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Georgie Frost

This Is Money: How to manage your money — and what we do with ours

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How to manage your money — and what we do with ours
How well do you manage your money? Where would you rate your budgeting, saving, investing and pension efforts in marks out of ten? It's not often that we think about these things but mulling them over and making improvements where needed and patting yourself on the back when deserved, is a major step on the road to financial success. Georgie Frost and Simon Lambert dial down the noise of the news and dive into how we can manage our money better instead. They discuss tips on how to budget, how to boost your savings and returns, how easy or complicated investing should be, and why a pension is the best and easiest way to get rich. They also share an honest look at their own money management and finances, revealing what they do well, what they just about get by at — and the mistakes they make. Plus, when should you decide to get the professionals in and seek financial advice or financial planning? Simon and Georgie discuss that and the costs. And financial planner Dan Beecroft, of Charles Stanley, joins the show to talk about why people seek financial advice and the questions they ask.
Guest:

Dan Beecroft


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Georgie Frost

This Is Money: How to protect your finances before the Budget (and what to avoid)

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How to protect your finances before the Budget (and what to avoid)
With just one month to go before the Budget, Georgie Frost, Simon Lambert and Lee Boyce discuss what you might consider doing to prepare for it? Give money away, use allowances (CGT, ISA, pension contributions) to the full, or leave the country? The team reminds us that 'don't panic' is often the best way forward. There's also a couple of interesting readers' questions, about ignoring a father's will and re-marriage to save tax.

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Georgie Frost

This Is Money: Could you get hit by a Labour tax raid?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Could you get hit by a Labour tax raid?
A bad news Budget looks to be on the cards after Labour continued to pour cold water on optimism following its election victory. Prime Minister Keir Starmer delivered a gloomy speech saying the Budget was going to be painful, hot on the heels of Chancellor Rachel Reeves' own gloom-mongering. But having made a promise not to raise the rates of income tax, national insurance, VAT and corporation tax, where will the Government try to raise cash? Starmer said tax rises would target those with the 'broadest shoulders' but who are they — and are there really enough of the very wealthy to target or will the burden be more likely to fall once again on those in the rich middle? We look at what taxes could rise and what a capital gains tax, pension, inheritance or other raid could mean for people. Plus, Britain's biggest mortgage lender Halifax is upping what it will lend first-time buyers, Crane goes on the case of an Evri bungle and asks: shouldn't you be within your rights to expect a parcel to arrive? And finally, with the Oasis ticket scramble in full effect and ticket prices sky high, can you protect against a potential Gallagher brother blow up or anything else that would stop you going? (If, that is, you can get tickets in the first place, of course!).
Guest:

Helen Crane


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Georgie Frost

This Is Money: How far will interest rates fall - and what does it mean for you?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How far will interest rates fall - and what does it mean for you?
Some relief for borrowers as interest rates start to edge down — has the economy turned a corner? Georgie Frost, Simon Lambert and Lee Boyce discuss this and the Chancellor's speech on Monday 29 July, looking ahead to the Budget in October. Also — are broadband and phone prices set to soar again?

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Georgie Frost

This Is Money: Is being a Nimby really that bad - and what to do with awkward neighbours?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Is being a Nimby really that bad - and what to do with awkward neighbours?
It's official - we're complaining about our neighbours more, new data shows. When it comes to noise, many appear sick of barking dogs, squeaky trampolines and loud music ruining the enjoyment of our homes. Simon Lambert, Lee Boyce and Georgie Frost talk about neighbour wars — and what we can do about it. And sticking to the property front, does it matter if you're a 'super' nimby? And if you do want to fight back against developments in your area, what's the sensible way to do it? We also look at the danger of pricing your home too high - and the Rightmove data that shows just how risky it can be. Grandparents and parents are digging deeper than ever to send children to university. What do young adults need to know before they take out a student loan? Lee goes back to school to talk to kids about money and the working world - but what did HE learn from the experience? And from festivals to sporting events, why has having fun become so expensive?

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Georgie Frost

This Is Money: Can Labour get Britain growing again and make us richer?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Can Labour get Britain growing again and make us richer?
All change, please. In a radical reshaping of the political landscape, Britain has elected a Labour government for the first time in 14 years. New prime minister Keir Starmer and Chancellor Rachel Reeves have made bold promises of revival, growth and wealth creation. But many fear that Britain’s troubled public finances will also mean that promises not to raise taxes will prove empty. So, what has Labour said it will do, what important things have been left unsaid, what will it mean for the economy and your finances and is there a path to prosperity that doesn’t involve more tax pain? On this special election podcast, Georgie Frost, Helen Crane, Lee Boyce and Simon Lambert look at what Labour’s election victory could mean for our money. The team discuss the manifesto promises on the economy and growth and at how robust the no tax rise pledges are. Can Labour’s housebuilding plans and planning shake up deliver more homes? What are its other plans to get growth going? Plus, the team look at the Tories’ 14 years in charge of the economy and the positives that can be drawn amongst the turbulence. And finally, what have we got to be optimistic about as we move into the next chapter of British life?
Guest:

