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Georgie Frost

This Is Money: The big financial events of 2022 and what happens next?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: The big financial events of 2022 and what happens next?
Tumultuous is a word that doesn't really do 2022 justice. Most people were looking forward to a year of calm as the Covid pandemic faded, but instead got turmoil and the cost of living crisis. In the UK, we mixed the global unrest dealt by Russia's invasion of Ukraine and the inflation spike, with our own dose of political instability. A year in which you get through three Prime Ministers and four Chancellors is no ordinary one and the mini-Budget chaos led to the UK's own little self-inflicted financial crisis. That was dealt with by new Chancellor Jeremy Hunt and new PM Rishi Sunak reversing all of Kwasi Kwarteng and Liz Truss's giveaways and adding some tax hikes on top for good measure. So, where do we stand at the end of a year of double digit inflation, rapidly rising interest rates and a general sense of gloominess? Will next year be better? Georgie Frost, Helen Crane and Simon Lambert take a look back at the big financial events of 2022 and look forward to 2023 on this special year end podcast.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: Would you be tempted to 'unretire' after quitting work early? The mystery of Britain's missing workers

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Would you be tempted to 'unretire' after quitting work early? The mystery of Britain's missing workers
First we had the great resignation and now we may be seeing a new trend emerge 'unretirement'. Amid the turmoil of the pandemic, Britain's economy threw up the puzzle of a dramatic rise in economic inactivity - as about 565,000 people dropped out of the workforce to a position where they were neither working nor looking for work. These missing workers aren't claiming unemployment benefits but are somehow getting by under their own steam. The phenonomen is great enough that the ONS and Bank of England have looked into it and an inquiry by a House of Lords committee says that early retirement among those aged 50 to 64 may be the main driver of the trend. But there are also tentative signs of some of these people 'unretiring', so what is going on? Georgie Frost, Helen Crane and Simon Lambert delve into the issue. Why do people want to take early retirement, why may some now be returning to work — and what would tempt more back to boost productivity and the economy? Plus, the team look at the stock market winners and losers of 2022 — and why the FTSE 100 managed to keep its head while other major markets suffered. Also on the agenda are log burners: can they really be cheaper than your central heating or are they just a feature for the home? And finally, used car prices have continued to defy the usual way of things and rise again this year, is that now coming to an end and what were the models that rose the most in value over 2022?
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: When will interest rates stop rising? Plus, energy-saving tips to help you afford the heating

Georgie Frost
Original Broadcast:

This is Money

This Is Money: When will interest rates stop rising? Plus, energy-saving tips to help you afford the heating
Another rate rise to 3.5%, the ninth in a row; Simon Lambert discusses whether we're nearly there now. Plus, more energy saving tips amid the prospect that bills may not return to pre-pandemic levels until 2030. Georgie Frost, Simon Lambert and Helen Crane look at electric heaters vs. central heating, and they discuss an estimate that green home conversion may not pay off for 17 years. And finally - some people are still waiting for flight refunds going back to 2020.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: Do you need to worry about tax on your savings and investments?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Do you need to worry about tax on your savings and investments?
Simon Lambert, Helen Crane and Georgie Frost take a close look at the Capital Gains and Savings tax changes on personal investments, while their guest Sir Steve Webb unwraps another error in state pensions. Plus — is this it for the boom in used car prices?
Guests:

