Around 5 million non-nationals live in the UK. But how do you get financially established when you first arrive? Sarah gets advice from Theresa Wallace of estate agent Savills, James Jones of Experian and Teni Shahiean of immigration solicitors, OTS.
This week Sarah asks whether you should re-mortgage. What does this week's Bank of England interest rate cut mean for your if you're on a variable rate or if you're thinking of buying or remortgaging? She is joined by Ray Boulger of John Charcol mortgage experts, David Hollingworth of L&C mortgages and Andrew Montlake of Coreco.
Sarah is joined by Toby Walne, author of '101 Extraordinary Investments - Curious, Unusual and Bizarre Ways to Make Money', professional declutterer Vicky Silverthorn and writer Dan Wilson on how to make the most money from your unwanted stuff.
Sarah Pennells talks to James Connington from the Telegraph, Valerie Bannister of Your Move and Adrian Lowdon from MoveBubble on the pitfalls young people should avoid when renting a property for the first time.
James Connington, Valerie Bannister, Adrian Lowdon
Tired of junk mail pouring through your front door? Sick of cold callers asking about your broken computer? Consumer expert Martyn James and John Micheson, from the Telephone Preference Service join Sarah Pennells to share top tips on how you can slow the constant stream of spam messages and cold calls.
It is reported that two million people currently own shares in their employer due to employee share ownership schemes, but what does this actually mean? To find out Sarah is joined by Malcolm Hurlston, chairman of the Employee Share Ownership Center and by Debbie Lovewell-Tuck from the Employee Benefits magazine.
Sarah looks at the idea of fraud and how people are most likely to be targeted. Figures show an increase of 16 per cent for 2015 compared to the year before, but how can you help to lower your risk of being a target. To discuss this Sarah is joined by young money champion Amelia Murray, Mike Haley from CIFAS and Steve Proffitt from Action Fraud.
In 1966, Barclays sent out over a million credit cards to customers. And so began a revolution in the way we shop and pay for goods. None of the customers had asked for these cards - and it was an entirely new product in the UK. Many of those who received these credit cards were women, and it meant that women could get credit without having to get a man to sign for it or act as a guarantor. Sarah Pennells and her guests discuss how credit cards have changed over the past 50 years and look at current rates and deals available.
Maria Sienkiewicz, Liz Hodgkinson, Jane Clack, Tashema Jackson, Alastair Douglas
It's festival season! Before you grab your wellies and tent, listen to Sarah Pennells and our Young Money Champion, Rachel Healy, discuss how to cut and keep the costs of festivals down. Bronnie Hughes of Student Money Saver and Nick Hill of Money Advice Service share tips and tricks of using vouchers to save and give us the do's and don'ts when it comes to protecting your valuables.
When was the last time you read all the small print that comes with a plan or policy? And if you read it, did you understand it? Sarah Pennells and her guests talk through financial jargon and try and demystify some of the important terms you may not be familiar with. Financial Journalist Simon Read explains what terms that can catch people out while Ian Lees, author and financial IFA, looks at investment charges, what they mean and why they matter. Rod Jones, from USwitch, looks at energy companies and the issues revolving around exit fees.