Helen Crane


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Georgie Frost

This Is Money: More of us are falling into the savings tax trap - is it fair?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: More of us are falling into the savings tax trap - is it fair?
You find a decent paying savings account, diligently squirrel away your money, watch it grow… only for the taxman to come along and swipe a chunk. And since savings rates have been much better in recent years, the amount HMRC is taking in in savings tax revenue has gone up significantly. It's only going to increase according to estimates, to the tune of £10.37 billion in 2024/25, up from £6.6 billiion in 2023/24 - and £1.2 billion in 2021/22. So, how can you dodge the trap? Georgie Frost, Helen Crane and Lee Boyce look at this growing revenue spinner. It also means taking advantage of ISAs is key - and we're very keen on one tax-free account in particular. And sticking with savings, Helen explains the case of a Barclays customer who had a stroke - recovered better than expected - but was then locked out of his account with £100,000 in it for nearly a year. There is a mobile phone swiping epidemic in the country - but what is it the criminals are really after? Is it the handset, or something else? We explain all, alongside businessman and This is Money columnist Dave Fishwick, who interviewed one of the gang leaders. And sticking with Dave... he gives his views on what needs to happen after the general election on 4 July for the North. It's not just our phones being stolen… motor theft too is on the rise. A former police interceptor gives his tips on how to keep your vehicle safe. Lastly, what is the magic number of salary to make you feel rich? Recruiter Indeed believes it has found the answer...
Guests:

Dave Fishwick, Helen Crane


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Georgie Frost

This Is Money: Inflation is back on target, so is life about to get easier?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Inflation is back on target, so is life about to get easier?
Inflation is back on target at 2%. After the spike into double-digits that triggered talk of a cost of living crisis and sent interest rates spiralling, we are now back at the Bank of England's target level. So, is the great inflation panic over and is life about get easier? Or will we be feeling the after effects of high inflation for years to come? And what's going to happen to interest rates? Georgie Frost, Helen Crane and Simon Lambert look at why inflation as come down and what happens next. Plus, the couple who didn't get a Nationwide fairer share payout despite having £100,000 saved. And finally, would you let your parents pay for you to go on holiday as an adult - or pay for your own adult kids to go with you? The team look into the family time vs freeloading debate.
Guest:

Helen Crane


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Georgie Frost

This Is Money: The consumer champion's guide to getting what you want

Georgie Frost
Original Broadcast:

This is Money

This Is Money: The consumer champion's guide to getting what you want
This is Money's consumer champion Helen Crane celebrated the 100th edition of her 'Crane on the Case' column this week. Helen has won back more than £1.2 million for readers over the course of all those columns and learnt a thing or two along the way about how to battle consumer problems and bad customer service. She discusses the big wins, the satisfying victories, the worst cases of bad customer service - and gives her tips on how to get what you want. Also on the show, Georgie Frost, Lee Boyce and Simon Lambert discuss whether working parents could be missing our by not claiming child benefit now that the rules have changed and more can get it. Plus, if you owe tax on savings interest but don't have to do a tax return how will HMRC find out? Is Scottish Mortgage worth backing as shares rebound but remain considerably down on their peak? And finally, Charles Stanley's Dan Beecroft joins the show to explain 50-30-20 budgeting and why people love this rule of thumb for spending and saving.
Guest:

Helen Crane


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Georgie Frost

This Is Money: What could the general election mean for your money?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What could the general election mean for your money?
The Prime Minister put an end to all the speculation this week by giving us the date for the general election: July 4. That comes as the latest inflation reading was 2.3%, a little above forecasts making a base rate cut next month now unlikely. Simon Lambert, Georgie Frost and Lee Boyce delve into the economic state of affairs and what the upcoming election could mean for your money, when it comes to tax, pensions, property and everything in-between. Nationwide Building Society posted pre-tax profits of £1.77bn this week and as a result, it is dishing out another year of 'Fairer Share' loyalty payouts of £100 — will you qualify? And not only that, it is now offering £200 to switchers and an exclusive 5.5% loyalty savings rate. How does early retirement sound to you? It seems it appeals to a lot of us because searches on Google for 'retire early' have increased threefold in the last decade. But how much would you be willing to sacrifice to achieve it? At the extreme end, we have the FIRE movement, advocating saving 70% of your income. Special guest, former This is Money editor Andrew Oxlade, had had enough — he explains why. Lastly, This is Money has a new regular series called Modern Treasures with valuation expert Dan Hatfield — Lee reveals all about the first one, all about first edition books, and gives details on how to get YOUR items valued for free.

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