank and the industry.
Sarah Pennells talks about banking and accounts with guests Tashema Jackson of uSwitch, and Hannah Maundrell from money.co.uk, and Matt Saunders from GoCompare. Together they discuss whether it is possible to open a bank account if you have a history of debt, if you can open an account if you’ve moved to the UK from abroad and what the best accounts are if you’re constantly in your overdraft or similarly, always in credit.
Sarah Pennells looks at how to save money on your food bill. Dawn Quest, joint founder of mealsourkidslove.com, joins Sarah with fellow guests Helen White, from Love Food Hate Waste and Annie O’Leary from Netmums. Together they discuss how supermarket offers can make customers spend up to 20% more than they plan to, despite food costs going down. The guests share tips on how to reduce food waste and how to cook food in a creative and healthy way, they also say that encouraging children to take part in buying and preparing food will help promote healthy eating.
Sarah Pennells is joined by this week's Young Money Champion, James Connington, from the Telegraph's personal finance team, as well as Graeme McColgan, an IFA from Million Plus Financial Planning, and also by Anna Bowes, founder of Savings Champion, to talk about the best ways to start saving if you're a student or starting your first job. Sarah and her guests discuss whether you actually need a savings account to start saving, what the basics are when it comes to how much to start saving, and what the best rates are when you're looking into savings accounts and products.
Women and Money with Sarah Pennells, talking to Simon Ranson, Head of Banking at Sainsbury's Bank and Claire Walsh, Chartered Financial Planner at Aspect8, about the recent Sainsbury's Bank report highlighting people's money confidence and financial worries.
Young Money with Sarah Pennells and Young Money Champion Fiona Norman, talking to David Hollingworth, Associate Director at London & Country Mortgages and Lina Bourdon and Lina Bourdon, Managing Director at City and Country Financial Services, about government help-to-buy schemes.
Judging by some of the latest European bank results, we might need to brace ourselves for a financial crisis. This time though, it's not so much about banks being poorly regulated. It would seem that the actions being taken by central banks to try and steady their countries’ economies have had a nasty side-effect. Steen Jakobsen, Chief Investment Officer of Saxo Bank, talks on central banks.
On 1st October 2015, new legislation to protect and clarify consumer rights comes into force. Sarah is joined in the studio by James Walker, CEO of Resolver, and Martyn James from the Financial Ombudsman's Service, to answer your questions about consumer rights, what they are, and how they apply in different situations.