Podcasts related to Pensions & Retirement - Planning for Retirement

As auto-enrolment takes centre stage once more and with contributions going up last month, we’re asking: what about the self-employed and small business owners? And for those in their 40s and 50s – is it too late? Whatever your age or employment status, we’ll help you get cracking and warn you of the pitfalls – including the government!

The collapse of Carillion brought how Britain runs itself into the spotlight, but it also left many workers wondering about their money. And it's not just their wages that are a concern, the safety of people's final salary pensions is a major worry when a company collapses. In this week's podcast, Simon Lambert, Rachel Rickard Straus and Georgie Frost look at how safe your pension is and what backs it up. They also discuss whether it is wise handing over so much of the UK’s public service and projects to private companies looking to turn a profit for shareholders - and what happens to people's finances when that goes wrong? Alongside that we discuss the continuing madness of the cryptocurrency boom, including the alternatives to bitcoin and how ripple rose 84% in 24 hours. We also reveal the savings rate postcode lottery and ask that all important question, should you spend your money now and enjoy it or save it for the kids' inheritance?

Planning on relying on the state pension to keep you afloat in retirement? After listening to this week’s podcast, you might want to have a rethink. On this episode, presenter Georgie Frost, consumer affairs editor Lee Boyce and personal finance editor Rachel Rickard Straus discuss what’s in store for the state pension. Will it still be around when they come to retire? A report this week suggests something will have to change to make sure it is, whether that be everyone paying more in National Insurance, the retirement age rising again or a means-tested state pension. The team also discuss getting hold of our state pension forecasts – and if they’re at all reliable. And what about those who are already retired? The trio then discuss a growing trend of retirees extracting money from the value of their homes to pay off credit card debts.

Welcome to the This is Money Show on Share Radio. The UK parties are now getting into full election mode and already we’ve seen a range of policy suggestions, debates and u-turns appearing. From energy price caps to scrapping death duty hikes we’ll but looking at what all these could mean for the finances of voters. Also weighing in on the French election and GDP Georgie Frost is joined by Editor Simon Lambert and Personal Finance Editor Rachel Rickard Straus. Plus it’s your final week to spend the old paper five pound note.

Welcome to the This is Money Show on Share Radio, brought to you in partnership with NS&I. Retirement just got more complicated this week with proposals put forward to raise the state pension age to 70 whilst further question marks hang over the triple lock. Pensions seem to be the subject of wider controversy though as we hear nearly a fifth of women are retiring without any personal or company pension. Saving up anything for retirement also got more challenging this week though with the latest inflation statistics. A temporary peak or will the Bank of England finally move on interest rates? Answering all this and more Georgie Frost is joined by Editor Simon Lambert and Consumer Affairs Editor Lee Boyce. Also this week we find out how banks and cheques are getting a 21st Century upgrade.

The number of women working into their 70s in the UK has doubled in the last four years, according research from investment company, Hargreaves Lansdown. Worries over pension income, and a desire to stay active, were driving up working ages. For more Lin Phillips, co-founder of WASPI Voice, a women's pensions campaign organisation, joined Share Radio's Ed Bowsher.

New research from the Chartered Institute of Personnel and Development (CIPD) suggests that older workers in the UK are 'bracing themselves' to continue working until they are 70-years-old. So are employers prepared to meet the needs of a maturing workforce? Charles Cotton, pay and reward adviser at the CIPD, discussed further on Share Radio Breakfast.

The government's workplace pension scheme, NEST, wants to climate-proof its default offer. This would mean a shift towards companies most likely to meet carbon reduction targets. For more on how this will work, Share Radio's James Brydges spoke to Paul Todd, Director of Investment Development and Delivery at NEST.

Select Committee research has found the state pension age might have to rise to 70 if the current pension triple lock is to be maintained. MPs have warned that's higher than the average life expectancy for many, particularly men. Helen Morrissey, editor of Professional Pensions, spoke with Share Radio's Ed Bowsher for more on this.

If you have hopes for an early retirement you might want to check how much you're contributing to your pension each month. New research suggests the minimum contributions may not be enough however there is some good news as even small extra contributions can make a big difference overtime. To talk through the figures Share Radio's Tom Hill spoke to Former Pensions Minister and Director of Policy at Royal London, Steve Webb.