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Oxford University Professor Ben Ansell is delivering this year's Reith Lectures on the future of democracy: whether it's in retreat across the world, whether citizens of wealthy countries have embraced a false sense of security, how to build a sense of solidarity in polarised societies, and how to enable continued economic growth without wrecking the environment in the process. But will he tackle the question of how democracy can — and should — evolve from national to global governance? And will he address the need for participation in individual ownership and the accompanying enhanced sense of responsibility, combined with the need for the young to be empowered through inter-generational rebalancing? The next three lectures will tell. Background music: 'Resolution' by Wayne Jones, Image source: BBC

Adam Smith set out the foundation building blocks for economic growth in the Wealth of Nations, and capital and labour were the key components — Jeremy Hunt says he is now pursuing growth as his key priority, and there's no doubt that increasing capital availability in both public and private sectors will help: but where is the labour capacity? It's on NHS waiting lists ..
Background music: 'The Nexus Riddim' by Konrad OldMoney

This week's Thought proposes four key routes towards 'Loving your enemy', including a gradual transition from national to international law. This would mean justice not being constrained by national borders, so we could look forward to a system of international civil law enforcement replacing reliance on military force to resolve criminal outbreaks — it would also help us to resolve the challenges of climate change. Another element is restorative justice: Nelson Mandela and Desmond Tutu showed the world that such a system can provide a pathway to peace in the most challenging of circumstances. These initiatives, based on an understanding of unconditional love and an equitable sharing of resources, can provide a way forward from our current woes. Background music: 'Everything Has a Beginning' by Joel Cummins. Image source: United Nations

In the old days we either telephoned someone for a quick answer to a question, or sent a letter which focused the attention of the recipient. Now huge volumes of emails fly across the net, and we're left waiting days for an answer. It may be cheap, but is it productive? Also — People think that debit cards are as safe as credit cards or direct debit authorities — until something goes wrong. And, if it's a continuous payment authority given to an overseas supplier, there's very limited protection available, beyond FCA guidance. Background music: 'Communicator' by Reed Mathis

Neil Shah of Edison Group explains why the UK market is extremely cheap internationally, which is why we are seeing companies being bought out. He says that domestic investors should not give up hope. Given that many large UK companies have substantial foreign interests, you can get foreign exposure more cheaply, while investment trusts have further attractions. As the Chancellor has said that the government's stake in NatWest will be sold down, Neil explains how to judge if it is worth buying into the bank when it happens.

Mike Indian assesses the Autumn Statement now that the dust has settled. It is clear that the public finances are in a dire state, which will give an interesting economic inheritance for any Labour government. He also looks at the issue of net migration, wondering if a cap is the right thing and whether it will lead to public discontent as in other countries. He considers the state of the Covid inquiry, feeling that a more rapid assessment of how to respond to a future pandemic is also needed. And he talks about Labour's strategy for a future government, such as it is.

What drives you mad about going to the supermarket? Is it self-service tills, scanning receipts to get out, loyalty scheme dual pricing, or prices being hiked well above inflation? Many of us want to support bricks and mortar retail, but there are times when shops seem to mainly be involved in testing our patience. In a week in which the competition watchdog fired a broadside at the consumer brands giants for pushing up prices, a practice dubbed ‘greedflation’, and sounded a warning to Tesco and Sainsbury’s over Clubcard and Nectar Prices, the This is Money podcast team head down to the shops. Georgie Frost, Lee Boyce and Simon Lambert discuss what’s good, what’s bad and what really gets their goat. Plus, will a new online fraud charter make any difference? The team discuss investing legend Charlie Munger and Alistair Darling, Chancellor during the financial crisis, who both died last week. And finally, what makes a house price hotspot? We look at the UK’s top 30 this year.

Steve Caplin delves into the world of tech. Sitting in traffic really does raise your blood pressure, it transpires. A wearable stethosope is being developed, as is a pill that can track your vital signs. Curtains could prove the answer to stopping superbugs being transmitted in hospitals. DAB is being phased out in favour of DAB+ and users need to be careful about buying second-hand radios. Kodak are producing a bizarre camera using Super 8 film. The Swiss have developed a machine for creating giant stone walls. Deliveroo are to add electronics then Screwfix and Boots to the things they'll bring. And the first disabled astronaut may be grounded because his prosthetic leg could poison the air on the International Space Station.

James Cameron-Wilson assesses Ridley Scott's ‘Napoleon’, #1 with a take of £5.2m. Despite being 158m, he felt it cantered too rapidly through 32 years of Napoleon's life, as played by Joaquin Phoenix. However, the battle scenes are amazing, if gory, and he loved Martin Phipps's score. Shame about the longueurs. Disney's new U-certificate animation, ‘Wish’, is #3 with only £2.4m but such things are often slow starts and around for a long time. James also discussed true story ‘Nyad’, on Netflix, about a retired 60-year-old marathon swimmer who undertakes a crazy challenge. Sadly, despite Annette Bening, he found it uninspiring and unbelievable while the script was more DIRE-log than dialogue.

