Nigel Cassidy joined Sarah Pennells to discuss the main market headlines of the morning, starting with BT - they've received a rather hefty fine. We've also heard from SouthWest trains this morning, who've made a rather surprising announcement. And it's been a shaky start for the FTSE this morning. Earlier, Nigel was speaking with Rachel Winter - of Kilik and Co - and Paul Sedgwick . What did they put this down to?