Thinking of hiring a car abroad this summer? Sarah Pennells looks at the problems that young people can face, from extra costs and charges being slapped onto the price at the last minute, to being charged an excess of hundreds of pounds if you get a tiny scrape or scratch. Amelia Murray, this week's Young Money Champion, discusses what the extra charges are and how much they can add up to. Amanda Stretton, Motoring Editor of Confused.com, looks at collision damage insurance and what other options are available. Ian Crowder, from the AA, shares some tips for someone hiring a car.
An increasing number of people are signing up for subscription boxes - paying a monthly fee for a whole range of things to be delivered to their door. But, are they good value or just a waste of money? Sarah Pennells is joined by Sue Hayward, a consumer expert, who explains the idea behind subscription boxes. Emma Saitch, from Birchbox, and Ian White, from Love Lula, tell Sarah how one can tailor what's in their subscription box, while Alice Hughes, blogger and journalist, looks at beauty boxes and the products that go unused. Alun Johns, from Pomora, explains what people get by subscribing and what they wouldn't get in the shops.
Sue Hayward, Emma Saitch, Ian White, