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Gavin Oldham

Thought for the Week: Action required for Default CTF Pay-out

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Action required for Default CTF Pay-out
The core of the problem with unclaimed, adult-owned Child Trust Funds (of which there are over £2 billion waiting to be claimed) is with accounts opened by HMRC. That's why The Share Foundation has proposed a 'default withdrawal at 21' process, based on the young person's National Insurance number. Danny Kruger MP took part in the CTF conference in Westminster on Tuesday 5th March, and two weeks later in a Westminster Hall CTF debate, and supported this initiative which could release £1/4 billion each year to help these young and predominantly low-income young adults. Background music: 'Waiting' by Andrew Langdon

Published:
Georgie Frost

This Is Money: State pension boosted by 8.5% from this week - will it ever become means tested?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: State pension boosted by 8.5% from this week - will it ever become means tested?
Older people received another boost to the state pension this week taking the full rate to over £11,000 a year. This year's increase of 8.5% was thanks to the triple lock commitment - a guarantee the state pension will rise each year by the higher of CPI, wages or 2.5%. What does the future hold? While there is plenty of speculation the state pension may become means tested, in reality it could be incredibly hard to implement. Tanya Jefferies, Georgie Frost, Helen Crane and Lee Boyce talk state pensions – and how they compare to other countries. And sticking on the theme, there is another delay for the Government’s new online state pension top-up service. When will it launch? NS&I has a four-day IT meltdown that makes it a struggle for customers to log-in – and it suggests to one that she may have a ‘time drift.’ What does this bizarre explanation mean? Crane is on the Case once more, this time Eon is in the firing line after it insisted a part-time dance teacher used £95,000 worth of energy … in a month. And who on earth would hold an American Express card in their wallet with an APR 704.6%? Lee has the answer.
Guests:

Tanya Jefferies, Helen Crane


Published:
Motley Fool Money

Motley Fool Money: OK, Cloud (9/4)

Motley Fool Money
Original Broadcast:

Motley Fool Show

Motley Fool Money: OK, Cloud (9/4)
Google is the latest tech company to host a conference full of AI pronouncements. Asit Sharma and Deidre Woollard discuss why the market is smiling on Alphabet lately, how Google’s announcements show the company’s AI ambitions and what Blackstone might buy next. Then, 17 minutes in, Robert Brokamp interviews Steve Chen, the CEO of NewRetirement, on what savers often miss about retirement. Companies discussed: GOOG, GOOGL, BX, MSFT, AZMN. Host - Deidre Woollard; Guests - Asit Sharma, Robert Brokamp
Guests:

Asit Sharma, Robert Brokamp


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Motley Fool Money

Motley Fool Money: Intangible Greatness (6/4)

Motley Fool Money
Original Broadcast:

Motley Fool Show

Motley Fool Money: Intangible Greatness (6/4)
James Rhee is the former CEO of Ashley Stewart, a professor, entrepreneur, and the author of “red helicopter — a parable for our times: lead change with kindness (plus a little math).” Mary Long caught up with Rhee for a conversation about: an unlikely turnaround at a retailer serving plus sized, moderate income black women, eing kind versus being nice, when liabilities can become assets and vice versa, and real world goodwill versus the accounting version. Companies mentioned: NVDA. Host - Mary Long; Guest - James Rhee
Guest:

James Rhee


Published:
Adam Cox

The Hypnotist: Driving Confidence VR Simulator

Adam Cox
Original Broadcast:

The Hypnotist

The Hypnotist: Driving Confidence VR Simulator
Driving in difficult conditions can challenge your comfort zone: do extreme weather conditions, fast or heavy traffic or darkness bring on anxiety for you? If you believe you can't handle difficult situations, if anxiety amplifies — this episode could be for you. Adam Cox uses a Virtual Reality headset as a metaphor of disassociation, helping to build resilience resources and to generate confidence for handling challenges which can trigger anxiety.

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Editors Pick

Simon Rose

The Bigger Picture: Demographics & public services, the truth about money & the libertarian origins of cryptocurrency

Simon Rose
Original Broadcast:

The Bigger Picture

The Bigger Picture: Demographics & public services, the truth about money & the libertarian origins of cryptocurrency
Professor Tim Evans discusses the way in which an ageing population and fewer young people is creating huge problems for our economy. Money is not necessarily the answer. We are running up the down escalator and public services must be reformed. He considers an article which points out how even our top institutions and economists don't understand money and how it is lent into existence from thin air. Lastly, he recaps an article from an American think tank which points out how 1990s libertarians almost inadvertently started developing early forms of digital cash before the arrival of the internet.
Guest:

Professor Tim Evans


Published:
Simon Rose

The Business of Film: Monkey Man, The First Omen & Road House

Simon Rose
Original Broadcast:

The Business Of Film

The Business of Film: Monkey Man, The First Omen & Road House
James Cameron-Wilson reports on a box office down 36%, with blockbusters maintaining the four top spots. Dev Patel's directorial debut Monkey Man comes in at #5, a violent film about a hustler with a score to settle. Although it has kinetic energy, it lacks humanity and is derivative and wearisome. Worse is The First Omen at #6. Incredibly similar to the plot of Immaculate, it's a horror film with no sense of credibility. James much preferred the Amazon Prime superior remake of Road House with Jake Gyllenhaal as a charming bouncer. Directed by Doug Liman, it's more complex and interesting than the original and, while violent, it also has a great deal of humour.
Guest:

James Cameron-Wilson


Published:
Simon Rose

Gadgets & Gizmos: Recharging drones, tea & post robots, DNA in air conditioners & vegan leather

Simon Rose
Original Broadcast:

Gadgets and Gizmos

Gadgets & Gizmos: Recharging drones, tea & post robots, DNA in air conditioners & vegan leather
Steve Caplin admires a Singapore company offering electric rental vans. In Denmark, they are developing drones that can recharge from power lines. Japanese scientists are experimenting with drones that can become a rolling wheel on land as well as fly. Hyundai are producing a robot that can deliver tea and post and cope with lifts. A new multitool lets you select the tools you would find most useful. Imperial College has grown a vegan leather shoe from bacteria which even dyed itself. And in Australia, they've found they can retrieve criminals' DNA from air conditioners.
Guest:

Steve Caplin


Published:
Simon Rose

The Financial Outlook for Personal Investors: Is it silver's turn to shine?

Simon Rose
Original Broadcast:

The Financial Outlook for Personal Investors

The Financial Outlook for Personal Investors: Is it silver's turn to shine?
Russ Mould of A J Bell explains why inflation – and the risk-free rate – are so important for pricing in markets. Expectations for interest-rate cuts being scaled back as inflation persists have helped gold reach record levels as investors look for stores of value. But Russ points out that silver has had less attention and is relatively cheap in comparison with gold. If there is a shift in the mood music, could it be silver's turn for a run?
Guest:

Russ Mould


Published:
Gavin Oldham

Thought for the Week: Putting Dormant Assets to Work

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Putting Dormant Assets to Work
Just in the United Kingdom alone, it has been estimated that there is £200 billion lying unclaimed as dormant assets. Better analysis is needed, more use should be made of search facilities by families — but the money needs to be put to work, prioritising inter-generational rebalancing. The Dormant Assets Act 2022 is a major step forward by Government, and the Reclaim Fund will enable its provisions to be put into practice. This will become an increasingly important contribution to empowering disadvantaged young people as the birth rate falls. Background music: 'Sea of Ancestry' by Jesse Gallagher.

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