Share Sounds. from Thought for the Week presented by Gavin Oldham related to Financial Education - Student

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Genre: Financial Education / Topic: Student
Strand: Share Sunday
Programme: Thought for the Week
Presenter: Gavin Oldham
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Gavin Oldham

Thought for the Week: Summer at Last?

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Summer at Last?
It's been a long wait for summer this year, and we need to search for glimmers of hope as we approach the new political/economic/academic year. One such is the significant rise in Maths 'A' level entries, which will help young people find good careers. Another is the 0.25% reduction in interest rates: a cautious and close-run decision in times of considerable turbulence. Real interest rates are still 3%, so there's a long way to go. If the current rash of street riots allow it, we need to use the few weeks of summer calm to reflect on the big issues holding us back, including how to achieve a world without poverty. Background music: 'Solar Power' by Ashley Shadow
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Gavin Oldham

Thought for the Week: Inter-generational injustice requires wholesale reform

Gavin Oldham
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Thought for the Week

Thought for the Week: Inter-generational injustice requires wholesale reform
David Willetts set out the challenge of inter-generational injustice 14 years ago in his book, 'The Pinch': but the problems have got worse, not better, during that same period of Conservative government. Young people face huge problems as a result of a fiscal environment structured to benefit older people, student debt, asset prices inflated by prolonged low interest rates — and then the pandemic: not to speak of demographic dislocations as a result of migration. Government finances may indeed require a complete overhaul, but it needs to be done in combination with resolving inter-generational injustice. Background music: 'Generations Away' by Unicorn Heads
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Gavin Oldham

Thought for the Week: Action required for Default CTF Pay-out

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Action required for Default CTF Pay-out
The core of the problem with unclaimed, adult-owned Child Trust Funds (of which there are over £2 billion waiting to be claimed) is with accounts opened by HMRC. That's why The Share Foundation has proposed a 'default withdrawal at 21' process, based on the young person's National Insurance number. Danny Kruger MP took part in the CTF conference in Westminster on Tuesday 5th March, and two weeks later in a Westminster Hall CTF debate, and supported this initiative which could release £1/4 billion each year to help these young and predominantly low-income young adults. Background music: 'Waiting' by Andrew Langdon
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Gavin Oldham

Thought for the Week: Curate's Egg

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Curate's Egg
As the Party Conference season draws to a close, we check out last week's rather lacklustre Conservative event and add some thoughts to Sunak's agenda for education. Meanwhile, for those more focused on how to invest and still meet the net zero targets, don't miss the Sustain:Social Investing Conference on Saturday 21st October! https://sustain.social Background music: 'Communicator' by Reed Mathis
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Gavin Oldham

Thought for the Week: Parenting Under Pressure

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Parenting Under Pressure
The scars borne by the younger generation reflect parents under pressure: from relationship breakdown, the demands of work, migration, the cost of living. So we must look intelligently at the journey towards adulthood, responding particularly to the call for reason, and underpin it with the firm foundation of unconditional love. Background music: 'Generations Away' by Unicorn Heads
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Gavin Oldham

Thought for the Week: How do the young become entrepreneurs without financial education?

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: How do the young become entrepreneurs without financial education?
Last week Jerome Mayhew MP drew attention to the dire state of financial education in the UK: a recent survey for Parliament suggested that 62% of young people had no recollection of being taught about finance in school. But how can it be given proper recognition among teaching staff when there's no Financial Awareness GCSE? Meanwhile King's College Entrepreneurship Lab has launched an inaugural essay competition for Year 12 and 13 students, designed to encourage UK Sixth Form students to pursue entrepreneurial aspirations and to understand better how to launch an enterprise. Great idea — let's give it the oxygen of publicity! Background music: 'The Plan's Working' by Cooper Cannell.
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