Podcasts related to Personal Finance

Adam is joined by US based private investigator Tammy Sorrento who is the founder of Fireball Approves. Tammy was nearly scammed out of thousands when looking for a holiday rental property. Her near miss lead her to go after the property scammers. Tammy explains that fraudsters go on rental sites and duplicate the advert and aim to take the money for a property that they don’t own. The victims are then lefts thousands out of pocket and may never see their money again. Tammy explains that UK based holiday makers are particularly at risk as they aren’t able to physically view the property. She also gives a few tips of the red flags that could expose a fraud and how to avoid them.

Inside Property is back for the new year! And with a raft of regulatory changes planned for Letting Agents in 2019, who will benefit and who will be losing out? From April, Letting Agents must have a dedicated bank account and insurance for clients’ money; and tenants’ fees will be banned from June 2019. What is morale like amongst Letting Agents, and how will the sector change in the coming years? And as a result of these changes, will the real victory be with the consumer? Host Richard Blanco is joined by David Cox, CEO of Arla Propertymark; Fiona Exley from London Trading Standards; and Business Transfer Agent, Adam Walker.

In part one of two This is Money podcast specials, we tackle savings. When savings are mentioned, the first thought that springs to mind for many is: rates are low, what's the point? In the latest This is Money podcast, assistant editor Lee Boyce and host Georgie Frost are joined by James Blower, the Savings Guru to explain why savings are important. James has inside knowledge of the industry, having helped a number of challenger banks set up their savings business. We talk about what the point of saving is and what you need to consider at different stages - and ages - of your life. How do you save for your children, what about Isas, does higher risk equal higher reward and how do you save for a house? We also talk about why the Financial Services Compensation Scheme is important and whether saving in cash over investing is ever a worthwhile exercise. James takes us behind the scenes at how rates are set and reveals why he believes better deals are on the horizon for savers.

In any society there are ‘elite’ positions that command a high income and, more importantly, high status. Unsurprisingly, there is intense competition for these positions. But what happens when a society turns out more people qualified for these roles than the number of roles actually on offer? On this week’s podcast, the IEA’s Head of Education Dr Steve Davies discusses what he calls the ‘over-production of elites’ in society. The problem, he explains, is that elitism, unlike many things, is a zero-sum game – to be in the elite means you are not like 90 per cent or more of the population as a whole. As a result, the ever-increasing number of UK university graduates or American PHDs students leads to bitter resentment towards those with similar qualifications, who have managed to secure elite jobs. Steve talks about how elitism affects our views of a fair society, what it means for the concept of meritocracy, and how societies go about addressing perceived issues of unfairness.

Adam talks to Destiny Onisile and Jessica Tonwe, two millennials, about their attitudes to saving money to coincide with British Savings Week. They discuss how ignorance and confusion lead to a reluctance to save and how student debt create poor financial habits that can make debt attractive and saving something they believe is for older generations. They also explore if there’s anything that would encourage young people to save or learn about finance.

Welcome to 1984 – the hidden twist in the smart meter saga that could see suppliers take control of your account. Plus, victory for the fans as Ticketmaster takes a significant step to combat 'professional' touts. Also…Can you get on the property ladder with £10 thousand, and how to avoid being a CV cliché!

Adam talks to cardiologist Rick Shakes and Founder of Prescan Eddy Van Heel about why we have regular check ups in several areas of our life such as car MOT’s and regular dental check ups but rarely have a thorough health check that can look for the warning signs of serious medical issues such as cancer, heart disease and others. The founder of Prescan also reveals that his own company detected a form on cancer early enough to avoid what would otherwise be a potentially deadly outcome. They discuss why we have a tendency to bury our head in the sand when it comes to the most precious commodity – out health!

This is Money is going on holiday… Don’t worry, loyal podcast fans they aren’t really going anywhere, but they are dedicating this week’s show for those lucky among you who are! And even if that’s not you, there’s some pretty useful stuff coming up for when you do. From your pre-travel arrangements, travel insurance and holiday money, to when you land abroad, paying the right way and what you eat! And touching down back home…whenever that may be. So seats and traytables back to the upright position, seatbelts on and notepads at the ready…

Almost everyone is in favor of advancements in green energy. But we’re still a long way off from cleaner sources being able to take over from more traditional forms of energy, like fossil fuels. If we were to make the switch now, it would inevitably mean moving from a high-energy society to a low-energy society. But what would this mean in practice? Today we’re speaking with the IEA’s Head of Education, Dr Steve Davies. Steve paints a picture of radical changes that would have to be made in order to adapt to a low-energy society. Two major changes include a return to agriculture focus in local areas, with over 30 per cent of the population needing to return to the farms to make sure communities could be fed. Furthermore, it would almost certainly mean the return of traditional gender roles, as it was the many advancements in energy in particular, that enabled women to liberate themselves out of the home and into the workforce. And while many people who advocate for a low-energy society seem to think that the things they like will continue, while the things they loathe will be scrapped, Steve argues that many conveniences, and indeed miracles, of modern society – like international plane travel and use of the internet – would be wiped out almost completely, with only the world’s elite having access to such luxuries.