Share Sounds. related to Financial Education

Adam Cox is in conversation with Kirsty Anderson, M&G Wealth's Pension & Saving Specialist. They delve into the findings of a recent M&G Wealth-commissioned report that underscores a noticeable decrease in households engaging in financial discussions. The conversation revolves around the crucial financial topic’s families should be addressing, emphasising the significance of having these conversations at the present moment. Kirsty sheds light on the barriers hindering open discussions about finances within families and offers valuable tips on fostering openness among loved ones regarding money matters. https://www.mandg.com/

Adam Cox is joined by Matt Dronfield from Debt Free Advice to discuss the charity's pop-up advice centres throughout the capital, offering practical money tips as part of Talk Money Week. They delve into the current debt crisis in the UK, discussing its scale and the key contributing factors. Matt also sheds light on Talk Money Week's purpose and guides individuals on where to seek help if they are concerned about their financial situation. https://debtfreeadvice.com/

As the Party Conference season draws to a close, we check out last week's rather lacklustre Conservative event and add some thoughts to Sunak's agenda for education. Meanwhile, for those more focused on how to invest and still meet the net zero targets, don't miss the Sustain:Social Investing Conference on Saturday 21st October! https://sustain.social Background music: 'Communicator' by Reed Mathis

The scars borne by the younger generation reflect parents under pressure: from relationship breakdown, the demands of work, migration, the cost of living. So we must look intelligently at the journey towards adulthood, responding particularly to the call for reason, and underpin it with the firm foundation of unconditional love. Background music: 'Generations Away' by Unicorn Heads

Last week Jerome Mayhew MP drew attention to the dire state of financial education in the UK: a recent survey for Parliament suggested that 62% of young people had no recollection of being taught about finance in school. But how can it be given proper recognition among teaching staff when there's no Financial Awareness GCSE? Meanwhile King's College Entrepreneurship Lab has launched an inaugural essay competition for Year 12 and 13 students, designed to encourage UK Sixth Form students to pursue entrepreneurial aspirations and to understand better how to launch an enterprise. Great idea — let's give it the oxygen of publicity! Background music: 'The Plan's Working' by Cooper Cannell.

Welcome to a special episode of The Financial Outlook: the investment section of the Managing My Money course. What's the difference between saving and investment? It's all in the risk. We talk about shares, bonds and funds, and which perform best over the long term. The Managing My Money course has 16 sections in total, and is presented by Glen Goodman and Annie Weston. You can enjoy the whole course, produced in association with the Open University via Share Radio's home page.

Dame Meg Hillier is Chair of the Public Accounts Committee, which has published its 25-page report into Child Trust Funds following the recent National Audit Office analysis. HMRC is asked to follow a series of recommendations to link young adults to their unclaimed accounts, including getting account providers to take more action. Young adults from disadvantaged households are most in need of the c. £2,000 waiting to be claimed in their Child Trust but an estimated one million 18-20 year-olds are not claiming their money because they don't know anything about it. As we said on 22nd May, don't waste the Child Trust Fund harvest! Background music: The Plan's Working - Cooper Cannell Image by Richard Townshend

“The [Child Trust Fund] scheme has been closed to new entrants for over 12 years. In this time HMRC has been focusing resources on evaluating and improving existing schemes. We will continue to keep the need to evaluate old schemes under review.” So said Andrew Griffith MP, Economic Secretary to HM Treasury in reply to a parliamentary question from John Ashworth MP, Shadow Secretary of State for Work and Pensions. But this is not an 'old scheme' — there is currently over £1.7 billion sitting in mature accounts belonging to over 900,000 mainly low-income young adults throughout the UK who don't know anything about their good fortune! Their Child Trust Fund harvest is seeing too little action at present: but it's not too late to get it sorted, and the current focus from the National Audit Office and Public Accounts Committee will certainly help. Background music: 'Hopeful Freedom' by Asher Fulero

What do you wish you knew when you were just starting out investing? Jason Moser discusses Roblox sharing its last batch of monthly metrics, why the company still has a "glass half-full valuation", and thoughts for a relatively new investor with decades of investing ahead. And at 17 minutes in, Asit Sharma talks with Bill Burns, CEO of Zebra Technologies, about the business of barcodes and robots in fulfillment centers. Companies discussed: RBLX, ZBRA. Host - Chris Hill; Guests - Jason Moser, Asit Sharma, Bill Burns

Adam Cox is joined by Kevin Brown, from Scottish Friendly, to discuss new research which reveals parents’ ability to put money away for their children. They look how sensible it is to give children a Junior ISA as part of their Christmas financial gift, and how Junior ISA's can teach children about investing. https://www.scottishfriendly.co.uk/