Adam Cox is in conversation with Guy Smith from Independent Tax, exploring the legal obligation for digital platforms like Airbnb, Etsy, and Vinted to report their sellers' earnings to HMRC starting January 1, 2024. The discussion delves into the specified thresholds for reporting income and the retrospective assessment period that HMRC can undertake. Additionally, Guy provides insights into the steps the public can take if they have concerns about potential tax liabilities or unreported earnings. https://independent-tax.co.uk/

Teenage experience often encourages a mindset of not showing one's vulnerabilities or true expressions in order to evidence a confidence or tough exterior, hiding the true self. This episode looks back to those earlier times in order to develop resources for today for a different outlook on life, one that allows that true self to come through.

November was a party for stocks and bonds, but is Jerome Powell about to turn the lights on? Jason Moser and Matt Argersinger discuss the market’s incredible November and why we may not be out of the woods yet on rate hikes, why Apple and Goldman Sachs are breaking up their credit card partnership, and thoughts on Tesla’s Cybertruck and the new details we have after this week’s showcase. Also, 19 minutes in, Adobe Insights Vivek Pandya talks through the trends he’s seeing so far in holiday spending and whether it makes sense to buy now or wait for some of the items on your list and, 34 minutes in, Jason and Matt break down two stocks on their radar: Docusign and EPR Properties. Stocks discussed: AAPL, GS, TSLA, BRK.A, BRK.B, DOCU, EPR. Host - Dylan Lewis; Guests - Jason Moser, Matt Argersinger, Vivek Pandya

We celebrate one of the greatest investors of all time by talking about our favorite Mungerisms and the lessons we’ll carry forward from Poor Charlie. David Meier and Dylan Lewis discuss
some of their favorite Mungerisms on investing and life, Berkshire’s incredible performance in his time with the company, and the best thing you can do to celebrate his life today – read a book. Companies discussed: BRK.A, BRK.B, AAPL. Host - Dylan Lewis; Guests - David Meier

On Wednesday 22nd November '23 Chancellor of the Exchequer Jeremy Hunt delivered his Autumn Statement to the House of Commons, focused on restoring UK economic growth. This is his full, unabridged speech as delivered, without commentary.

Welcome to a special episode of The Financial Outlook: the investment section of the Managing My Money course. What's the difference between saving and investment? It's all in the risk. We talk about shares, bonds and funds, and which perform best over the long term. The Managing My Money course has 16 sections in total, and is presented by Glen Goodman and Annie Weston. You can enjoy the whole course, produced in association with the Open University via Share Radio's home page. Here's the link to the slides for this episode: https://www.shareradio.co.uk/help-guides/managing-my-money/supporting-slides/mmm-week-5-episode-10-supporting-slides/

“The [Child Trust Fund] scheme has been closed to new entrants for over 12 years. In this time HMRC has been focusing resources on evaluating and improving existing schemes. We will continue to keep the need to evaluate old schemes under review.” So said Andrew Griffith MP, Economic Secretary to HM Treasury in reply to a parliamentary question from John Ashworth MP, Shadow Secretary of State for Work and Pensions. But this is not an 'old scheme' — there is currently over £1.7 billion sitting in mature accounts belonging to over 900,000 mainly low-income young adults throughout the UK who don't know anything about their good fortune! Their Child Trust Fund harvest is seeing too little action at present: but it's not too late to get it sorted, and the current focus from the National Audit Office and Public Accounts Committee will certainly help.
Background music: 'Hopeful Freedom' by Asher Fulero

UK Chancellor Jeremy Hunt sets out his Budget for growth. This is the unabridged recording, direct from the House of Commons on 15th March 2023.

The huge take-up of ChatGPT over recent weeks has brought the challenge of Artificial Intelligence into sharp relief. As the Chief Executive of its creator, OpenAI, said in one of his blogs, 'Artificial Intelligence will bring unimaginable wealth but, unless something changes, most of us will get none of it. We need a radical solution'. Conventional wisdom sees Universal Basic Income as the way through this dilemma, but this will only bring us more state intermediation and human subservience. We can put forward a better solution, by enabling all to share in the wealth that technology brings and to play their part in its future governance.
Background music: 'Digital Solitude' by Silent Partner

Following the tradition of his mother Queen Elizabeth II, King Charles III presents his first Christmas broadcast at 3 pm on 25th December 2022.

