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Georgie Frost

This Is Money: Home improvement snakes and ladders: How to add value - and how to lose it

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Home improvement snakes and ladders: How to add value - and how to lose it
What's the best home improvement plans, if you're thinking about selling? Has the dust now settled following the banking sell-offs — is it a good time to invest now? Will Schroder's UK private/public trusts ever be able to shake off the Neil Woodford legacy? Georgie Frost and Simon Lambert discuss these issues, and the This Is Money 'Best Buy' savings table.

Published:
Adam Cox

Modern Mindset: Modern Mindset: Emilio Rimini on Brits Attitudes Towards Switching to Eco-Friendly Products

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Modern Mindset: Emilio Rimini on Brits Attitudes Towards Switching to Eco-Friendly Products
Adam Cox is joined by Emilio Rimini, Director at The Green Company, to discuss new research which suggests mixed feelings amongst the British public when it comes to maintaining environmentally conscious shopping habits during a cost-of-living crisis. Emilio explains the misconceptions around budget shopping in an environmentally friendly way and provides tips on how to be more environmentally conscious when shopping. https://www.thegreencompany.online/
Guest:

Emilio Rimini


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Georgie Frost

This Is Money: It's got easier to win big on the Premium Bonds but should you invest?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: It's got easier to win big on the Premium Bonds but should you invest?
Premium Bonds are a national institution and their prize-giving place in British savers' hearts was only cemented further through the low interest rate years. But now interest rates are on the rise and Premium Bonds offer not only the chance to win £1 million but also a much better rate of return. The average prize fund rate on Premium Bonds has reached the heady heights of 3.3% - going head-to-head with top easy access savings deals. But what many savers may not realise is that their chance of winning a big prize of £100,000 or £50,000 has got much better too. So, is it time to back Premium Bonds even further, or would you be better off with a standard savings account? Georgie Frost, Sam Barker and Simon Lambert look at the numbers and the pros and cons. Plus, an even better return of up to 4.6% is offered now by five year fixed rate savings accounts, but are they worth going for and choosing over stocks and shares? This week brought yet more news of annoyingly high inflation, as CPI stubbornly stuck above 10%; but why are food prices still rising so rapidly, are supermarkets or producers cashing in, and what can you do about it? And finally, supermarkets have a new loyalty card wheeze - lower prices for those with them and more expensive groceries for those without. Sainsbury's Nectar Prices has followed Tesco's Clubcard Prices and now the Co-op has member prices too. Is this enough to change Simon's mind on loyalty cards?
Guest:

Sam Barker


Published:
Adam Cox

Modern Mindset: Steven Bailey on Outdoor Wood Care

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Steven Bailey on Outdoor Wood Care
Adam Cox is joined by Steven Bailey, from Barrettine, to discuss why it is so important to care for wood outside, and the environmental issues that should be considered when doing so. Steven explains the best time of year to carry out woodcare projects, and how to save grey wood. www.bestwoodcare.co.uk
Guest:

Steven Bailey


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Adam Cox

Modern Mindset: Anthony Eskinazi on New Data Revealing Higher Demand For Parking Than Currently Available

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Anthony Eskinazi on New Data Revealing Higher Demand For Parking Than Currently Available
Adam Cox is joined by Anthony Eskinazi, Founder & CEO of JustPark, to discuss why there is such a high demand for parking in light of new research findings which suggest demand is higher than the current supply. Anthony explains how rented parking spaces could be part of the solution, and can earn the public additional passive income. https://www.justpark.com/
Guest:

Anthony Eskinazi


Published:
Georgie Frost

This Is Money: How long should you fix your mortgage for - and what next for rates?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How long should you fix your mortgage for - and what next for rates?
As if buying a home wasn’t enough of a lottery, borrowers are now facing a major gamble on their mortgage. Whether buying or remortgaging, they need to work out how long to fix for and try to assess what might happen next to interest rates. On the basis that even the world’s top economists and investors didn’t spot the past year’s sudden interest rate spike coming and can’t agree on what central banks will do next, that’s a tough task. Five-year fixed rates are cheaper than two-year fixed rates, but borrowers worry they risk locking in at higher rates for longer. Meanwhile, trackers are pricier but could fall if the base rate comes down, although there’s not much agreement on when the Bank of England will stop hiking or how swiftly it will lower rates when it eventually does. Georgie Frost, Helen Crane and Simon Lambert discuss the great mortgage gamble and what people can do. Also, the house price hotspots of the past decade – and why living in a place where home values has doubled may not be a good thing. Simon takes a look at UK shares, why they are considered cheap and whether they are a decent investment or not. Helen talks through her latest 'Crane on the Case' and how it involved a loyal BA customer locked out of a staggering number of Avios points and getting a raw deal from the airline on sorting it out. And finally, here is a test of your age: how well do you remember the Ford Orion, Austin Maestro and Vauxhall Nova — and did you ever believe that one day they’d be classic cars?
Guest:

