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It's a hat trick. After all those years of waiting in vain for a rate rise after the financial crisis, now the Bank of England has the wind in its sails and has raised rates three times since December. The shift up in the base rate to 0.75% hardly takes rates into the stratosphere but moving from 0.1% to here in four months stands at serious odds with the lower for longer mantra that dominated the past decade and a bit of central bank thinking. It's being done to combat inflation that's now forecast to hit 8% (or maybe higher admits the Bank). The irony is that interest rate rises will do little to tackle imported inflation. So is the Bank making the right moves? Is it right to try to crack down on inflation now, or is it putting the Covid recovery at risk? And what does this mean for savers, borrowers and investors? Tanya Jefferies, Georgie Frost and Simon Lambert discuss the rate hike - if you can call a quarter point rise a hike - and how much more of this may be coming down the line. Plus, what are the best shares and funds to stash in your ISA in volatile times, do you have to pay tax on a £20,000 bitcoin profit, and would you swap your device trash for cash at Currys?

Adam Cox is joined by Dr Zbigniew, from Algocells, to talk about news research revealing the prevalence of joint pain suffered by the public. They discuss the common joint concerns Dr Zbigniew sees in patients, and how the innovative treatments used by Algocells aims to tackle the 'pain problem' in the UK. https://www.algocells.com/

Simon Lambert and Georgie Frost discuss the potential benefits of Stocks & Shares ISAs for young investors, the end of rock bottom interest rates for mortgages and rising rates for depositors and, of course, escalating energy & fuel costs.

Adam Cox is joined by Ana Brito, Sleep8's resident sleep coach, insomnia expert and therapist, ahead of Sleep Awareness Week to discuss why so many Brits are struggling to get a good night's rest. They look at what the major sleep issues affecting the UK are, and Ana offers advice to listeners and explains the resources Sleep8 offer. www.sleep8.uk

Adam Cox is joined by Charlotte Wenham, CEO of Baby Shusher, to look at the impact the pandemic has had on parents, especially when it comes to their children's sleep schedules. They discuss the rise of baby-tech and how useful it is, and Charlotte gives tips and tricks to tired parents. https://babyshusher.com/

Russia's invasion of Ukraine has created a tragic situation that goes far beyond worries about our finances, but it will have an impact on them. The ins and outs of the conflict are not something that This is Money is qualified to comment on, but the financial impact of events is something that readers and listeners come to us to learn about. Georgie Frost, Tanya Jefferies and Simon Lambert look at what that impact could be. How the Russian-Ukraine conflict will affect out personal finances: from energy bills, to petrol prices and food, to the immediate volatility it has thrust on to people's investments, the team look at what is happening and what may happen next. Should investors stay calm and stick to their guns, or are their merits in one outlier suggestion of moving 50% to cash and battening down the hatches? Also, the added problem of inflation for people's investments and how to combat it. Plus, the latest on the state pension underpayment scandal and how some councils are now trying to rake in money from those paid back lump sums. And finally, its not an uncommon situation now to sell a property and step out of the market while you find a new one, but what should you do with a huge sum of cash in the meantime?

A free 'midlife MOT' course has been launched aimed at people who want to do a stock take of their current finances, career and health. This is an idea championed by the finance industry and government. But is it any good? Investments and pensions editor Tanya Jefferies undertook the course by finance giant Legal & General and the Open University and tells Georgie Frost and Lee Boyce of her experience. NS&I has doubled the rates on its green bonds – are they still missing the mark or is the boost good for eco-conscious savers? The Power of Attorney system has come in for plenty of slack this week with the 'creaking' system said to be in desperate need of improvement. What can be done and why is it important? Could you, or someone you know, be entitled to a social broadband tariff which could save hundreds on an annual internet bill? And finally, Lee goes into detail about This is Money's new retro revival series – with the first 'cash in the attic' style subject in focus being video games, and more specifically Nintendo and its late 90s N64 console.

Our approach to dealing with money matters is often shaped by the examples set by our parents, which in some cases we may replicate and in others we react against. Adam Cox helps to untangle these experiences and, in so doing, tackles the challenge of procrastination - when things are put into the 'too difficult to resolve' box. He introduces another perspective, that of the utility cost of doing nothing. If you find yourself struggling to determine the best way forward, this episode could be for you.

Adam Cox is joined by Valentine’s Day Gifting Expert from Haute Florist, Maryam Ghani, to discuss new research which reveals Brit's Valentine’s Day gifting habits. They look at why buying flowers from a proper florist could be a better choice, and what Haute Florist is doing for the Valentines season. https://www.hauteflorist.co.uk/

Adam Cox is joined by Richard Denton, Partner and Head of Private Client for North London firm, OGR Stock Denton, to discuss the rise in probate fee's and how this may affect applications. They look at the process of probate, and what the current wait times are, and Richard explains the main benefits of using an experienced solicitor firm of specialises in probate. https://www.ogrstockdenton.com/