Podcasts related to Property & Mortgages

There is a burgeoning offer of residential, buy to let and short term finance available and arguably the market has never been so competitive. But lending criteria and mortgage regulation can make getting the right finance quite a feat. Richard Blanco is joined by brokers Morgan Stewart from GPS Financial, Nick Blunt from One and All Financial Services and Scott Hendry from lender, Together Money to guide you through the mortgage maze.

Richard Blanco is joined by Meera Chindooroy from the National Landlords Association, Lawrence Bowles from Savills and Richard Bowser from Property Investor News to analyse some of the factors driving the property market as we near the end of 2019. We discuss the latest sales and rental trends, the UK and global economy, housing politics, regulatory changes and landlord and developer sentiment. This programme was recorded just before the announcement of the December 2019 election.

More and more of us are renting for longer – not by choice, but by necessity. In cities especially, more people are renting into their thirties, forties and beyond, sometimes raising children in rented flats with no long-term security. Rents are sky high. Saving for a deposit can take a decade or longer. And for many people, property ownership seems unachievable. But what if we could do something about it? Could rent controls be the answer? To help answer this question, Ayeisha Thomas-Smith is joined by Hanna Wheatley, researcher at the New Economics Foundation and co-author of a NEF report on rent controls, and Eva Freeman, private renter and member of the London Renters Union.

Adam Cox is joined by Steven Hiltermann – UK General Manger at room and roommate finder, Badi. Together they discuss the pros and cons of renting, and how finding your ideal flatmates could be the answer to the ever-increasing demand for living space in big cities across the globe.

Architect Richard Ganeshmoorthy and expert landlord developers MaryAnn Richmond-Coggan and Karen Gregory join Richard Blanco to discuss the joys and challenges of refurbishment. From finding the perfect wreck to managing your tradespeople, pushing through the difficult bit in the middle and charming your way through the snagging, we share our best tips and anecdotes.

Georgie Frost and Editor Simon Lambert are joined by reporter Will Kirkman to talk property, getting in and moving on; living to 100 and whether your pension will last as long as you; Simon ‘shares’ his top tips that could bag you big and the trio don their flares and go back to the 70s.

Much is made of the difficulties faced by first-time buyers to get onto the property ladder, but less talked about is the problem facing second steppers and those looking to downsize. As growing families struggle to afford to move up the property ladder could intergenerational house-swaps be the answer? That's the question editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost tackle this week. What are the potential stamp duty and inheritance tax traps to look out for, and is it a good idea? Meanwhile, we talk about the plans to protect physical cash, as usage continues to dwindle – that, despite a launch of a new set of Peter Pan 50p capturing the public imagination.

The mortgage price war claimed a high profile victim this week as Tesco Bank scrapped lending. Tesco Bank will continue with its other products, but why has it ditched mortgages, why have a string of other smaller players shut their doors in recent months, and why did building society behemoth Nationwide issue its own caution on home loans this week? On this week’s podcast, Simon Lambert, Sarah Davidson and Georgie Frost dive into what is currently a weird world of mortgages: where a greater supply of money to lend than demand to borrow it means there are some very cheap deals on offer. Also on this week’s show, the team look at a reader’s problem with a neighbour upstairs, who has stripped the floor back to floorboards and is creating noise issues, despite a lease that says there must be carpets. How do you enforce that? Thomas Cook’s troubles and what they mean for holidaymakers are under the spotlight too. And finally, ever wondered why sometimes drivers get a ticket but at others escape with just a warning, or what really drives police officers mad behind the wheel?

Saving, spending, planning — you've got money questions and we've got answers. Every week host Alison Southwick and personal finance expert Robert Brokamp challenge the conventional wisdom on life's biggest financial issues to reveal what you really need to know to make smart money moves. In the next in our series on major money events, Ross Anderson of Motley Fool Wealth Management shares his advice and personal experience when it comes to selling a house.

Georgie Frost is joined by editor Simon Lambert to talk property: why now might be a good time to think about building your own home; whether pensioners should get a stamp duty break for downsizing; and can you sell your home for knockdown price to avoid care costs?Also: 'Time will prove me right' says Neil Woodford - Simon explains why he’s not deserted the beleaguered fund manager. And the SUV penalty: how much picking a 4x4 will really cost you at the pumps.