Jonathan Davis, editor of the Investment Trusts Handbook, tells Simon Rose what makes investment trusts special and why investors should consider their merits. He explains the differences to other types of funds, including the premium and discount. He discusses the yields on alternative assets (including renewable energy and even music royalties) and how trusts can continue paying dividends even in bad years. The handbook, from Harriman House, is available in hardbook or free as an ebook (https://tinyurl.com/mt69fc24).

It’s the last episode of Answers (but don’t worry, we’re just moving to Motley Fool Money every Tuesday). We’ll reminisce on our biggest lessons learned over the last seven years and answer your questions, some financial, some festive.

The Talk by the WealthiHer Network, every month on Share Radio: this month we are here to talk about the secrets of some of UK leading female businesses leaders and their journeys within launching their businesses. Tamara Gillan is joined by Charlotte Bobroff, the executive director at J.P. Morgan who has been incremental with working with female founders from female high-powered businesses. She recently curated an event surrounding female high-powered businesses and she will be discussing her findings. Also, we have the pleasure of Daina Speddings, who is an investor at BGF and will share her perspective on the investment journey.

Scrooge has made the deal of his life with Chinese investors and must now quickly return to London on Christmas Eve to close the deal. On the flight back, during a fitful sleep, Scrooge confronts his past and present and learns the future consequences of his miserly life to find the true meaning of Christmas. Proscenium Online Theatre is super excited to be bringing you a whole new season of audio dramas in 2022. Starting off with 'The Girl in the Yellow Dress', a dark romance by South African playwright Craig Higginson, and 'Plunder', an original Hong Kong based thriller by American playwright Alan Olejniczak. In the meantime - sit back, close your eyes and enjoy the Proscenium Online Theatre’s production of 'A Christmas Carol'.

https://www.prosceniumonlinetheatre.com

Join the Sustain:Social panel session on December '21, considering the outlook for investors in the wake of the COP26 in Glasgow. The panel comprises of - Chair: Rodney Hobson Panel: Gervais Williams (Premier Miton Group); Jamie Broderick (Impact Investing Institute); Mohan Gundu (Sustainable Funds Group); Mike Appleby (Liontrust Sustainable Investment team); Gavin Oldham (The Share Foundation / Share Radio).

Food banks are providing a vital role to help people this winter, and the Trussell Trust supports more than 1,200 throughout the United Kingdom. In this special episode of The Bigger Picture, their Chief Executive Emma Revie briefs supporters about their progress, and their plans for the future. If you would like to support the extraordinary work undertaken by this charity, please visit https://trusselltrust.org

If you missed Chancellor Rishi Sunak delivering his speech on 27 October, here's your chance to hear it. Plus, read our commentary on Monday 1 November for Share Radio's perspective, including our assessment of the contrast with the mid-70s, when public borrowing last hit stratospheric levels.

Imagine a world in which everyone has a stake in the great tech firms that serve them each day, and where dividends are gradually replacing wages to provide regular income for everyone, as work becomes scarcer as a result of automation? Imagine a world where every young person not only has a small inheritance with which to start their adult life, but also the opportunity to build its value by learning life skills? Simon Rose is taking a well-earned break this week, so we’re taking the opportunity to bring you a talk given Gavin Oldham in August to the leading City of London think-tank Z/Yen.

Click link for slides for presentation

On 31 August '21 The Share Foundation hosted a virtual event for young people in Wales, to help them find money that the government put away in a Child Trust Fund for when they reached 18. All young people born in the UK from 1st September 2002 should have one of these accounts, but huge numbers don't know anything about them! With Welsh-speaking help from Jac, this audio podcast of the virtual event tells you all about your good fortune, and invites you to register at https://findCTF.sharefound.org so that Sharefound can help link you with your money. Please share! And if you want to join a virtual event yourself, please visit https://www.sharefound.org/ctf-virtual-events and register for your choice of date: they're taking place each fortnight.

Every child in the UK born between 1 Sept 2002 and 2 Jan 2011 has a Child Trust Fund (CTF). But one child in six has lost contact with the money. Gavin Oldham, Chairman of The Share Foundation – which runs the Junior ISA & Child Trust Fund schemes for children in care for the Department for Education - is trying to re-connect them. He talks through the CTF, how to track an account down, and what a child can and can’t do with the money.

In a new partnership with publishers Harriman House, Share Radio has produced its first audiobook 'Superinvestors', written by Matthew Partridge and read by some of Share Radio's best known presenters. 'Superinvestors' lays bare the investing secrets of legendary investors - from early 20th-century figures such as Benjamin Graham and John Maynard Keynes, through to more modern names such as Anthony Bolton and Warren Buffett.

How you can help young people in care prepare for adult life by supporting The Share Foundation’s ‘Stepladder of Achievement’ programme.

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Share Radio has put together a list of our ‘Top 5 Money Saving Apps’ to help our listeners make the most of their money.  All the apps featured here are free to download on either Apple or Android devices. Read more...