Podcasts from Morning Money at 7:00 presented by Sarah Lowther

With economic growth set to propel more than 90% of the world's population into the so-called "consumer class" by 2020, a new report from HSBC Commercial Banking suggests companies should start preparing today to meet the wants and needs of tomorrow's customer. The co-author of that report Paul Flatters, from futures consultancy Trajectory, joined the Morning Money team to talk about the research.

Diederik Vos, CEO of software company SQS Group, joined Share Radio Morning Money to talk through his company’s half yearly report. The company say that if you're struggling to keep up with the pace of change in IT, they have solutions at hand. But what have they revealed today about their performance and what is the outlook?

A new paper released by the Adam Smith Institute has called on the government to take back control of UK waters. The report lays out a comprehensive ten-point plan for how Britain can replenish its waters following Brexit, and reveals the full extent of the damage caused by the European Common Fisheries Policy. Dr Madsen Pirie, President of the Adam Smith Institute, joined to discuss this further.

Ed Molyneux, CEO and Co-founder of cloud-based accounting platform FreeAgent, joined the Directors’ Briefing sponsored by Hewlett Packard Enterprise, to discuss the new research suggesting nearly half of SMEs are unaware of digital tax returns. So what are the government's plans to make tax digital?

50 million people have watched the Olympic Games on Snapchat since the Opening Ceremony a week and a half ago. At the same time, there have also been rumours that Apple will bring Twitter onto the Apple TV platform allowing users to watch NFL games that the social network will stream. So are social platforms turning into broadcast vehicles, and why are they taking this route? That's the question Share Radio's Joe Aldridge put to Oliver Smith, Senior Reporter at The Memo.

Bookmaker William Hill has rejected a £3.16bn takeover offer from online operator 888 and casino giant Rank. The bid, in shares and cash, was called "highly opportunistic" by Gareth Davis, chairman of William Hill, who said it did not reflect its true value. Gambling industry strategist and consultant, Steve Donoughue, discussed the deal.

NetNames is an online brand protection and domain name management specialist. It is responsible for keeping organisations and brands one step ahead of online threats across the globe. Stuart Fuller is the company’s Director of Commercial Operations, and he discussed company protection online.

The Quarto Group is a leading global illustrated book publisher and distribution group, and is listed on the London Stock Exchange. On the day of its 2016 half year report, company CEO Marcus Leaver joined Share Radio Morning Money to assess his company’s performance and set out their future aims.

The Competition and Markets Authority has unveiled a package of measures to "shake up retail banking for years to come". To discuss the measures, James Sherwin-Smith, CEO of Growth Street, which started the APR4SMEs campaign earlier this year, joined Morning Money’s Directors’ Briefing sponsored by Hewlett Packard Enterprise.

The world's largest arts festival, The Edinburgh Fringe Festival, has begun. Yet, the Fringe Festival isn't the only event to have kicked off this weekend in the city. The Edinburgh International Festival and Royal Edinburgh Military Tattoo are among many to have begun. So what do these festivals bring to the city's economy? Joe Aldridge spoke with James McVeigh, Head of Marketing and Innovation at Festivals Edinburgh, to find out.