Share Sounds presented by Sarah Pennells (1)

Sarah Pennells discusses the 2016 budget announced by George Osborne earlier this week with guests Jane Moore, from ICAEW, Richard Blanco, a spokesperson of the National Landlord Association and Independent Landlord, Caroline Le Jeune, of London tax accountants Blick Rothenberg and Clair Walsh, an Independent Financial Adviser at Aspect8. Together they go over the recent announcements in this week's budget, looking at the main announcements, and how they could they could affect long-term investments.

Sarah Pennells is joined by Claire Finn, Head of Pensions at BlackRock, and Louise Oliver of Piercefield Oliver, to talk about women investing for their future pensions. In this week's programme, dedicated to finance from a female perspective, Sarah and her guests look at how to prepare for your pension and what to look out for when investing.

Sarah Pennells is joined by our Young Money Champion, James Connington of the Telegraph's Personal Finance Team, Rod Jones from uSwitch, and Richard King, CEO of Ingenie, to talk about young people's car insurance. She also finds out how one teenager managed to save thousands of pounds on his insurance using telematics.

Sarah Pennells is joined in the studio by Lina Bourdon of City and Country Mortgages, and over the phone with David Hollingworth of London and Country Mortgages, to discuss interest only mortgages, looking at why people still have that type, and what alternatives may be a better option.

Sarah Pennells is joined in the studio by Jane King, an IFA at Ash-Ridge Private Finance, Adam Lake of Turn2Us, Tom Connor of Drewberry Insurance and over the phone by Alistair McQueen of Aviva, to discuss how to best protect your finances if you're self-employed and don't have the security of working for a large company or organisation. What are the benefits and drawbacks of being self-employed? Do the positives outweigh the negatives?

Sarah Pennells is joined in the studio by Share Radio founder, Gavin Oldham, as well as our Young Money Champion, Amelia Murray from the Telegraph Personal Finance Team, and over the phone with Anna Sofat of Addidi Wealth, to talk about lost child trust funds. Together they look at lost or unclaimed child trust funds, after a recent research showed that nearly 900,000 people were said to be at risk of losing their savings.

Sarah discusses Free Wills Month, a time where charities offer members of the public over the age of 55 an opportunity to have their will written for free by a participating solicitor. This initiative allows people to make a will in an easy and quick way, without the difficult decisions and legal complications. Sarah talks to Lee Dowling, from EA law Solicitors, Richard Millar from Free Wills Month organisation and John Bunker, from Thomas Eggar solicitors, on how this can benefit the public and whether there are any hidden costs to look out for.

Sarah Pennells talks about banking and accounts with guests Tashema Jackson of uSwitch, and Hannah Maundrell from money.co.uk, and Matt Saunders from GoCompare. Together they discuss whether it is possible to open a bank account if you have a history of debt, if you can open an account if you’ve moved to the UK from abroad and what the best accounts are if you’re constantly in your overdraft or similarly, always in credit.

Sarah Pennells and her guests Chris Deams, from Cervello Financial Planning, Anita Monteith from the Institute of Chartered Accountants in England and Wales, and Rachel Springall from MoneyFacts, discuss changes in taxes to savings, ISAs and dividends. With some major tax changes taking place on the 6th April this year, how will this affect companies or those who are self-employed?

Sarah Pennells looks at how to save money on your food bill. Dawn Quest, joint founder of mealsourkidslove.com, joins Sarah with fellow guests Helen White, from Love Food Hate Waste and Annie O’Leary from Netmums. Together they discuss how supermarket offers can make customers spend up to 20% more than they plan to, despite food costs going down. The guests share tips on how to reduce food waste and how to cook food in a creative and healthy way, they also say that encouraging children to take part in buying and preparing food will help promote healthy eating.