Share Sounds presented by Sarah Pennells (1)

Sarah Pennells talks to James Connington from the Telegraph, Valerie Bannister of Your Move and Adrian Lowdon from MoveBubble on the pitfalls young people should avoid when renting a property for the first time.

Sarah and the panel answer questions about how to save money without making an effort, by switching utility and telephone providers, getting the best from online discounts and vouchers and how to keep your food spend down. She's joined by Hilal Kanafani, co-founder of Flipper, Naomi Willis, co-editor and founder of the Skint Dad website and Kevin Pratt of MoneySupermarket.

Can doing up your garden add value to your house? Sarah talks about the growing popularity of gardening with Elspeth Briscoe, founder of My Garden School, Juliet Roberts, editor at Gardens Illustrated and Petra Hoyer Millar, the Oxonian Garden Blogger.

Around 1 in 5 parents will forego a meal this summer in order to pay for childcare, according to the Trussell Trust, a charity which runs foodbanks. And 40% of parents are worried about the extra costs of paying for childcare this summer holiday. Sarah talks to Mandy Garner of Working Mums and Anne Danks of the Trussell Trust.

This week, Sarah talks travel money. How do you get the best exchange rate? How do you avoid credit and debit card charges abroad? Do travellers' cheques still exist? What about prepaid currency cards? Sarah answers all these questions with this week's Young Money champion Rachael Healy, Andy Webb from the Money Advice Service and Bob Atkinson from TravelSupermarket.

It's been over a year since changes to the rules on pensions which meant that you don't have to buy an annuity - a product that converts a pension into a regular income. But for those who want that security of an income that's guaranteed for as long as they live, there's bad news as annuity rates have been falling. Sarah Pennells talks to Billy Burrows from William Burrows annuities and Andrew Tully from Retirement Advantage.

More and more people are going on holiday alone. They aren't necessarily single; activity holidays are becoming increasingly popular. This week Sarah looks at what holidays are available - and what they might cost - with Brenna Holman, a travel blogger who blogs at The Battered Suitcase, Colin Wilson, group sales director at Just You and John Telfer, head of product and operations at Explore.co.uk.

Want to make a little extra cash over the summer? Sarah Pennells and James Connington are joined by Chris Eccles, founder of Employment4Students, Zoe McMillan from The Student Room and Jo Phelps, founder of Novacroft, to discuss how to go about getting a job for the holidays. The panel discuss how getting work experience during the holidays can really boost your employability for the future, and how to make the most of your job.

Tired of junk mail pouring through your front door? Sick of cold callers asking about your broken computer? Consumer expert Martyn James and John Micheson, from the Telephone Preference Service join Sarah Pennells to share top tips on how you can slow the constant stream of spam messages and cold calls.

It is reported that two million people currently own shares in their employer due to employee share ownership schemes, but what does this actually mean? To find out Sarah is joined by Malcolm Hurlston, chairman of the Employee Share Ownership Center and by Debbie Lovewell-Tuck from the Employee Benefits magazine.