Share Sounds. related to Investing in Funds

Inflation is theoretically running out of steam but there's one essential that's still gloing up in price rapidly: food. Even as energy prices and other recent highly inflationary items run out of steam, the cost of food seems to show no let up - with reports reporting inflation-busting rises. What is going on here? How much have food prices risen, why have they gone up so much, are supermarkets or brand-name makers profiteering, and will costs ever come back down? Georgie Frost, Angharad Carrick and Simon Lambert, delve into food prices on this week's episode - and look at any ways you could save money. Plus, mortgage rates are falling while the base rate is going up: why is that and what happens next? Should you invest in a VCT, not just for the juicy tax breaks but also for the investment opportunities on offer? And finally, we met the founders of Seatfrog to find out how they are helping passengers buy up unused first-class seats on trains at bargain prices and their plans for making train ticket-buying better.

Adam Cox is joined by Founder of The Whisky Baron, Jake Sharpe, to discuss exactly how investing in whisky casks work, and what some of the associated risks could be. Jake provides recommendations to someone looking to buy a cask and advises on what actually makes a good whisky. https://www.thewhiskybaron.co.uk/

Adam Cox is joined by Ian Chards, Gold Expert from Chards Coin and Bullion Dealers, to discuss new research which reveals the publics opinions on the upcoming potential recession. He explains how high inflation rates affect those keeping their savings in a bank, and how gold could be a good alternate investment. https://www.chards.co.uk/

For those searching for a long-term investment perspective risk and volatility are big issues: and there's no better example of that rollercoaster ride than crypto-currencies. Adam Cox has chosen to focus this episode on Bitcoin due to its reputation for major swings in value — but it applies just as well to major asset sectors such as property and stocks. The fact is that cash left on deposit at a time of high inflation erodes real value just like a leaky bath: so it's important to come to terms with asset risk and not to suffer 'analysis paralysis'. Adam's time machine and rollercoaster analogy might help.

When gilts hit the headlines it’s a clear sign that trouble has not only been brewing but has been unleashed. Government bond yields only tend to break through into the mainstream when things aren’t going well and they have been firmly in the spotlight since Kwasi Kwarteng’s ill-fated mini-budget. But what is a gilt, why does its yield matter, what’s that got to do with prices and why do we worry about such things? Georgie Frost, Lee Boyce and Simon Lambert, take a step back from the maelstrom to explain gilts, why investors worry about government bonds, what’s causing ructions in the pensions industry and what this all means for normal people. Chancellor Kwarteng has now departed – in fact, news of his imminent exit from the job while the team were recording the podcast, triggering a breaking news style interruption – but will Chancellor Jeremy Hunt fare any better (and last longer)? The team discuss why the mortgage market is key to the answer to that and also look at what first-time buyers should do in this scenario. There are some for whom the current rapid rate rises aren’t bad news though and that is savers. We now have a top savings rate above 5% for the first time in many years, but is it worth taking? It requires locking in for five years, but that’s the sort of return knocking on what could reasonably be expected from the stock market, where you also have to take the risk of losing money. And finally, investors are hunkering down at the moment, but when share prices fall the stock market is on sale – and if you look at some investment trusts there is a double sale going on, as discounts have widened to 13% on average. Should you be greedy when others are fearful, as Warren Buffett is often quoted as saying, or exercise some caution rather than having your head turned by knockdown prices?

Adam Cox is joined by Sam Brooks and Mike Webb, from Vintage Acquisitions, to discuss new research looking at Brits attitudes towards traditional investment routes. They explain how vintage cask whisky could be a good alternative, and what to look for when investing in cask whisky. www.vintageacquisitions.com

Adam Cox is joined by Randeep Somel, Fund Manager for Climate Solutions Fund at M&G Investments, for World Earth Day to discuss impact investing, and the size of the opportunity to get to net-zero by 2056. Randeep explains some of the constraints that could arise in getting to net zero, and how impact investing can help the environment. www.mandg.com

Adam Cox is joined by Chand Chudasama, Partner in Strategic Corporate Finance at Price Bailey, to discuss new data which highlights considerable investment growth for regions of the UK. They look at the sort of industries that are currently particularly popular with venture capitalists, and Chand gives advice to business owners currently looking for investment. www.pricebailey.co.uk

The Talk by the WealthiHer Network every month on Share Radio. Tamara Gillan, founder of WealthiHer, is joined by partners and experts from within the network to explore different aspects of what women should know about business, investing, money and leadership.

In this week’s episode, we take on the big topic of how we can work together to make leadership, businesses, and investments more environmentally sustainable and socially responsible. We face many challenges – but we believe in the power of collaborative action, and that women represent great hope in driving a more responsible approach to business and investing. 89% of women, as compared 79% of men, want to engage with businesses and investments that are both environmentally and socially responsible – including gender balanced leadership and positive supply chains which protect women and girls. Joining Tamara is Claire Blackwell, Marketing Director of St. James’s Place, and Sian Sutherland, co-founder of A Plastic Planet, to discuss how we as individuals and the finance industry can use our investments to encourage more responsibility and sustainability.