This week Sarah looks at how you can save money on your weekly shop, if you need to make your money stretch a little bit further. Saving money on your food shopping doesn't mean eating badly though and joining Sarah to discuss how to get the most for your pound are Kelly Eroglu from the Reduced Grub blog, Caroline Taylor from the All That I'm Eating blog and young money champion, Rachael Healy.
Struggling to get on the property ladder? Sarah Pennells and Young Money Champion Olivia Rudgard look at the pros and cons of shared ownership with experts Lynda Clark, Editor of First Time Buyer Magazine, Kush Rawal, Sales and Marketing Director at Thames Valley Housing, and Paula Higgins, Chief Executive of Homeowners Alliance. Sarah and Olivia also hear from Alex Campbell who's bought a shared ownership property in Phoenix Quarter in Dartford in Kent.
Olivia Rudgard, Lynda Clark, Kush Rawal, Alex Campbell, Paula Higgins
It emerged last month that savers using the Help to Buy ISA can’t in fact use this money for a deposit, and the government was criticised for misleading hopeful homebuyers after many were left with huge holes in their budgets. So what are the options now for those desperate to get on the property ladder?
Most people in their mid-twenties will have attended lots of weddings this year and probably have one this bank holiday too. But attending can be a pricey business. Sarah looks at how much you should spend on travel, accommodation, a new outfit and, of course, the wedding list.
Sarah looks at the idea of fraud and how people are most likely to be targeted. Figures show an increase of 16 per cent for 2015 compared to the year before, but how can you help to lower your risk of being a target. To discuss this Sarah is joined by young money champion Amelia Murray, Mike Haley from CIFAS and Steve Proffitt from Action Fraud.
It's festival season! Before you grab your wellies and tent, listen to Sarah Pennells and our Young Money Champion, Rachel Healy, discuss how to cut and keep the costs of festivals down. Bronnie Hughes of Student Money Saver and Nick Hill of Money Advice Service share tips and tricks of using vouchers to save and give us the do's and don'ts when it comes to protecting your valuables.
Now it's something that over 21 million people in the UK do at least once a year and they don't get paid a penny. What is it? Volunteering. This week is Volunteers' Week where you can find out more about what's involved in volunteering. Volunteering can be anything from getting involved in projects and charities in your neighbourhood to travelling abroad. So, how can you get involved? What are the benefits and how do you work out what type of project to get involved in? Sarah Pennells and our Young Money Champion, Rachael Healey, are joined by Alison Harvie who's the head of communications at Volunteering Matters and by Stefan Watham who's the chief executive of Year Out Group.
t's estimated that almost half of first time buyers get some sort of help when they're buying their first property. And according to Legal and General, the 'Bank of Mum and Dad' will finance one in four of all property purchases this year. But what are the different ways family members can help someone buy their first property? Sarah Pennells is joined by our Young Money Champion, Rachel Healy, and guests Lina Bourdon from City and Country Financial Services, Andrew Montlake, founder of Coreco Mortgages, and David Hollingworth from London and Country Mortgages, to help share tips for first time buyers.
Rachael Healy, Lina Bourdon, David Hollingworth, Andrew Montlake
Sarah Pennells analyses the the dos and dont's when it comes to investing for the first time. This week's Young Money Champion, James Connington, starts off by discussing how he started investing and whether he encountered any surprises or disadvantages. Michelle McGrade, from TD Direct Investing, focuses on the ethics behind it; Tom Stevenson, from Fidelity Worldwide Investing, emphasises the importance of investing, while Simon Webster, from Facts and Figures, explains what the term ‘investing in ISAs’ means.
James Connington, Michelle McGrade, Tom Stevenson, Simon Webster
Sarah Pennells looks at credit card surcharges and why we still have to pay an extra 2.5% interest fee. This week's Young Money Champion, Amelia Murray, explains what the credit card charges are and why they are being changed this year. Helen Saxon, from Moneysavingexpert.com, debates whether credit card rewards are worth considering after cash back offers and loyalty incentives were reduced. Richard Koch, from the UK Cards Association, explains what further changes are being introduced next month.