Adam Cox is joined by financial adviser, Tim Morris, to discuss the growing trend for Ethical Investing. Tim explains that due to climate, environmental, and controversial policies many investors are choosing investments that are ethical and sustainable; that avoid companies involved in things like military funding and pollution, or those that contribute to poor health such as tobacco. They explore why some governments, such as in the US, appear to be in defiance of this positive trend – and share their predictions for the future of ethical investing.
Adam Cox is joined by Trevor Raymond, leader of research and investor development for the World Platinum Investment Council (WPIC). They discuss how precious metals are good vehicles to hedge against uncertainty in volatile markets, as well as how Brexit and the general election could mean that precious metals such as platinum could be a safe haven with opportunity for growth.
Will Rhind, founder and CEO of GraniteShares, joins Adam Cox to talk about how ETFs (Exchange Traded Funds) and ETPs (Exchange Traded Products) can give investors opportunities for diversification, growth and protection against uncertainty – normally only accessible to sophisticated investors or hedge funds.
Adam talks to Helen Parker, a money saving expert and passive income coach, about how to create an income outside of the typical employment model. They talk about models of passive income including multi-level marketing and why this model has a bad reputation. They explore how this model can work and what kind of people would work well in a system that allows for personal flexibility and therefore requires self-discipline and a desire to influence others.
Adam talks to Lauren Vasquez, an engineer for British Gas about research that suggests that first time buyers don’t investigate the energy efficiency of their first home purchase. This is surprising since many first time buyers are financially stretched with the cost of the deposit and the monthly mortgage and initial home buying costs. The unknown energy costs of the property could cause additional stress on an already stressful financial decision. Lauren offers some tips on how to make sense of an Energy Performance Certificate and how to make homes more energy efficient.
The high street, once a popular choice for shoppers, has faced many changes in recent years. The increase of online shopping is a clear indicator, as 1 in 3 of us will exclusively use the internet to shop this Christmas. Annette Picardo, Managing Director in the UK for Etsy, explains how people are moving towards a more mindful and conscious way of shopping. New independent research finds that people feel happier when supporting their local community and local businesses.
Adam talks to Asesh Sarkar, CEO of Salary Finance a fin-tech company that helps employees access tools to improve their financial health. They discuss research that shows that money doesn’t mean happiness as more people earning over £100k were more stressed than those earning less. They explore ways to improve financial and mental well-being that don’t necessarily mean simply earning more.
Adam talks to Destiny Onisile and Jessica Tonwe, two millennials, about their attitudes to saving money to coincide with British Savings Week. They discuss how ignorance and confusion lead to a reluctance to save and how student debt create poor financial habits that can make debt attractive and saving something they believe is for older generations. They also explore if there’s anything that would encourage young people to save or learn about finance.
Adam talks to Dr. Erica Mallery-Blythe, an expert on medical conditions related to radio frequency and Brian Stein of the Radiation Research Trust about the growing scientific evidence that mobile phone radiation and WIFI are now linked to various cancers. They discuss why there is an unwillingness to talk about the dangers as mobile phones and WIFI is often ranked as the things we want and need most in our lives. They discuss why the government and the telecoms industry have a vested interest in not warning people of dangers and what you can do if you’re worried about the health risks but still want to keep using WIFI and your phone.
Adam Cox talks to Michael Shapiro, Head of Commercial Litigation & Dispute Resolution at GSC Solicitors LLP, about one of the most visible parts of the legal process: litigation. Michael explains that a lot of litigation comes about as a result of poor planning at the start of a business relationship, and that prevention is much better and cheaper than the cure. He talks about why factors such as ego, stubbornness and revenge can drive a case to court – and why there are much better, and far less risky, ways to seek resolution. Would you take your business to court to prove a point?