Have you been using your credit cards to get in on the black Friday deals, or perhaps some Christmas shopping? Credit cards can be extremely useful against fraud but can be a big problem if you aren't able to pay them off quickly. So should you bother, or are you better off without? To discuss this with Sarah she is joined by Young Money champion, James Connington, Andy Webb of becleverwithyourcash.com, Andrew Haggar of Moneycomms and Hannah Maundrell of Money.co.uk.
James Connington, Andy Webb, Andrew Hagger, Hannah Maundrell
Want to get the best deals on your Christmas Shopping? Not sure how to make the most of Black Friday? Never fear! Sarah Pennells is joined in the studio by Martyn James, Independent Financial Expert and Commentator, Katy Phillips from Idealo, and James Walker from the complaints website Resolver.co.uk, to share top tips on securing that must have bargain as well as answering your consumer rights questions.
In the wake of Brexit and Donald Trump being elected, what should you take account of and what should you ignore when it comes to investing? Sarah Pennells is joined by Louise Oliver, a Chartered Financial Planner at Piercefield Oliver, Lisa Stanley-Mann from Good with Money, and Share Radio's own Senior Analyst, Ed Bowsher, to guide you through investments and what to look out for in a post-truth environment.
In need of a little extra cash for your Christmas present fund this year? Sarah Pennells is joined by Jasmine Birtles, Founder of money saving website Money Magpie, Naomi Willis from the money blog Skint Dad, and Abigail Dickinson, Communications Executive at cashback site Quidco, to look at ways to make and save those essential pennies for the Christmas shop.
Struggling to get on the property ladder? Sarah Pennells and Young Money Champion Olivia Rudgard look at the pros and cons of shared ownership with experts Lynda Clark, Editor of First Time Buyer Magazine, Kush Rawal, Sales and Marketing Director at Thames Valley Housing, and Paula Higgins, Chief Executive of Homeowners Alliance. Sarah and Olivia also hear from Alex Campbell who's bought a shared ownership property in Phoenix Quarter in Dartford in Kent.
Olivia Rudgard, Lynda Clark, Kush Rawal, Alex Campbell, Paula Higgins
With Christmas just a few weeks away, many of us will have started thinking about a winter getaway, either on the slopes or somewhere warmer. But when’s the best time to book, where can you find the best deals, and what are your options if you want a wintry break but don’t want to ski? Sue Dougan sits in for Sarah and is joined by Sean Tipton from ABTA, Alistair McLean of Artisan Travel and Dan Fox, MD of Ski Weekends.
What do you do if you’re due to retire, but you don’t really want to? This week Sue Dougan, sitting in for Sarah, looks at retiring without fully retiring and what your options are, including working for a charity or other voluntary organisation, and whether you can still take your pension if you’re still earning. Sue is joined by Michelle Cracknell of TPAS, Nici Audhlam-Gardiner, MD of Saga Money and Julian Noakes from Retirement Reinvented.
Analysis published by Royal London has revealed that new mothers could be missing out on hundreds of millions of pounds in state pension rights. Sue Dougan sits in for Sarah and she and her guests look at what this means for young mums – how do you know if you’ve missed out and what can you do? She was joined by Steve Webb of Royal London, Anna Monteith from ICAEW and freelance finance journalist Donna Ferguson.
With a fortnight to go until Black Friday, the panel look at fraud and how to stay safe online. They look at how secure online banking is, and what steps you can take to ensure that you’re not a victim of fraud. Sue Dougan sits in for Sarah and is joined by Young Money Champion Amelia Murray, Harry Rose, money editor at Which?, Joe Hancock, Cyber Security Lead at Mishcon de Reya and Brian Laing of Last Line.
In light of the recent court decision which ruled that Uber drivers are employees and not contractors, Sarah looks this week at what rights you have at work; what sick pay and holiday are you entitled to, what are your rights under a zero hours contract, and are you right to insist on a written contract of employment? Sarah looks at all these questions and more, with her guests Beverley Sunderland from Crossland Employment Solicitors, John Palmer from ACAS and Joanna Sutton of Nockolds Solicitors.