Share Sounds. related to Pensions & Retirement - Planning for Retirement

Podcast Directory


Genre: Pensions & Retirement / Topic: Planning for Retirement
Strand: Consuming Issues
Clear Selection

Georgie Frost

This Is Money: Mortgage rates are rising again - should we be worried?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Mortgage rates are rising again - should we be worried?
With not one but two mortgage spikes fresh in our minds, a flurry of rate rises have got home owners and potential buyers worried again. A bunch of major mortgage lenders raised their rates this week - and Santander did it twice. So, are we about to see another mortgage spike or is this just what brokers and lenders like to optimistically call a mere 're-pricing'? And what does this all mean if you need to remortgage soon or want to buy a home? Georgie Frost, Helen Crane and Simon lambert take a look at what's happening in the mortgage market, why rates are rising and whether the Federal Reserve flapping its wings on the other side of the world pushes up our homeowning costs. Plus, Simon explains why you may not want to put all of your savings into your pension as it might dent early retirement chances. The team look at how at the other end of the scale someone with a bigger pension than they need could pass it to their grandchildren. Helen details a worrying 'Crane on the Case' theft and how to protect yourself - and finally we discuss whether a passkey is the answer to our fraud fears.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: Tale of the state pension underpaid for 20 YEARS

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Tale of the state pension underpaid for 20 YEARS
The debacle over widespread errors in the state pension that This is Money and Sir Steve Webb uncovered, continues. As of the end of October last year, DWP had paid out just under half a billion pounds to more than 80,000 people who’ve been underpaid. But what about those who have died? Tanya Jefferies, Lee Boyce, Angharad Carrick and Georgie Frost reveal the case where a letter was sent to the daughter of an 100 year-old man three years after he passed away, stating he had been unpaid state pension for two decades. Yet, despite the letter – months later, she was left hanging on what the DWP was actually going to do about it. And still on the state pension front, people continue to complain of top-ups chaos as the Government gets ready to launch a new online service next month. Sir Steve is calling on DWP and HMRC to get in more staff. You don’t need HMRC to have more staff to answer your call, oh no! You just need to be a VIP. Apparently there is a helpline, also known as Public Department 1 (PD1) which answers calls nine times quicker. We explain more. On the savings front, the FCA is launching a campaign to encourage savers to shop around – and if you rushed to sign up for a one-year fixed-rate cash Isa this time in 2023, Lee explains why you must act. Optional and mandatory service charges at hospitality venues – Georgie, Ang and Lee give their verdict. And finally, the price of bitcoin jumped beyond $60,000 this week. What’s behind the latest cryptocurrency surge?
Guests:

Angharad Carrick, Tanya Jefferies


Published:
Georgie Frost

This Is Money: Will you be able to afford a comfortable retirement?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Will you be able to afford a comfortable retirement?
The cost of a comfortable retirement has jumped over the past year - but what do you need to get one and will you get there? As the Pension and Lifetime Savings Association updates its annual look at how much income people need for a basic, moderate or comfortable retirement, Georgie Frost, Lee Boyce and Simon Lambert take a look at what this all means for you. If a comfortable retirement costs a couple £59,000 a year and a moderate one £43,000, which one do you have a chance of achieving - and are there any important bits being left out of the costs? The team look at the cost of retiring, why it might not be as expensive as it first looks, how to invest for retirement and what sort of back up the state pension will provide. Plus, why our real top rate of income tax is 60% - and it's not the highest earners hit by it on their next pay rise - and is there any hope that Jeremy Hunt will be the Chancellor who finally does something about it. The case for not just cutting stamp duty but getting rid of it altogether. And an interview with a modern-day business legend. Simon speaks to easyJet and easyGroup founder Sir Stelios Haji-Ionnou about how he started the airline and built it up and his Young Entrepreneur awards.

Published:
Motley Fool Money

Motley Fool Money: 3 Ingredients for a Happy Retirement (30/1)

Motley Fool Money
Original Broadcast:

Motley Fool Show

Motley Fool Money: 3 Ingredients for a Happy Retirement (30/1)
Flutter Entertainment, the owner of FanDuel, entered the New York Stock Exchange with imressive revenue growth. But, what’s driving it? Ricky Mulvey and Jim Gillies discuss what to watch as big tech companies report, concentration in the Magnificent Seven, questions about Flutter Entertainment’s share count and debt load and the switching incentives in sports betting. Plus, 15 minutes in, Robert Brokamp continues his conversation with Michael Finke, a professor of wealth management and the Director for the Granum Center for Financial Security at The American College of Financial Services. They discuss the key factors for a happy retirement. Companies discussed: AAPL, MSFT, FLUT. Hosts - Ricky Mulvey, Robert Brokamp; Guests - Jim Gillies, Michael Finke
Guests:

