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“In critical situations, Yoga and Ayurveda-driven community immunity plans are better than open-ended herd immunity.”

Amit Ray (Author of Yoga, The Science of Well Being)

It's clear that the United Kingdom pandemic strategy is aiming for herd immunity by the winter, although no one likes to use those words. Having achieved the highest possible vaccination rates by persuasion, ‘freedom’ means unleashing the virus on carefree anti-vaxers: so that real infections can result in some resistance where artificial immunity has been turned down.

This is probably unavoidable in terms of Government policy - we can't stay locked up forever. But it is also really dangerous at an individual level, for those who can't - or won’t - be ‘jabbed’.

So please READ ON .. as we advocate maintaining a high level of caution - social distancing, masks, and working from home where possible - and we suggest that it really is time for young people to get vaccinated.

 

This is the 200th of our weekly commentaries covering a wide range of issues, and you can find links here to the full list over the past four years.

 

 

 

 

Danger of infection may abound, but the economy is flexing its muscles again and our programmes this week reflect the surge in activity. Both The Financial Outlook and This Money reflect on motoring inflation; meanwhile The Bigger Picture takes a longer look at road pricing before turning to Afghanistan and Cuba. Motley Fool Answers unveils the scale and challenge of scamming, while The Hypnotist offers an episode on spring-cleaning your mind. There’s a new Modern Mindset on tutoring for filling the gaps caused by the pandemic, and we take our regular look at gadgets and movies.

 

Please scroll down this home page for links to these programmes. Also, for those who prefer listening on iTunes, Spotify or Amazon, try searching for our podcasts under ‘Hrkn’ – a quick way to find us! 

 

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In partnership with publishers Harriman House, Share Radio has produced the audiobook 'Superinvestors', written by Matthew Partridge and read by some of Share Radio's best known presenters: Simon Rose, Fenella Fudge, Glen Thompsett, Ed Bowsher and accomplished actor David Ricardo Pearce, whose ancestor is featured in the book.

Order your audiobook download of Superinvestors 

 

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Welcome to Gavin Oldham's full presentation describing his vision for egalitarian capitalism.

The main set of proposals are as follows:

Egalitarian Capitalism is an alternative to socialism which, while fostering and encouraging enterprise for all, acts to involve and empower people right across society and especially the young. 

Six key steps of egalitarian capitalism

  1. A proper programme of financial education to help people from all walks of life to build a personal store of freely disposable assets.
  2. Setting the conditions for disinter-mediation, in particular reducing the extent of parasitic inter-mediation which separates people from a sense of ownership and control.
  3. Direct share ownership: drawing together employee, consumer and share-owner, providing much improved corporate governance so that individual share-owners can participate fully in the companies in which they have chosen to invest.
  4. Calls for risk to be properly recognised when setting taxation on reward. This means encouraging innovation and continuing to recognise the risks taken by self-employed people.
  5. Addresses inter-generational equity, introducing a programme of incentivised financial learning for the disadvantaged young, fuelled from inheritance tax receipts, to enable them to achieve their full potential in adult life.
  6. Tackles one of the most difficult issues for democratic capitalism: universal benefits. It proposes a new voluntary approach for higher taxpayers to make discretionary payments for using universal, state-run services.

 

Share Radio offers free apps for both Apple and Android mobile phones and tablets: download yours without delay! It's the quick and easy way to listen live or listen again, and a great way to access our substantial podcast library.

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 The Bigger Picture: "Freedom Day", the pingdemic and the Cummings' interview

In the light of so-called "Freedom Day" and the pingdemic, Mike Indian discusses with Simon Rose whether the government is breaking its contract with the public, opining that many of the problems appear to be caused by ineffective leadership at the top. It's a view reinforced by the explosive Dominic Cummings' interview on the BBC. It is Mike's contention that the Covid crisis will see the end of Boris Johnson's premiership.

LISTEN HERE
 The Financial Outlook for Personal Investors: The prospect for UK banks
Ahead of the banks' results, Russ Mould asks if the markets are saying something is not quite right in the sector. With all banks trading below book value, are they screamingly cheap or is it the case that the underlying valuations will prove to be highly inaccurate. Investors' attitudes may depend on whether they are optimistic for the economy as a whole or fear the worst.
LISTEN HERE
This Is Money: With new plans to tackle bogus ratings online; How much can you trust reviews?

The Government is planning a major crackdown on fake reviews. Under proposals, it will become illegal to pay someone to write, or host, bogus online ratings. How much weight should we put behind buying decisions when it comes to reviews and ratings, and what exactly are the plans to prevent this kind of consumer manipulation? Simon Lambert, Lee Boyce and Georgie Frost discuss this, along with the others measures the Government is planning, including on subscription traps and Christmas savings clubs, and how it'll be enforced. How much are you saving? You might think a lack of a rainy day pot is solely an issue for those on low incomes, but you'd be wrong. A quarter of Britain's wealthiest households do not have one - why is this the case? That comes as fixed-rate deals nudge higher, but Lee warns listeners not to get too excited. Are you paying for too much mobile phone data? And would you take part in a home swap in order to save on your summer holiday?

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Gadgets & Gizmos: Bezos in space, Aston Martin Valhalla, Deep Dive Dubai & dog poo DNA

Steve Caplin, Share Radio's technology editor, admires Jeff Bezos's space flight but wishes the crew had thought to take a camera with them. He is perplexed by the new James Bond Aston Martin which needs refuelling every 10 miles. There's also a new Steam Deck portable console, Deep Dive Dubai with a sunken city to explore, Morrison's abandoning checkouts, Tel Aviv tackling a dog poo epidemic with DNA testing, Google Maps "potentially fatal" route up Ben Nevis and the high-tech travel saxophone.

