The price of education in the UK continues to make headlines. Students are having to pay extortionate prices for university. They are leaving with a mountain of debt. And with prices looking likely to increase in the autumn of 2017, under new Tory legislation, is there a cheaper way to learn new skills without paying over the odds? Well, one-way people are doing it is by turning to digital tools, and apps rather than pay for expert advice or services. In fact, over 40% have done this, according to Halifax Insurance. Georgie Frost was joined by Dr Kairen Cullen, and Educational Psychologist.
Shop Floor, in association with the Inspirational Development Group, opens with an insight into the Queen Elizabeth Prize for Engineering. Lord John Browne, QE Prize Trustees and former Chief Executive of BP, explains what the award represents for the profession and why there needs to be a social change to encourage children to become engineers. Neil Pickering, Industry and Customer Insight Manager at Kronos, analyses how British businesses can avoid wasting over £60 billion a year on unnecessary admin, while Leeson Medhurst, Head of Workplace Consultancy at 360 Workplace, explains why office space can affect a company's productivity.
Lord John Browne, Neil Pickering, Paul Jackson, Leeson Medhurst
Sarah Pennells looks at credit card surcharges and why we still have to pay an extra 2.5% interest fee. This week's Young Money Champion, Amelia Murray, explains what the credit card charges are and why they are being changed this year. Helen Saxon, from Moneysavingexpert.com, debates whether credit card rewards are worth considering after cash back offers and loyalty incentives were reduced. Richard Koch, from the UK Cards Association, explains what further changes are being introduced next month.
Conor D'Arcy, Policy Analyst at the Resolution Foundation, talked about their new research published on the lack of career routes for non-graduates. Public policy is often focused on boosting high-level skills and helping those with the poorest qualifications. But those in between are often overlooked, so how can we break down the barriers?
How much did you spend on a cup of coffee this week? Sarah Pennells is joined by this week's Young Money Champion Rachel Healey, Jasmine Birtles, founder of Money Magpie, and Justin Urquhart-Stewart, Head of Corporate Development at Seven Investment Management. Together they discuss how the cost of coffee can add up, how you can save money and what you could spend your money on instead.
Sarah Pennells is joined by Mike Edwards, founder of the DIY Doctor, Michael Holmes, property expert for The Homebuilding & Renovating Show and chair of NaCSBA (The National Custom & Self Build Association) and Simon Warpole, home insurance expert at Aviva, to talk about the practical repairs you can do to your home, and how to cut costs, as well as making sure you're covered by insurance for any DIY disasters!
An increasing number of people are choosing to live together, rather than get married or form a civil partnership. But, while it’s becoming more commonplace, the legal status of cohabiting couples remains something of a mystery to most of us. Sarah Pennells is joined in the studio by Mary Marvel of Advicenow and Law for Life, Paula Myers, a lawyer with Irwin Mitchell, and over the phone by Christine Webber, a writer, broadcaster and psychotherapist, to discuss the various different issues moving in with a partner can have, and how best to deal with them.
If you started university in England in September 2012 or later, you’ll come under the new tuition fees and student loan regime. That means you’re likely to have graduated with tens of thousands of pounds of debt. So how do you start to go about paying that back? Sarah Pennells is joined by our Young Money Champion, James Connington from the Telegraph’s Personal Finance Team, James Seymour from the Complete University Guide and Ani Bailey from NASMA, the National Association of Student Money Advisers, to share tips and advice on how to tackle rising interest rates on hefty student loans.
This week's Shop Floor, in association with the Inspirational Development Group, focuses on the expanding world of business and how it affects its employees. Nick Peters also looks at the pressures of middle management and why BAME workers with degrees are more likely to be unemployed than white workers. Nick is joined by Douglas Rushkoff, Professor of Media Theory and Digital Economics at City University New York; Penny de Valk, Managing Director Penna Talent Practice; Natasha Owusu, from the TUC, and Maxine Hurley, Member Engagement Manager at ENEI.
Douglas Rushkoff, Penny de Valk, Natasha Owusu, Maxine Hurley
This week Sarah looks into weddings and the costs they can accumulate. Although for many couples it is the happiest day of their lives, it is often also one of the most expensive. Joining Sarah are Andy Webb from Be Clever With Your Cash, Charley Beard from The London Bride, Rachael Southwood from Wedding Ideas Magazine, Alison Hargreaves from Guides for Brides and Rosie Ames from Green Union.
Andy Webb, Rachael Southwood, Alison Hargreaves, Rosie Ames, Charley Beard