Share Sounds. from Thought for the Week related to Financial Education - Teenagers

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Genre: Financial Education / Topic: Teenagers
Strand: Morning Money
Programme: Thought for the Week
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Gavin Oldham

Thought for the Week: Inter-generational Logic

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Inter-generational Logic
UK Education Secretary Bridget Phillipson describes our current system for financing higher education as 'the worst of all worlds', and she's right. The combination of loan funding and universality has generated chronic problems for both students and universities. We need to apply inter-generational logic to address both this problem and the challenges faced by other disadvantaged young people from low-income backgrounds. The Times placed this story on its front page last Saturday, and re-introduction of maintenance grants for these young people will be part of the solution: this issue will clearly get some focus in the UK Budget on 30th October. Hopefully it will also include those other areas where focused help is needed for disadvantaged young people, including starter capital accounts and incentivised learning, with funding to be drawn from IHT receipts. Background music: 'Generations Away' by Unicorn Heads

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Gavin Oldham

Thought for the Week: Recognising Individual Achievement

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Recognising Individual Achievement
Individual achievement is recognised in many walks of life, and that recognition spurs people on to achieve even greater things. With education, good exam results and university entrance are celebrated, but this doesn't do much for those who find it difficult to get started in the first place. That's why The Share Foundation's introduction of incentivised learning is so important for young people in care, achieving an attitudinal transformation as they progress through the six-step Stepladder course. We need acceptance of incentivised learning to break the cycle of deprivation. Background music: 'Everything Has a Beginning' by Joel Cummins

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Gavin Oldham

Thought for the Week: Curate's Egg

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Curate's Egg
As the Party Conference season draws to a close, we check out last week's rather lacklustre Conservative event and add some thoughts to Sunak's agenda for education. Meanwhile, for those more focused on how to invest and still meet the net zero targets, don't miss the Sustain:Social Investing Conference on Saturday 21st October! https://sustain.social Background music: 'Communicator' by Reed Mathis

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Gavin Oldham

Thought for the Week: How do the young become entrepreneurs without financial education?

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: How do the young become entrepreneurs without financial education?
Last week Jerome Mayhew MP drew attention to the dire state of financial education in the UK: a recent survey for Parliament suggested that 62% of young people had no recollection of being taught about finance in school. But how can it be given proper recognition among teaching staff when there's no Financial Awareness GCSE? Meanwhile King's College Entrepreneurship Lab has launched an inaugural essay competition for Year 12 and 13 students, designed to encourage UK Sixth Form students to pursue entrepreneurial aspirations and to understand better how to launch an enterprise. Great idea — let's give it the oxygen of publicity! Background music: 'The Plan's Working' by Cooper Cannell.

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Gavin Oldham

Thought for the Week: Account Providers need to Take Action!

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Account Providers need to Take Action!
Dame Meg Hillier is Chair of the Public Accounts Committee, which has published its 25-page report into Child Trust Funds following the recent National Audit Office analysis. HMRC is asked to follow a series of recommendations to link young adults to their unclaimed accounts, including getting account providers to take more action. Young adults from disadvantaged households are most in need of the c. £2,000 waiting to be claimed in their Child Trust but an estimated one million 18-20 year-olds are not claiming their money because they don't know anything about it. As we said on 22nd May, don't waste the Child Trust Fund harvest! Background music: The Plan's Working - Cooper Cannell Image by Richard Townshend

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Gavin Oldham

Thought for the Week: Realising Individual Potential

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Realising Individual Potential
Helping young people to achieve their potential as an individual is a key objective for those who believe in a more egalitarian form of capitalism. So in this episode, we focus on some initiatives which will help us move in that direction in the years ahead. Included in this programme is an excerpt from the epilogue of Antoine de Sainte Exupery's 'Wind, Sand and Stars'. Background music is 'Solar Power', by Ashley Shadow.

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