LISTEN HERE
The Business of Film: Space Jam - A New Legacy, The Forever Purge & The Croods - A New Age

James Cameron-Wilson laments the 41% drop in UK box office weekend takings - and that against cinemas hit by a weekend of sport. But he has trouble recommending the new chart entries, Space Jam: A New Legacy, The Forever Purge & The Croods: A New Age. Wondering why Brits don't seek shelter from the heat in air-conditioned cinema comfort, as Americans do, he still highly recommends A Quiet Place 2 and In The Heights.

LISTEN HERE
Motley Fool Money: Restaurant Record Highs and The Cult of We

Domino’s delivers. Chipotle serves up big earnings. Snap surprises. Netflix slips. Crocs kicks it up a notch. Zoom Video buys Five9. Johnson & Johnson rises. And Boston Beer fizzles. Motley Fool analysts Jason Moser and Maria Gallagher discuss those stories and share two stocks on their radar: PayPal and Squarespace. Plus, Wall Street Journal reporter Elliot Brown talks about the new book he co-authored, The Cult of We: WeWork, Adam Neumann, and the Great Startup Delusion.

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Modern Mindset: Has Brits financial wellbeing taken a hit in the last year?

Adam Cox is joined by Hannah-Rebecca Findlay and Ian Price, from Morrinson Wealth Wellbeing, to discuss how many Brit's financial wellbeing has taken a hit over the last year, and what further effects this will have on the physical and mental wellbeing of those suffering from financial vulnerability. They look at why 'money talk' is still such a taboo subject and how businesses can promote positive conversations around financial wellbeing. www.morrinsonwellbeing.co.uk

LISTEN HERE
The Hypnotist: Relentless Determination

Motivation is important to get things started but, in itself, it's not sufficient to carry them through to completion: what's needed for that is relentless determination. Have you experienced starting something - a project, a diet, visits to the gym - but not been able to see it through? This episode is all about building a 'whatever it takes mentality' to achieve those big goals or missions which are important to you.

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Motley Fool Answers: Travel Hack Your Way to a Cheaper Vacation

Alison Southwick and personal finance expert Robert Brokamp challenge the conventional wisdom on life's biggest financial issues to reveal what you really need to know to make smart money moves. Send us a postcard! Dan Miller, founder of the Points With a Crew blog, joins us to talk about travel hacking and how you can cut vacation costs by maximizing your credit card points.

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The Talk by The WealthiHer Network - Ready, Set, Relaunch: Your business and financial needs

Now that we’re coming out of lockdown (we hope) and people are getting back to the office, opportunity is rife to rejuvenate your business, along with general life. Summer is the perfect opportunity to do this with the longer days and (hopefully) sunshine to help us make the time to take a long hard look at our finances and how we can put measures in place to relaunch our business and personal financial needs. We are joined today by two amazing experts, Jeremy Hill, a Senior Private Banker from Kleinwort Hambros, and Laura Hayward, Private Client Director at BDO, to offer up their words of wisdom on how you can breathe new life into your business after the past 15 months

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 Economist Questions: A ‘Good’ and ‘Efficient’ Workplace: Tricky Balancing Act?
Research into workplace productivity and management practice is often focused on the links between ‘Good’ and ‘Efficient’ practices. ‘Good’ covers employee-friendly policies; for instance, those providing opportunities for better Work Life Balance. In contrast, ‘Efficient’ practice includes the use of KPIs, setting clear performance expectations and tackling underperformance where it is identified. In this episode Peter Urwin and Professor Richard Saundry discuss this, drawing on their own understanding as researchers and experiences as line managers. The operational reality is that managers hold a position between the interests of their organisation and those who work for them – how do they balance the (often competing) need to create both efficient and good workplaces?
LISTEN HERE
VIDEO: Tracking down £1bn of missing Child Trust Fund cash

Every child in the UK born between 1 Sept 2002 and 2 Jan 2011 has a Child Trust Fund (CTF). But one child in six has lost contact with the money. Gavin Oldham, Chairman of The Share Foundation – which runs the Junior ISA & Child Trust Fund schemes for children in care for the Department for Education - is trying to re-connect them. He talks through the CTF, how to track an account down, and what a child can and can’t do with the money.

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Superinvestors

In a new partnership with publishers Harriman House, Share Radio has produced its first audiobook 'Superinvestors', written by Matthew Partridge and read by some of Share Radio's best known presenters. 'Superinvestors' lays bare the investing secrets of legendary investors - from early 20th-century figures such as Benjamin Graham and John Maynard Keynes, through to more modern names such as Anthony Bolton and Warren Buffett.

LISTEN HERE
The Share Foundation

How you can help young people in care prepare for adult life by supporting The Share Foundation’s ‘Stepladder of Achievement’ programme.

LISTEN HERE

Share Radio Apps

Share Radio offers free apps for both Apple and Android mobile phones and tablets: download yours without delay! It's the quick and easy way to listen live or listen again, and a great way to access our substantial podcast library.

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Share Radio has put together a list of our ‘Top 5 Money Saving Apps’ to help our listeners make the most of their money.  All the apps featured here are free to download on either Apple or Android devices. Read more...

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