If you started university in England in September 2012 or later, you’ll come under the new tuition fees and student loan regime. That means you’re likely to have graduated with tens of thousands of pounds of debt. So how do you start to go about paying that back? Sarah Pennells is joined by our Young Money Champion, James Connington from the Telegraph’s Personal Finance Team, James Seymour from the Complete University Guide and Ani Bailey from NASMA, the National Association of Student Money Advisers, to share tips and advice on how to tackle rising interest rates on hefty student loans.
Sarah Pennells is joined in the studio by Lina Bourdon of City and Country Mortgages, and over the phone with David Hollingworth of London and Country Mortgages, to discuss interest only mortgages, looking at why people still have that type, and what alternatives may be a better option.
Sarah Pennells talks about banking and accounts with guests Tashema Jackson of uSwitch, and Hannah Maundrell from money.co.uk, and Matt Saunders from GoCompare. Together they discuss whether it is possible to open a bank account if you have a history of debt, if you can open an account if you’ve moved to the UK from abroad and what the best accounts are if you’re constantly in your overdraft or similarly, always in credit.
Young Money with Sarah Pennells and Young Money Champion Fiona Norman, talking to David Hollingworth, Associate Director at London & Country Mortgages and Lina Bourdon and Lina Bourdon, Managing Director at City and Country Financial Services, about government help-to-buy schemes.
Sarah Pennells is joined in the studio by Martin Grombridge from the London Capital Credit Union, and on the phone with Laura Mostaghimi from National Debt Line and Richard Griffiths of the Consumer Finance Association to answer your questions about payday loans.
Martin Grombridge, Laura Mostaghimi, Richard Griffiths
Sarah Pennells is joined this week with Young Money Champion Nicole Blackmore from The Telegraph, and also Ray Boulger from Mortgage Brokers John Charcol, Dev Malle from My Home Move and Martyn Baum from the National Association of Estate Agents to discuss mortgages for first time buyers and schemes to help young people get on the property ladder.
Nicole Blackmore, Ray Boulger, Dev Malle, Martyn Baum
Sarah Pennells is joined in the studio by Laura Whitcombe, deputy editor at Moneywise and Paula Steele of John Lamb, and also on the phone with Cleona Lira of 2plan Wealth Management to discuss how and where to go to get financial advice and their top tips on money management, only on Share Radio.
Sarah Pennells is joined in the studio by our Young Money Champion Kate Palmer, from The Telegraph, to discuss alternative options to university with guests Vicky York from The Princes Trust, Steve Morris from LearnDirect and Sharon Walpole from Notgoingtouni.co.uk.
Kate Palmer, Steve Morris, Sharon Walpole, Vicky York
Sarah Pennells is joined in the studio by Robert Houghton, chief executive of ReallyMoving.com and over the phone by Helen Saxon from MoneySavingExpert, and Eileen Rutschmann from Iammoving.com to talk about the costs involved when moving home and tips and tricks to cut down on spending.
Sarah Pennells is joined in the studio by Belinda Aspinall, founder of Life After London, David Hollingworth from London and Country Mortgages and Mark Hayward from the National Association of Estate Agents to talk about the financial and social aspects of moving to the country.
Belinda Aspinall, David Hollingworth, Mark Hayward