Jim Gillies, Michael Finke


Published:
Adam Cox

Modern Mindset: Paul Saroya on Equity Release

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Paul Saroya on Equity Release
Adam Cox is in conversation with Paul Saroya from Viva Retirement Solutions, delving into the topic of equity release and its nuances. Together, they explore the evolving landscape of equity release, considering its transformations over the years. The discussion extends to alternative solutions that individuals should ponder before making a decision. Paul offers insights on identifying the suitable candidates for equity release and emphasises the importance of thorough research before opting for this financial strategy. https://www.vivaretirementsolutions.co.uk/
Guest:

Paul Saroya


Published:
Motley Fool Money

Motley Fool Money: 100% Stocks for Retirement? (19/12)

Motley Fool Money
Original Broadcast:

Motley Fool Show

Motley Fool Money: 100% Stocks for Retirement? (19/12)
Toys are cheaper now than a year ago. And some of the most popular brands haven’t changed for decades. Ricky Mulvey and Asit Sharma discuss transitory inflation for the toy business — and beyond! — the everlasting power of Barbie, Hot Wheels, and Lego, and Coupang’s acquisition of luxury online retailer, FarFetch. Plus, 15 minutes in, Alison Southwick and Robert Brokamp open the listener mailbag and answer a question about saving in a portfolio of only stocks for retirement. Companies discussed: MAT, CPNG, FTCH. Hosts - Ricky Mulvey, Alison Southwick; Guests - Asit Sharma, Robert Brokamp
Guests:

Asit Sharma, Robert Brokamp


Published:
Adam Cox

The Hypnotist: The Calm and Empowered Transition to Retirement

Adam Cox
Original Broadcast:

The Hypnotist

The Hypnotist: The Calm and Empowered Transition to Retirement
For those who experienced the transition to 'retirement' during the pandemic lock-downs and working from home, it probably did feel calm and empowering (notwithstanding anxiety over the virus itself) — however, for many people it can feel more like a cliff-edge. This episode helps you to let go of the stresses and anxiety of the workplace and plan for that new chapter in your life: it's called 'future pacing'. The Christmas/New Year break is a great time to build a compelling version of your future.

Published:
Georgie Frost

This Is Money: Pension blunders and why a bond spike is worrying investors

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Pension blunders and why a bond spike is worrying investors
Georgie Frost, Simon Lambert and Tanya Jefferies discuss a new online service coming next Spring for state pension top-ups. Also, Simon looks at what's going on in the Bond market. There's also comment on premium bond values, and the team pick up a cause of local disputes: cameras in the back garden!
Guest:

Tanya Jefferies


Published:
Georgie Frost

This Is Money: Should we keep the triple lock or come up with a better pension plan?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Should we keep the triple lock or come up with a better pension plan?
If the triple lock is stuck to, the state pension should rise by 8.5% next April. That will be an inflation-busting rise but a promise is a promise - and the triple lock is meant to be a cast iron guarantee that the state pension will rise by either 2.5%, average wages, or inflation. Except it's already been unpicked once and arguing about whether the government can wriggle out of it has become an annual event. It's expensive and paid for by current workers, but the triple lock has improved the state pension - and one day those workers should get that payout themselves. Yet, has it run its course and is it time for a better policy than the triple lock? Georgie Frost, Sam Barker and Simon Lambert debate the triple lock and whether to keep it. Plus, why is Facebook Marketplace such a wild west for consumers and what happened when we tried to set up our own (fake) scam? Santander's cracking 5.2% easy access savings deal was pulled this week. The team discuss whether another account will come close in future and why those who signed up to This is Money's savings alerts didn't miss out. And finally, a reader has viewed 40 homes for sale but not found one they like. What should they do?
Guest:

Sam Barker


Published:
Georgie Frost

This Is Money: Are you on track for a comfy retirement and do you really need a £600k pot?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Are you on track for a comfy retirement and do you really need a £600k pot?
Inflation has been ravaging our finances, but it is also threatening our future. According to new research, if you want a comfortable retirement, you need to build a pot of nearly £600,000. The rising cost of living requires an extra £4,200 a year to maintain the same lifestyle as in spring last year - which means you have to save another £69,000 in all. Tanya Jefferies, Georgie Frost, Lee Boyce and Helen Crane delve into pensions, as separate research shows more than half of people saving into one believe they will never put away enough to stop working when they get older. What can you do? Tanya reveals how to invest your pension and live off it in retirement. One thing that isn’t going to help your retirement funds is forking out to help your kids get on the property ladder. But that is exactly what is happening at the moment and in huge numbers. Financial aid is expected to support almost half of all homes purchased by buyers under the age of 55 this year - totalling £8.1billion. Is tapping into the Bank of Mum and Dad fair? People who spent big sums on state pension top-ups are angry their cash has gone missing and they can't get answers out of HMRC or the Department for Work and Pensions – Tanya gives an important update. Lee runs the rule over the new 6.2% one-year fixed-rate from National Savings and Investments, alongside four savings trends gleaned from a new Bank of England report. Helen reveals the four pressures landlords are facing as more of them opt to sell up. And lastly, are you suffering from dogflation, catflation or any kind of petflation? And how can you bite back?

Published: