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We should not forget that it will be just as important to our descendants to be prosperous in their time as it is to us to be prosperous in our time."

Theodore Roosevelt

In his Spending Review last week, Rishi Sunak made a determined effort to start the process of ‘levelling up’ with public spending. We all know, however, that levelling-up is about much more than providing a boost for economic activity in certain regions of the country: it’s about people feeling in control of their lives, and having the same opportunity to participate as those who are already in that ‘levelled-up’ state.

This is not just a short-term endeavour: it’s calling for a permanent re-structuring which results in genuine ownership and responsibility. It’s inter-generational, and it means tackling both wealth polarisation and the huge shortfall in financial awareness.

So please READ ON .. as we focus on what levelling-up should mean to achieve a permanent change from which all can benefit. And we’ll consider some potential elephant traps on the way, such as the property industry taking advantage of people through ‘shared ownership’, as exposed on BBC’s Panorama last week.


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In partnership with publishers Harriman House, Share Radio has produced the audiobook 'Superinvestors', written by Matthew Partridge and read by some of Share Radio's best known presenters: Simon Rose, Fenella Fudge, Glen Thompsett, Ed Bowsher and accomplished actor David Ricardo Pearce, whose ancestor is featured in the book.

Order your audiobook download of Superinvestors 


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Welcome to Gavin Oldham's full presentation describing his vision for egalitarian capitalism.

The main set of proposals are as follows:

Egalitarian Capitalism is an alternative to socialism which, while fostering and encouraging enterprise for all, acts to involve and empower people right across society and especially the young. 

Six key steps of egalitarian capitalism

  1. A proper programme of financial education to help people from all walks of life to build a personal store of freely disposable assets.
  2. Setting the conditions for disinter-mediation, in particular reducing the extent of parasitic inter-mediation which separates people from a sense of ownership and control.
  3. Direct share ownership: drawing together employee, consumer and share-owner, providing much improved corporate governance so that individual share-owners can participate fully in the companies in which they have chosen to invest.
  4. Calls for risk to be properly recognised when setting taxation on reward. This means encouraging innovation and continuing to recognise the risks taken by self-employed people.
  5. Addresses inter-generational equity, introducing a programme of incentivised financial learning for the disadvantaged young, fuelled from inheritance tax receipts, to enable them to achieve their full potential in adult life.
  6. Tackles one of the most difficult issues for democratic capitalism: universal benefits. It proposes a new voluntary approach for higher taxpayers to make discretionary payments for using universal, state-run services.


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 The Bigger PIcture: Light at the end of the C-19 tunnel, Europe's new Iron Curtain & central banks' catastrophic failure

Professor Tim Evans of Middlesex University considers whether there is light at the end of the Covid-19 tunnel or whether there's another - economic - tunnel just ahead that we're about to plunge into. He also asks if a new, cultural, Iron Curtain is descending on Europe, splitting the grouping into east and west. And he ponders whether the World's Central Banks' policies have set us up for a catastrophic fall.

Policy Matters: Live from lockdown (part two) – what have we learnt since April?
In the midst of the second COVID-related national lockdown for England, this episode of Policy Matters sees hosts Franz Buscha and Matt Dickson revisit some of the questions that were being asked in the first episode recorded under lockdown restrictions back in April. They start with some personal reflections on what life has been like juggling working-from-home and home-schooling over the months since the pandemic began, and thinking about the impact that the disruptions to education will have on school-aged children and inequality. Franz and Matt then discuss some of the academic research related to the pandemic; highlighting in particular the unintended consequences of policies like the “Eat out to help out” scheme, and considering the different ways in which the pandemic has affected the self-employed. The programme ends with a look ahead at some of the longer-term effects this experience might have on birth-rates and the implications these may have, and also considers what positive policy lessons could be taken forward and acted upon in the future.
Modern Mindset: Masculine mindfulness and the modern man

Adam Cox is joined by masculinity coach, Vasileios Tsitsivos, who discusses the many issues faced by modern men. Vas explains that a lack of role models in childhood can have a devastating effect on men, and that many are playing a role of masculinity that doesn't reflect their true values. Vas shares his thoughts on toxic masculinity and offers some tips to men of all ages in areas such as relationships and fatherhood.

The Business of Film: Yes, God, Yes, Possessor & Happiest Season

James Cameron-Wilson looks at the sad UK box office chart with fewer than 30 cinemas open (Home Alone is #1). He looks at new Netflix offering, Yes, God, Yes about a religious, naive young woman in the early days of online chatting. Brandon Cronenberg's Possessor, starring Andrea Riseborough, he found stomach-turning. But he was very taken with gay-themed romcom Happiest Season, starring Kristen Stewart and Mackenzie Davis, which he recommends strongly.

 Gadgets & Gizmos: Champagne robots, the sound of space and silent drones

Share Radio's technology editor Steve Caplin discusses the odd result of the South African lottery with six consecutive numbers. He also marvels at robots serving champagne, cultured meat, an end to astronauts burning their underwear, quieter helicopters and silent ion-propelled drones, a fan that follows you around the room, even smarter smart photo frames and an electric conversion kit for classic Minis, a snip at just over £10,000.

Motley Fool Answers: Tech in 2020 and Beyond

Saving, spending, planning — you've got money questions and we've got answers. Every week host Alison Southwick and personal finance expert Robert Brokamp challenge the conventional wisdom on life's biggest financial issues to reveal what you really need to know to make smart money moves. It’s the second part of our series with the help of the folks over at Industry Focus. This week, Dylan Lewis joins the team to talk about how the tech sector did in 2020 and what to watch in 2021.

Mini Mindset: Post-purchase customer care

Adam Cox is joined by Angus Knights, Partnership Manager from Parcellab, to discuss the implications that come from retailers and businesses ignoring customers once they have made their purchases. They delve into the impact this will have on both the public and retailers, and how important customer service is in order to ensure a good relationship is maintained between the two once the customer has clicked “check out”.

The Week That Was And The Week Ahead: Topps Tiles, Iomart, AJ Bell & Xmas books

Investment research analyst Helal Miah of The Share Centre looks at recent news from Topps Tiles, Iomart and AJ Bell and looks ahead to what we might expect from British American Tobacco, Rolls-Royce and Ocado. Simon Rose recommends two books for Christmas that might appeal to those interested in investment and economics: Investing for Growth by fund manager Terry Smith and Daylight Robbery: How Tax Shaped Our Past And Will Change Our Future by commentator/comedian Dominic Frisby.

Mini Mindset: Visible cleaning during COVID-19

Adam Cox is joined by the Managing Director of ABM UK, Adam Baker, to discuss how during the COVID-19 pandemic seeing is believing when it comes to cleaning. They consider the public’s attitude towards visible cleaning in public spaces to create a sense of safety and to gain back the public’s confidence in visiting businesses, and how the pandemic has created a greater demand for the facility services industry.

 The Hypnotist: Hypnotic Wealth

In this episode, Adam shares a group hypnosis session that took place in front of an audience during his talk called Hypnotic Wealth. This uses a metaphor of a time machine to enable you to explore what you'd do to become wealthy if you have a time machine and what your financial future looks like at different levels of wealth including security, comfort, luxury and freedom. A great hypnosis session if you'd like to change how you think about wealth and money to be more financially successful.

Economist Questions: Misreading a Pandemic - Misconceptions and Threats to Effective Vaccination

Many aspects of the COVID-19 pandemic have been unprecedented – including the extent to which it has forced the UK population to engage with statistics. This has been a challenge for Government, and it has not always gone well. However, with 190 policies enacted in the first six months of the pandemic - costing around £210 bn - it was never going to be easy. We talk to Vicky Pryce, Chief Economic Adviser and board member at the Centre for Economics and Business Research (CEBR), on lessons that can be learnt from the last 9 months. This matters enormously, as a recent global survey identifies a clear relationship between individuals’ trust in information from government and the likelihood of engaging with vaccination programmes.

This is Money: Is there still time to go bargain hunting for investments?

'Be greedy when others are fearful.' Warren Buffett's investment adage was tested this year when the coronavirus crash hit and sent stock markets tumbling in late February and early March. But as nations went into lockdown, economies nosedived and draconian measures surpassing most seen in living memory were introduced, it was hard for most investors to get up too much of an appetite, however many times they may have heard that line. There seemed to be no way that markets would recover for some time and the most likely course was down. Then the rebound came, but still it all looked to good to be true - as if it was just fools and their money being parted in a FOMO rally. Except, it turned out to have legs. The world's dominant stock market, the US, has been on a tear since late March and many other countries have bounced back too. So, has the opportunity to go bargain hunting passed? Could our own humble stock market be one of the last places left where you can do it? Are we missing a trick and ignoring the fact the world has changed and there is no point talking about cheap value investments, just get on the tech train? On this week's podcast, Georgie Frost and Simon Lambert discuss investing bargains: what that means and whether there are any left? Also, while the stock market has been on the rise, the economy has been taking another lockdown beating. Chancellor Rishi Sunak updated us this week on the state of the UK economy, so how bad was the news? Also this week, NS&I and Marcus cut rates, so what can savers do now, and finally, is triple glazing worth splashing out on?

VIDEO: Tracking down £1bn of missing Child Trust Fund cash

Every child in the UK born between 1 Sept 2002 and 2 Jan 2011 has a Child Trust Fund (CTF). But one child in six has lost contact with the money. Gavin Oldham, Chairman of The Share Foundation – which runs the Junior ISA & Child Trust Fund schemes for children in care for the Department for Education - is trying to re-connect them. He talks through the CTF, how to track an account down, and what a child can and can’t do with the money.


In a new partnership with publishers Harriman House, Share Radio has produced its first audiobook 'Superinvestors', written by Matthew Partridge and read by some of Share Radio's best known presenters. 'Superinvestors' lays bare the investing secrets of legendary investors - from early 20th-century figures such as Benjamin Graham and John Maynard Keynes, through to more modern names such as Anthony Bolton and Warren Buffett.

The Share Foundation

How you can help young people in care prepare for adult life by supporting The Share Foundation’s ‘Stepladder of Achievement’ programme.


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Share Radio has put together a list of our ‘Top 5 Money Saving Apps’ to help our listeners make the most of their money.  All the apps featured here are free to download on either Apple or Android devices. Read more...