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Georgie Frost

This Is Money: How rich do you feel — and are you getting richer?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How rich do you feel — and are you getting richer?
Georgie Frost is joined by Simon Lambert and Lee Boyce to discuss relative disposable income levels across the United Kingdom — they also look at the steep rise in Bitcoin, to over $100,000.

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Adam Cox

Modern Mindset: Dr Frances Stetson on Inclusive Schools Week

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Dr Frances Stetson on Inclusive Schools Week
Adam Cox is joined by Dr. Frances from Stetson & Associates. With VAT charges on private school fees in place from January, leading inclusivity experts are urging the UK government and local authorities to commit funds to meaningful change. With it being Inclusive Schools Week, Dr. Stetson offers her insight and perspective. https://stetsonassociates.com/
Guest:

Dr Frances Stetson


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Georgie Frost

This Is Money: What next for house prices and is it harder to buy a home now vs 1974?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What next for house prices and is it harder to buy a home now vs 1974?
House price predictions for next year have started to roll in, so where do the experts think they are headed next? Georgie Frost, Helen Crane and Lee Boyce discuss the property market - and delve into figures that attempt to tackle the tricky question: is it harder to buy a home now versus 50 years ago? And sticking with property, Halifax has launched a highly unusual fixed-rate mortgage — should borrowers be tempted? With the weather turning colder, we talk how to stay warm this winter without breaking the bank and whether it is worth getting a fixed tariff with your energy firm. We reveal the amount you should have saved in your pension in every decade of your life to guarantee a golden retirement — and how much notice you should pay to these formulas. And lastly, Lee reveals his top tips for avoiding the out of contract rip-off trap — and how he's saving more than £400 in the next 12 months by doing so.
Guest:

Helen Crane


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Georgie Frost

This Is Money: Are interest rate cuts about to stall?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Are interest rate cuts about to stall?
Inflation's spell below the Bank of England's 2% target has been brief and the latest CPI figure came in at a higher than expected 2.3%. Meanwhile, Bank of England boss Andrew Bailey has joined the Office of Budget Responsibility in stating that the recent Autumn Budget is likely to lift inflation, as employers face higher costs from national insurance and the rising minimum wage. On the other side of the Atlantic, President-elect Donald Trump is seen as bringing his own inflationary pressure, which could spread from the US to the rest of the world. So what does this mean for interest rates? Are cuts about to stall — and what happens next for borrowers and savers? Georgie Frost, Helen Crane and Simon Lambert, talk inflation, rates, mortgages and savings. The team also look at whether those needing to get a mortgage now should fix for two or five years. Plus, why the row over inheritance tax and farmers is symptomatic of Britain's bad tax system — and Simon's plan for a trade-off on IHT-free land. Crane goes on the case of money refunded for a faulty coffee machine much later to an empty gift voucher that had understandably gone in the bin. And finally, the listener question of the week is up and running, and it's one on sticking it to the man and having enough money to quit work for good.
Guest:

Helen Crane


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Adam Cox

Modern Mindset: SGN-Scotia Gas Networks — the importance of staying safe

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: SGN-Scotia Gas Networks — the importance of staying safe
As winter approaches and heating use increases, it's crucial to raise awareness of the dangers of carbon monoxide (CO) poisoning, otherwise known as the "silent killer". Despite the threat, almost one in three UK households still don’t have a CO detector, putting many at risk. Joining Adam Cox to discuss this is SGN’s Social Impact Programme Lead, Dan Edwards.
Guest:

Dan Edwards


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Adam Cox

Modern Mindset: Busy Bees Nurseries

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Busy Bees Nurseries
Last Wednesday was World Children’s Day – a chance to not only celebrate the youngest members of our society, but also those who dedicate their lives to caring for and educating them. And with the government committing to opening 300 new nurseries in the next 12 months, the industry needs more early year educators. Could that be you? Joining Adam Cox to discuss this is Charlotte Hutchings from Busy Bees Nurseries. And she’s joined by Jazmine Waring who is an early years apprentice.
Guest:

Charlotte Hutchings


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Gavin Oldham

Thought for the Week: Tackling Child Poverty with Inter-generational Rebalancing

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Tackling Child Poverty with Inter-generational Rebalancing
Gordon Brown and Ruth Kelly set out a comprehensive plan to tackle child poverty with the Child Trust Fund. We've learnt a huge amount from putting it into practice over the past two decades, and we're now ready for a more focused 'Mark 2' which will embody all of the lessons learnt. But will our new Labour Government have the strategic determination to follow their example? Or will it fall to today's philanthropists, walking in the footsteps of people like Andrew Carnegie, to take up the baton? The encouragement to make significant charitable endowments remains intact in inheritance taxation arrangements, and can support 75% of the commitment necessary to deliver a new scheme. Background music: 'Generations Away' by Unicorn Heads Image source: Telegraph Newspapers

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Georgie Frost

This Is Money: What does the Budget mean for you - and did Rachel Reeves fo a good job?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What does the Budget mean for you - and did Rachel Reeves fo a good job?
Rachel Reeves' maiden Budget last week saw the first-ever female chancellor make £40billion of sweeping tax rises in to plug funding gaps in the NHS and schools. While it left many of us with something to be miserable about when it comes to our money, there were also some important dodged bullets, as Simon Lambert, Georgie Frost and Helen Crane discuss. Among the losers were landlords, investors and those who have stashed wealth in their pension, as stamp duty, capital gains tax and inheritance tax all came under the spotlight. The attack on the middle classes was perhaps to be expected from a Government which has told us those with the broadest shoulders must bear a bigger burden. But aside from a rise in the minimum wage and 1p off a pint, did the Budget give enough of a boost to 'working people' — and will changes to employers' National Insurance Contributions indirectly hit them in the pocket anyway? Given growth was the buzzword of the Labour election campaign, did Reeves miss an opportunity to get people excited about British industry and entrepreneurship? We also dig into what wasn't announced in the speech, including a not-so-fond farewell to the short-lived British ISA, and a child benefit change that could have helped single parents found itself on the scrapheap.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: Private vs public sector pensions — and how to avoid a race to the bottom

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Private vs public sector pensions — and how to avoid a race to the bottom
Are private sector retirement plans being put at risk in order to help strengthen public-sector gold-plated pensions? Georgie Frost discusses this and other topics with Simon Lambert and Lee Boyce, including a couple of irritating taxes, where interest rates will be next year and whether you should get a LISA if you already own a home. Plus, they identify some key property hotspots.

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Georgie Frost

This Is Money: What would YOU do if you were Chancellor for the Budget?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What would YOU do if you were Chancellor for the Budget?
Whether you voted Labour or not, with any new government, there is a sense of optimism. Things can only get better… apparently. But within days, Rachel Reeves and co poured cold water over all that - and the gloom and doom about the economy and what then could be (and crucially not be) in the Budget hasn’t stopped. Well, Simon Lambert is fed up. So he has put forward an alternative budget with less than two weeks to go. Do you agree with him? And what would you do? Alongside Georgie Frost and Lee Boyce, the trio talk about budget pessimism. Did it need to be this way? There has been plenty of speculation that NI paid by employers will rise and they may even have to pay NI on pension contributions. What does that mean? This week CPI fell below the Bank of England's 2% target in September, reaching its lowest point in three years. What does that mean for interest rates? More major lenders have put mortgage rates up - where next for home loan deals? And just what is Sonia, if not an Eastenders character or 80s pop star? Lastly, there has been plenty of pre-budget speculation about inheritance tax. But what about the here and now... can you really get caught out by taking your extended family on an annual holiday?

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