Investing has proven to be the best way to beat inflation and grow your wealth over the long-term, but how do you get started? And if you do already invest but feel you’ve lost track of your goals or ended up with a jumble of investments, how can you improve things?
In this second edition of a two-part podcast special on saving and investing, Simon Lambert and Georgie Frost dive into how to be a smarter investor. They bust the jargon and look at why people should invest, how to get started, what investments you can choose and how to find the right ones for you. Simon discusses his experience of investing, what he got right along the way and importantly the things he got wrong. But why should you invest? Well, between 1900 and 2017 owning UK shares would have delivered an average return of 5.5 per cent, beating cash savings at 1 per cent and property at 1.8 per cent, according to the respected Credit Suisse Investment Yearbook. There’s no guarantee that history will be repeated, but companies should always have the ability to put money to productive use and reward investors with rising share prices off the back of their profits, dividend payouts, or interest on bonds.
It might not be on the top of your to-do list when you have a child, but investing and saving for them to build a tidy nest egg for when they reach adulthood is best done sooner rather than later. In the latest This is Money podcast, editor Simon Lambert, assistant editor (and new parent) Lee Boyce alongside host Georgie Frost look at the best ways to save for your children. We discuss investment options, Junior Isas, a pension and other ways, and why 'the hardest step is the first, but it is also the most powerful'. Lee has a target of a £50,000 pot to build up for his new daughter ahead of her 18th birthday in 2036 – and discusses how he plans to achieve this, with a little help from Einstein's eighth wonder of the world, compounding. Elsewhere, we talk about how invest for your own retirement and Fidelity's 'Power of Seven' matrix, as it looks like the pensions dashboard is finally moving ahead.
We talk about the collapse of online estate agent Emoov and the future of the industry with the Bank of England's latest Brexit predictions suggesting property values could fall 30 per cent in the worst case scenario. Finally, we reveal the latest British Gas rip off and whether could we have found the answer to expensive boiler replacements.
The technology sector has had a serious wobble in the last fortnight. Ed Bowsher asks what’s next for this part of the market and whether now is a good time to invest. He speaks to Howie Li of Legal & General Investment Management and Hector McNeill of HAN ETF.
What should investors be watching for the rest of 2018? What are investors missing in today’s market? Analysts Jason Moser and Matt Argersinger tackle those questions and share a few stocks on their radar. Plus, best-selling author Malcolm Gladwell...
Interest rates and bond yields are slowly starting to rise in 2018, so it’s a good time to ask what investors should do with their money as we begin to return to a world of monetary normality. Is it time to get out of bonds? Or stay in shares? Ed Bowsher asks James Butterfill, investment strategist, Sean Corrigan of Cantillon Consulting and Russ Mould of AJ Bell.
Will markets carry on rising this year? Is Gold the best insurance policy against something going wrong? And how will the ETF industry evolve? Will ESG be the big theme of the year? Ed Bowsher finds out from James Butterfill of ETF Securities, Adam Laird of Lyxor, David Stevenson of ETFstream and John Davies of S&P Dow Jones.
James Butterfill, Adam Laird, David Stevenson, John Davies
JD sports has seen an 80% rise in pre-tax profits - and shares are on the up - but other's aren't so lucky, with Shell bogged down in a possible corruption scandal around its Nigerian oil licence. For more of the latest company news, Ed Bowsher was joined by Paul Sedgewick, Head of Investments at Frank Investments.
Welcome to the This is Money Show on Share Radio, brought to you in partnership with NS&I. It’s the start of a new financial year and with it a number of new tax changes and price hikes. Taking an Easter themed look through what all this means for the pound in your pocket Georgie Frost is joined by Personal Finance Editor Rachel Rickard Straus and Consumer Affairs Editor Lee Boyce. Plus we put the biggest retailers to the test with the annual Easter taste test.
Have you ever thought about investing but been put off thinking it's not for you? One man trying to change our attitudes and bring a whole new generation into investing is Kerim Derhalli, founder of educational app Invstr. Previously we caught up with Kerim whilst launching international investing competition The Student Investing Championships. With the third round kicking off this week Share Radio's Tom Hill was joined by Kerim to find out more about the competition and discuss the latest trends in fintech.
This week Georgie Frost is joined by product researcher Adam Williams and web manager Gary Adams to look through the top financial stories from the Moneywise magazine. This week they look at the new addition to the Isa family, the Lisa. What are the pros and cons and will your bank even be able to offer you one? Plus find out if there're any savings accounts left capable to beating inflation and why Waitrose is leaving many customers disappointed.