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Georgie Frost

This Is Money: The manifesto episode: Do Labour, the Tories or the Lib Dems have the plan Britain need?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: The manifesto episode: Do Labour, the Tories or the Lib Dems have the plan Britain need?
It’s manifesto week and Labour, the Conservatives and the Lib Dems have laid out their vision for the country – along with the Green Party, Reform and others. The economy, tax and people’s finances are a cornerstone of the all the manifestos, but what are the main parties proposing and what could it mean for you? Georgie Frost, Angharad Carrick and Simon Lambert take a deep dive into the manifestos to see what’s there. If the country votes for a change and we do get the widely predicted Labour government, what will it mean for your money – and does talking about growth mean there’s an actual plan to deliver it? After 14 years in charge, were the Tories bold enough in their manifesto to derail Labour’s run at power? And do the Lib Dems have the policies that could shake things up, including a plan to substantially overhaul capital gains tax? Plus, what did Reform say? All this and more go under the microscope, along with a look at what has really happened to our taxes in a decade-and-a-half under the Conservatives. And finally, away from the election, how much did the most desirable new King Charles £5 note go for at a special auction this week?
Guest:

Angharad Carrick


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Gavin Oldham

Thought for the Week: Moral Compass Missing

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Moral Compass Missing
Nothing seems to shake the populist following of Mr. Trump, which includes a substantial proportion of the evangelical Christian community. Is their moral compass somewhat unbalanced — are they omitting to focus on the second great commandment, to love our neighbours (those least likely to be our 'neighbours') as ourselves? Here in the UK, populism is more associated with the Reform Party, which is attracting 15% of voters compared to the Conservatives 21%. They share Trump's appeal for self-interest and antipathy towards migration: meanwhile the need for a real focus on helping the poor continues. Where's the moral compass? Background music: 'Charisma' by The Brothers Records

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Gavin Oldham

Thought for the Week: Assess the Individual, not just their Party

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Assess the Individual, not just their Party
Not my platitudes — but we do indeed need bold reforms, vision, groundbreaking solutions and to lead the edge of change. Our key concerns and calls for action are in this commentary, but they're not in the party manifestos: for example, the call to break the cycle of deprivation first made 50 years ago — we're still waiting. Euphemisms abound as the parties converge towards the central ground in the quest for your votes, but they draw together many different perspectives. Test them on issues such as a more egalitarian form of capitalism, smaller government, inter-generational rebalancing and a longer-term perspective — see where they stand as individuals. Background music: 'Hidden Agenda' by Kevin MacLeod, licensed under a Creative Commons Attribution 4.0 license http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1200102.

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Georgie Frost

This Is Money: What could the general election mean for your money?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What could the general election mean for your money?
The Prime Minister put an end to all the speculation this week by giving us the date for the general election: July 4. That comes as the latest inflation reading was 2.3%, a little above forecasts making a base rate cut next month now unlikely. Simon Lambert, Georgie Frost and Lee Boyce delve into the economic state of affairs and what the upcoming election could mean for your money, when it comes to tax, pensions, property and everything in-between. Nationwide Building Society posted pre-tax profits of £1.77bn this week and as a result, it is dishing out another year of 'Fairer Share' loyalty payouts of £100 — will you qualify? And not only that, it is now offering £200 to switchers and an exclusive 5.5% loyalty savings rate. How does early retirement sound to you? It seems it appeals to a lot of us because searches on Google for 'retire early' have increased threefold in the last decade. But how much would you be willing to sacrifice to achieve it? At the extreme end, we have the FIRE movement, advocating saving 70% of your income. Special guest, former This is Money editor Andrew Oxlade, had had enough — he explains why. Lastly, This is Money has a new regular series called Modern Treasures with valuation expert Dan Hatfield — Lee reveals all about the first one, all about first edition books, and gives details on how to get YOUR items valued for free.

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Gavin Oldham

Thought for the Week: AI raises the urgency for disintermediated participation

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: AI raises the urgency for disintermediated participation
Professor Hinton, the 'godfather of AI' warns that the challenges of Artificial Intelligence are not just economic but also strategic. His quotation of Putin shows clearly the need for a convergent approach towards these risks. And remember the Bletchley conference just six months ago? The scientists have lost no time in preparing their interim report, but there's much to be done in planning the best way forward. Background music: 'Metamorphosis' by Quincas Moreira

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Adam Cox

Modern Mindset: Start Network

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset:  Start Network
Since the most recent escalation of the conflict in Gaza in October 2023, the charity Start Network has received over 60 other global humanitarian crisis alerts, that you may not have heard about. For one reason or another, these global events don’t get the coverage they deserve and as a result, miss out on necessary donations and aid. But Start Network are doing things differently, and this year marks the 10th anniversary of their Start Fund. Joining Adam Cox now to discuss this with the CEO of Start Network Christina Bennett.
Guest:

Christina Bennett


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Gavin Oldham

Thought for the Week: Recognising Individual Achievement

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Recognising Individual Achievement
Individual achievement is recognised in many walks of life, and that recognition spurs people on to achieve even greater things. With education, good exam results and university entrance are celebrated, but this doesn't do much for those who find it difficult to get started in the first place. That's why The Share Foundation's introduction of incentivised learning is so important for young people in care, achieving an attitudinal transformation as they progress through the six-step Stepladder course. We need acceptance of incentivised learning to break the cycle of deprivation. Background music: 'Everything Has a Beginning' by Joel Cummins

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Gavin Oldham

Thought for the Week: Three Presumptions for re-thinking Politics

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Three Presumptions for re-thinking Politics
England delivered a withering verdict on its ruling Conservative Party last week, but the motley spread of replacement parties plus low turnout revealed a population thoroughly disenchanted by politics. Democracy is calling for a fresh perspective, based on reason and logic. We need to draw inspiration from people like Thomas Jefferson who said, 'We hold these truths to be self-evident: that all are created equal, that they are endowed with certain unalienable rights, and that among these are life, liberty, and the pursuit of happiness.' Background music: 'Freedom' by Dan Lebowitz

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Gavin Oldham

The Financial Outlook: Westminster Hall debate on family access to CTFs of disabled young people

Gavin Oldham
Original Broadcast:

The Financial Outlook for Personal Investors

The Financial Outlook: Westminster Hall debate on family access to CTFs of disabled young people
The debate on 19th March 2024 was hosted by Sir Jeremy Quin MP to call for the need to simplify family access to Child Trust Funds for disabled young people, and a number of MPs contributed to the debate, including Danny Kruger and Ed Davy. The audio record is provided by Parliament Live, and is an unabridged recording of proceedings, without additional comment. Listeners may notice an adjournment for voting in the House of Commons.

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Gavin Oldham

Thought for the Week: Mexican Stand-off over Health

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Mexican Stand-off over Health
Rachel Reeves points to a sea change in economic policy, 'As we did at the end of the 1970s, we stand at an inflection point': but there's no indication, apart from a tiny hint of criticism for an 'inflexible welfare state', of moving away from the socialist dogma which is ruining health services in the United Kingdom. Meanwhile the Conservatives' fear of losing electoral support among the elderly leaves them incapable of introducing mandatory health insurance for wealthy old folk which the NHS can draw down as it's used. It's a confrontation where no strategy exists that allows any party to achieve victory — the only way through is to look for a consensus. Background music: 'People Watching' by Sir Cubworth

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