Share Sounds presented by Sarah Pennells (1)

It's almost three years since new rules were brought in to make it quicker and easier to switch bank account, but figures show that only 3% of us do this every year. Two weeks ago the competition watchdog published its report into banking - shying away from recommending that the banks had the interest rate on their overdrafts capped. Sarah looks at why you should switch and the best way to do it, and what you need to consider.

How can you maximise your time away from work? Sarah looks at setting up your own 'kitchen table' business, volunteering and doing courses to improve your career prospects. With Jasmine Birtles of MoneyMagpie, Kristen Stephenson of the NCVO and Yvette Ankrah, CEO of The Kitchen Table & business mentor.

Most people in their mid-twenties will have attended lots of weddings this year and probably have one this bank holiday too. But attending can be a pricey business. Sarah looks at how much you should spend on travel, accommodation, a new outfit and, of course, the wedding list.

It's been two weeks since the Bank of England cut interest rates to a historic low of just 0.25% and some banks and building societies have wasted no time in cutting the interest rates on their accounts. So can you get any kind of return on your savings? How do you know if your account is paying a terrible rate and who is paying the most? Sarah's joined by Sally Francis of MoneySavingExpert and Hannah Maundrell, editor at money.co.uk.

To get the most out of retirement, financially and in terms of what you do, it's really worth planning for. Not just how much you put into your pension, but when you retire, how you retire and how much money you'll need. When should you do this kind of planning, do you need professional advice or can you work it all out yourself? And what are your options if you've not yet thought about your retirement?

These days investing is about far more than stocks and shares. You can invest in bamboo forests, car parking spaces, wine, or you can invest directly in small and growing companies. But should you? Sarah goes through the pros and cons of alternative investments with David Thorpe of What Investment, financial journalist Martyn James and Bruce Davis of Abundance Investment.

As thousands of students prepare to start university in a few weeks' time, Sarah looks at student bank accounts. What are the best accounts, where can you find the best perks and what should you do when you graduate? With Young Money Champion Amelia Murray, Bronni Hughes from Student Money Saver, Andrew Hagger of Moneycomms and David Crawford, head of current accounts at RBS/Natwest.

Around 5 million non-nationals live in the UK. But how do you get financially established when you first arrive? Sarah gets advice from Theresa Wallace of estate agent Savills, James Jones of Experian and Teni Shahiean of immigration solicitors, OTS.

This week Sarah asks whether you should re-mortgage. What does this week's Bank of England interest rate cut mean for your if you're on a variable rate or if you're thinking of buying or remortgaging? She is joined by Ray Boulger of John Charcol mortgage experts, David Hollingworth of L&C mortgages and Andrew Montlake of Coreco.

Sarah is joined by Toby Walne, author of '101 Extraordinary Investments - Curious, Unusual and Bizarre Ways to Make Money', professional declutterer Vicky Silverthorn and writer Dan Wilson on how to make the most money from your unwanted stuff.