On this week's episode, Moira O'Neill and Tom Wilson join Georgie Frost in the studio. On the agenda, HSBC Has launched the UK's first Sub-1% fixed-rate mortgage. Then, most Brits who've bought their first home are not saving enough to get a second property. And, Insurance providers evaluate your driving history and status, and assign a risk value reflected in the premiums you pay. Plus, people in their 40s are working later into their life than ever before leaving a strain on pension.