Steve Webb, Helen Crane


Published:
Georgie Frost

This Is Money: What does Jeremy Hunt's tax raid budget mean for you?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What does Jeremy Hunt's tax raid budget mean for you?
‘Jeremy Hunt’s mini-Budget was like the tax part of the Corbyn manifesto with none of the benefits of the extra spending.’ That was This is Money editor Simon Lambert’s verdict on the Chancellor’s tax-hiking spree that painted a miserable picture of the years ahead, hit higher earners, and hammered small investors. In a blizzard of hikes – through threshold drops and stealth tax freezes – Hunt worked his way through a painful Autumn Statement, where good news was thin on the ground. The silver linings came from the government sticking by the pension triple lock and uprating benefits by inflation but the focus was on painful years ahead. Was this the right move? Why did Hunt feel the need to inflict tax pain – and spending cuts later on? How did we go from Rishi Sunak as Chancellor with a margin to hit his fiscal rules to Rishi as Prime Minister with a fiscal black hole? Georgie Frost and Simon discuss these questions and more and look at what the Autumn Statement means for people’ finances: How much more tax will you pay? How much will your energy bills rise by? Who came out best and who came out worst? And can Simon come up with a note of optimism to end the show on? — listen to this Autumn Statement tax raid special to find out.

Published:
Georgie Frost

This Is Money: The everything tax raid: Will the threat of higher taxes backfire?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: The everything tax raid: Will the threat of higher taxes backfire?
‘If they could tax the air you breathe they’d do it.’ That age-old moan about taxes going up has sprung to mind over the past week, as rumours about pretty much any tax you can think of being hiked were spread about. So many kites were flown about potential tax rises that even taxing selling your own home and bringing back the 50p rate were floated as potential Autumn Statement ideas troubling Jeremy Hunt and Rishi Sunak’s minds. If all this came to pass it would surely become known as ‘the everything tax raid’. But will it come to pass? Probably not. You get the sense this is a massive exercise in softening up the nation, so that when some but not all taxes go up on Thursday, people breathe a sigh of relief. Yet could this bout of not-officially-encouraged-but-definitely-not-discouraged speculation do lasting harm to the economy? Simon Lambert argues that case, when he says with sentiment already heavily depressed going into a recession, striking the financial fear of God into the population might not be the best move. Simon, Georgie Frost and Tanya Jefferies discuss the tax hikes that have been rumoured and how likely they are to happen: one gets a minus two in five chance of occurring but others seem more likely. Also, will Hunt stage a raid on pension, either via tax relief or the triple lock? Plus, the story of how Tanya helped a podcast listener win back money after paying over the odds for her mother’s care home. And finally — if among all this gloom you’ve still got room to save, should you save or invest the money, or overpay your mortgage?
Guest:

Tanya Jefferies


Published:
Adam Cox

Modern Mindset: Adam Price on Money Worries in the UK

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Adam Price on Money Worries in the UK
Adam Cox is joined by the CEO and founder of Octopus Money Coach, Adam Price, to discuss some of the biggest money-related stresses affecting people right now. The look at why people struggle to talk about money, and Adam advises people who are struggling with money. https://octopusmoneycoach.com/
Guest:

0Adam Price


Published:
Georgie Frost

This Is Money: What do rapid rate rises mean for you - and is this the right move?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What do rapid rate rises mean for you - and is this the right move?
Interest rates rise by the highest amount for decades: what does it mean for your money? But despite rising rates, are savers losing out and what can you do about it? Plus 'stealth' taxes — are they more palatable? And gas prices fall, but does it mean lower energy costs? And finally — should you invest in a BTT? Georgie Frost and Simon Lambert help to steer you through the money maze.

Published:
Georgie Frost

This Is Money: Is the UK economy heading for stability or just more trouble?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Is the UK economy heading for stability or just more trouble?
With the Chancellor gone, the Prime Minister going and the financial plan torn up - what does it all mean for your money? It looks like the triple lock on pensions is here to stay, but are we approaching a house price crash? And how much energy usage should you budget for? Georgie Frost, Simon Lambert and Helen Crane discuss.

Published:
Adam Cox

Modern Mindset: Dr Amir Khan on the UK's Gut Problems

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Dr Amir Khan on the UK's Gut Problems
Adam Cox is joined by NHS Doctor, GP, and best-selling author Dr Amir Khan, to discuss the gut issued Brits are facing. They talk about the far-reaching problems a person can have when their gut health is compromised, and how Chuckling Goat's 12-week challenge aims to help. https://www.chucklinggoat.co.uk/
Guest:

Amir Khan


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