Helen Crane


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Georgie Frost

This Is Money: State pension goes above £10,000 — but has something got to give?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: State pension goes above £10,000 — but has something got to give?
The state pension is getting a boost this week, meaning many pensioners will see their payments go above £200 per week or £10,000 per year for the first time. The Government has also recently announced that it is delaying a decision on hiking up the state pension age to 68 until after the next election – perhaps influenced by protests across the channel. Pension commentators said move would be 'incredibly unpopular', and likely 'political suicide'. Governments don’t like to upset retirees because they vote in high numbers — but maintaining the status quo is incredibly expensive. Has something ultimately got to give when it comes to the state pension age and maintaining the triple lock? Georgie Frost is joined by Tanya Jefferies and Helen Crane to discuss. We also look at one lucky This is Money reader who is getting an even bigger rise, seeing his pension go up by more than 16%. It sounds like great news — but he is wondering whether it means he has been short-changed in the past. Elsewhere, research this week has shown Britons are still dragging their feet when it comes to making a will. The team looks at why it’s important, how to do it — and why it isn’t just about money. Also, E-Toro’s Sam North provides the latest update on the markets as we head into the long weekend. We also discuss why broadband companies have been able to get away with ignoring instructions from regulator Ofcom to make switching easier for customers. It told them two years ago that they needed to make it possible to swap providers in just one day — so why are most of us still left languishing without an internet connection for up to two weeks? Finally, do you fancy a sabbatical from work to travel? Some big firms are offering the extended time off as a perk to long-serving staff — but would your boss let you go, and how would you afford it?
Guest:

Tanya Jefferies


Published:
Adam Cox

Modern Mindset: Wendy K Laidlaw on Endometriosis Awareness and Her New Book

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Wendy K Laidlaw on Endometriosis Awareness and Her New Book
Adam Cox is joined by Wendy K Laidlaw, bestselling author and endometriosis expert, to discuss how endometriosis can affect suffers and how her own journey led her to develop the 'Laidlaw Protocols.' Wendy also speaks on her booked and training academy. www.healendometriosisnaturally.com
Guest:

Wendy Laidlaw


Published:
Georgie Frost

This Is Money: Can you beat the April bill hikes - and is it time we ditched the tax traps?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Can you beat the April bill hikes - and is it time we ditched the tax traps?
Just when you thought the cost of living crisis was meant to be on its way out another round of bill hikes are hitting. From council tax to mobile bills, seemingly every organisation wants another piece of your bank account - and some of the rises are even higher than inflation. Is there anything you can do about it? Could a bit of switching, planning and another round of cutting back on energy usage, shave some money off? And is there light at the end of the tunnel? Georgie Frost, Helen Crane and Simon Lambert look at what's going up and how to fight it. Meanwhile, do you know how much tax you pay and are you in the firing line for Britain's worst tax traps? Ben Laidler of eToro delivers the latest update on the markets, after a much better week than the banking shakeout delivered last week. Plus — if you haven't done it yet, what can you do to sort your ISA?
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: Should we worry about the banks... and why raise interest rates now?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Should we worry about the banks... and why raise interest rates now?
Just when you thought it was safe to go back in the water... A banking crisis has seemingly emerged out of nowhere, in a system that we've been told is stable, well capitalised and far from its parlous state when the credit crunch and financial crisis struck. So, what is going on and why did both the Federal Reserve in the US and the Bank of England see fit to raise interest rates this week? Georgie Frost and Simon Lambert talk interest rates: whether we have hit the base rate peak, when they might fall, why central banks keep raising them and what the impact will be for savers, borrowers and investors. Plus, what's going on with the banks? Why the sudden wobble? What's it got to do with rising interest rates and government bonds? Is this just a shake-out taking out those that weren't very well run anyway, or something more dramatic? Also, Simon explains why he thinks some people might need to sell some investments now. (But not for the reasons above). And finally, are Pokémon cards really an investable asset? The This is Money team dived into the world of collecting hem this week, Simon explains what they found out.

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