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Our approach to dealing with money matters is often shaped by the examples set by our parents, which in some cases we may replicate and in others we react against. Adam Cox helps to untangle these experiences and, in so doing, tackles the challenge of procrastination - when things are put into the 'too difficult to resolve' box. He introduces another perspective, that of the utility cost of doing nothing. If you find yourself struggling to determine the best way forward, this episode could be for you.

Adam Cox is joined by Valentine’s Day Gifting Expert from Haute Florist, Maryam Ghani, to discuss new research which reveals Brit's Valentine’s Day gifting habits. They look at why buying flowers from a proper florist could be a better choice, and what Haute Florist is doing for the Valentines season. https://www.hauteflorist.co.uk/

Adam Cox is joined by Richard Denton, Partner and Head of Private Client for North London firm, OGR Stock Denton, to discuss the rise in probate fee's and how this may affect applications. They look at the process of probate, and what the current wait times are, and Richard explains the main benefits of using an experienced solicitor firm of specialises in probate. https://www.ogrstockdenton.com/

Adam Cox is joined by Judith Buckland, from Family Law Solicitors Woolley & Co, to discuss a major new divorce law change coming in April and the public attitudes around this. They look at how the change will aid people in toxic marriages and what Woolley & Co can do to help. https://www.family-lawfirm.co.uk/

Join Georgie Frost, Simon Lambert and Lee Boyce to help you cope with the trials and tribulations of a Christmas where little is certain. What happens to your money if your show bookings are cancelled? Plus, they discuss fine wines and what kind of Christmas spread your pension pot might buy. Also - is there a role for wealth taxes?

When it comes to state pensions, there has been plenty of talk in recent weeks about the triple lock and what could mean next month when it comes to an uplift. However, more than 2 million receive less than £100 a week in state pension payments – is there a way to boost it? Tanya Jefferies, Lee Boyce and Georgie Frost discuss and reveal the common reasons why you might not receive the full state pension. Sticking with the pension theme, we talk through a case of an ex-Judge who faced a hefty 'advice' fee when he made a decision on a drawdown pot. Spain is still the top choice for those planning to retire overseas – but has the pandemic and Brexit put more people off a life in the sun? Lee reveals why it is now time to be chasing savings rates again and his tips for making sure a challenger bank you've never heard of is a good spot for your cash.

Adam Cox is joined by District Senior Veterinary Surgeon from Vets Now, Lara Wilson, to discuss the veterinary staffing shortages caused by COVID and how this has impacted the approximately 12 million pet owners in the UK. They look at how the staffing shortages have affected wait times and reductions in registered vets, in addition to how the issues can be combatted. https://www.vets-now.com

As Britain's streets are filled with drivers whizzing deliveries around, there's a new top scam in town. Parcel and package delivery scams are the most common type of 'smishing' text messages, a report said this week. Fraudsters are sneaking into people's text messages, pretending to be couriers that missed you while you were out, or need to arrange or rearrange a delivery. Click the link and you could end up being scammed. This is being enabled by the wave of online deliveries in the pandemic, as online shopping stepped up a number of gears, and the somewhat chaotic way some drivers are delivering those parcels: who doesn't recognise the 'leave it on the doorstep and run away tactic'? Lee Boyce, Georgie Frost and Simon Lambert look at what uou can do to avoid falling victim, what are the risks if you do, and can we do anything about the rise in fraud? Also, its squeaky bum time for the triple lock. Wages are officially up 8.8% and the reference month for pension increases is rapidly approaching, so what will Chancellor Rishi Sunak do? Will a bumper increase for the state pension arrive, or the breaking of a manifesto pledge? Plus, the 'blink and you'll miss it' mortgages, as top rates hang around for a very limited time - and the chip shortage that means people are struggling to buy new cars and sending the price of used ones soaring. And finally, is the current account battle back on? As Nationwide bungs people £100 to sign up, the team take a look.

Simon and Georgie investigate some key personal finance issues ..

Adam Cox is joined by Danial Daychopan, CEO and Founder of Plutus, to discuss all things cryptocurrency. They explain what some of the jargon means, why crypto is becoming more widely used and what the future may be for the currency. Danial also talks about Plutus, and how it aims to bring crypto to everyday transactions. https://plutus.it