Share Sounds. presented by Georgie Frost

As banks went kaput a decade ago, the safety of our savings was thrust into the limelight. Most had never considered that cash in the bank was at risk and knew little about the Financial Services Compensation Scheme. When Icesave blew up a year after the Northern Rock collapse things changed dramatically. We should all be up to speed now, but how safe are your savings? On this week’s podcast, Simon Lambert, Tanya Jefferies and Georgie Frost we look at savings protection but also how you could end up losing money by sticking with cash. Ironically, worries about banks a decade ago triggered a flight to safety and more people stashing money in savings accounts rather than investing. But had people invested as Lehman Brothers collapsed they would have more than doubled their money by now. Taking the risk as the world appeared to be falling apart would have been the right move. Yet, at that point the stock market was already down 20% and fell by that again before it hit the bottom, so how many would have been brave enough? Also on this week’s show, we discuss how easy it might be to hit the £1million pension lifetime allowance sand whether your car might fail its next MOT.

What do you do about the looming inheritance tax threat when you live with elderly parents along with your own child and the home is worth nearly £10million – and you want to continue living there? It sounds like a champagne problem, but IHT does hit ordinary people – including one reader who admits to being relatively cash poor. How can they make sure they aren't turfed out due to inheritance tax? This is Money editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost discuss the IHT issue. Elsewhere, we discuss the big responsibility of being a trustee with a pot of cash to invest for a younger sibling and why it is never too late to start sorting your pension. With a number of big firms suffering hacks, including British Airways, we discuss what people can do if they are a victim and how to prevent becoming one. And finally, we talk about electric cars as sales continue to rise with the UK pushing for an entirely zero-emissions road network by 2040.

This is Money in partnership with NS&I. What would you teach a student about money? It’s almost time for a fresh year of students to start university and as they find their feet with new friends and a new way of studying they will also face another challenge – being in charge of their financial life. But we don’t have to send them off ill-equipped to deal with that, a few helpful tips can stop students ending up down to their last few pounds before the clocks even change. And as well as offering guidance, it’s perhaps even more useful to tell students about where you went wrong with money at university, or in your younger life. On this week’s podcast Simon Lambert and Georgie Frost have some helpful advice for students and a few candid tales of the money mistakes they made. Also, on this week’s show, we discuss child trust funds and how the free money dished out to children has often been lost track of but could be a nice little windfall.

Host Georgie Frost is joined by Assistant Editor Lee Boyce and motoring Editor Rob Hull. It’s the cash and cars edition. Are reports of it’s death greatly exaggerated? If not, are we as a society and our financial institutions ready to go cashless?! Big Brother claims at Lloyds; Aston Martin Gears up for a £5bn float and £48.5m for a Ferrari anyone? Bad luck, that one has just sold – but don’t worry. What about a Lada for the bargain price of 75 grand?!

Georgie Frost and the This Is Money team present a housing special which explains everything you need to know about buying property!

Welcome to 1984 – the hidden twist in the smart meter saga that could see suppliers take control of your account. Plus, victory for the fans as Ticketmaster takes a significant step to combat 'professional' touts. Also…Can you get on the property ladder with £10 thousand, and how to avoid being a CV cliché!

Is there an issue that gets under the collar of Brits more than unfair parking charges?! Find out what happened when our very own Lee Boyce got hit. Also imitation may be the sincerest form of flattery – but not in the case of supermarket own brand products! The fightback is on. We have the fallout from the interest rate rise – how have savers fared? And… Could you make your child a pension millionaire? Probably not but you could give them a nice little helping hand.

Interest rates have finally risen above 0.5 per cent for the first time in almost a decade. The Bank of England has decided that the UK's economy is healthy enough to finally get above the financial crisis emergency level, but was the hike a wise move or a mistake. Of those in favour, some have been calling for a rate rise for a long time, others believe we must try to get back to normal before recession hits. But those opposed believe even this tiny shift up to a very low base rate level of 0.75 per cent, is a gamble too far from the Monetary Policy Committee's ratesetters. On this week's podcast, Simon Lambert, Lee Boyce and Georgie Frost dive into the rate rise. Why did the bank hike rates, who will it affect, why do interest rates even move up and down and how did they end up at 0.5 per cent in the first place? Also on this week's show, Lee introduces us to the world of micro-saving, we discuss the case of the financial adviser who suddenly ask for £10,000 more and Simon tries to show he is down with the kids who are making money by selling on Depop.

This is Money is going on holiday… Don’t worry, loyal podcast fans they aren’t really going anywhere, but they are dedicating this week’s show for those lucky among you who are! And even if that’s not you, there’s some pretty useful stuff coming up for when you do. From your pre-travel arrangements, travel insurance and holiday money, to when you land abroad, paying the right way and what you eat! And touching down back home…whenever that may be. So seats and traytables back to the upright position, seatbelts on and notepads at the ready…

Working out what to do with a life-changing sum of money is a nice problem to have but that doesn’t mean it’s not tricky. We’ve all read the stories of inheritances, lottery wins and other windfalls squandered - and even if you have spent a lifetime building your wealth, whether through investing or business, it would still be all too easy to rattle through the cash. On this week’s podcast, we look at a question from This is Money’s new Wealth Check section on what to do with £1.2million from a business sale: how to spend some enjoying life and invest the rest so that it is not at too much risk but still grows. From there, Simon Lambert, Tanya Jefferies and Georgie Frost dive into what a life-changing sum of money might be, why more people are getting them, and what you might do with it. For those without that luxury, we look at why engaging with your pension investments is being tipped as a way to retire early - and whether a bit less time panic scrolling on social media might buy you the time to do that.