If you're self-employed and need to set up a pension, where do you start? Sarah Pennells looks at a recent report published by Royal London with former Pensions Minister Steve Webb, currently Director of Policy at pensions and life insurance provider Royal London. Paul Allington founder and head of The Code Guy, gives his own account of setting up his pension, while Claire Walsh, Chartered Financial Planner and Head of Advice at Unbiased, gives advice on how to set up a pension plan. Sarah discusses whether the new Lifetime ISA can also help people set their pension.
If you’re thinking about retiring, what things should you look out for? Sarah Pennells is joined by Rowena Griffiths, from Female Adviser, and Michelle Cracknell, from the Pensions Advisory Service, and Jamie Jenkins, from Standard Life. Together they look at what to do with your pension once you retire, analysing the difficult jargon in more detail and simplifying the daunting paperwork in pension forms.
Sarah Pennells is joined in the studio by Rachael Saunders from Business In the Community, and over the phone by Michelle Cracknell of The Pensions Regulatory Service and Fiona Tait of Royal London. Sarah and her guests talk about working in retirement and setting up a small business whilst receiving your pension . Sarah and her guests discuss the practicalities of setting up a business in retirement, as well as looking at what the rules say about receiving your pension whilst still at work.
Sarah Pennells is joined in the studio by Malcolm McLean from Barnett-Waddingham and Claire Walsh from Aspect8 as well as on the phone with Jonathan Bland from Pension Geeks and Robert Cochran of Scottish Widows to talk about pensions and the Pensions Awareness Day 2015 Campaign.
Malcolm Mclean, Claire Walsh, Jonathan Bland, Robert Cochran
Sarah Pennells is joined by four money experts from Equiniti, WEALTH at work, Money Advice Service and Aurora Financial Solutions, to talk about employee share schemes They discuss what they are, how exactly they work and who can benefit from them on Your Money, Your Future.
Phil Ainsley, Jonathan Watts-Lay, Andrew Johnson, Daren O'Brien
Sarah Pennells is joined in the studio by pension experts from Yellowtail Financial Planning and AJ Bell and on the phone by Royal London to discuss pensions for self-employed people and business owners.