Share Sounds presented by Sarah Pennells (1)

Sarah Pennells spoke to Cap Gemini’s Alex Smith-Bingham to discuss young people’s lack of digital skills in the world of work. Sarah will look at how many young people did not have the level of digital skills their company wished for and this could lead them to miss out on future job opportunities. Sarah is also joined by Rachel Healy, this week’s Money Saving Expert. Topics in the programme include how to enrich one’s digital skills, where to find more information, whether any particular schemes offer them and which digital skills are the most sought after. Jordan Daykin, from GripIt Fixings, explains what skills he is looking for in young people from an employer’s perspective.

Sarah Pennells is joined by Ben Wilson from Go Compare, Lorna Eachus of Direct Line and Graeme Trudgill of BIBA, to answer our listeners's tough questions on home insurance. Sarah and her guests will be sharing tips on how to make sure you're only paying for what you need with your home insurance policy, and whether sticking with one policy provider can save you money compared to switching. Sarah will also discuss Flood Insurance and the type of properties are will be covered.

Sarah Pennells is joined in the studio by Rachael Saunders from Business In the Community, and over the phone by Michelle Cracknell of The Pensions Regulatory Service and Fiona Tait of Royal London. Sarah and her guests talk about working in retirement and setting up a small business whilst receiving your pension . Sarah and her guests discuss the practicalities of setting up a business in retirement, as well as looking at what the rules say about receiving your pension whilst still at work.

Sarah Pennells is joined in the studio by Alan Higham, founder of Pensions Champion, and Tina Weeks, founder of Serenity Financial Planning, to discuss the state pension, and look at what you will actually get if you're due to retire. Despite being called a flat rate or single tier pension, not everyone will necessarily get the same amount and far fewer women than men will qualify for the full figure of £155.65 a week. In the programme Sarah will be looking at who is entitled to the new state pension and the differences between the current and the new pension.

Sarah Pennells is joined by this week's Young Money Champion, James Connington, from the Telegraph's personal finance team, as well as Graeme McColgan, an IFA from Million Plus Financial Planning, and also by Anna Bowes, founder of Savings Champion, to talk about the best ways to start saving if you're a student or starting your first job. Sarah and her guests discuss whether you actually need a savings account to start saving, what the basics are when it comes to how much to start saving, and what the best rates are when you're looking into savings accounts and products.

Sarah Pennells is joined by Sean Tipton, Business Development Manager at ABTA (The Travel Association), and Charles Gulland, owner of Wigwam Holidays, where they discuss Easter holidays and spring breaks, as well as answering our all important listeners questions on things like insurance packages and when to get the best deals. Our Share Radio Producer Matthew Cook spoke to Lonely Planet writer, David Else, to find out the best time to go away for the Easter holidays, and book that all important break.

This week Sarah Pennells is joined by Justin Urquhart Stewart from Seven Investment Management, to discuss whether investing in commodities is worth considering during the current economic climate. Sarah and Justin also discuss what 'soft commodities' are, what type of funds invest in commodities, and how to use derivatives to get access to a commodity market.

Sarah Pennells is joined by Tom Laws from the National Careers Service, and Adam Cox from Working From Home Week, to help discuss some of the benefits and drawbacks of working from home and how to be more productive during your time at home. They also discuss what to do whether you're thinking of setting up your own company to work from home, or just want to know what your rights are in asking to work from home.

Your Money, Your Future with Sarah Pennells, talking to Rodney Hobson, author of Shares Made Simple, Michelle McGrade, Chief Investment Officer at TD Direct, and Helal Miah, Investment Research Analyst at The Share Centre, about company figures, what they mean and how they can help your investment prospects.

Ask Sarah with Sarah Pennells, talking to Richard Blanco, Landlord Developer and London representative for the National Landlords Association, Merryn Somerset Webb, Editor in chief of Moneyweek Magazine, and David Lawrenson, founder of lettingfocus.com, about changes to buy-to-let property and whether it's a good idea to invest now. First Broadcast 13/02/16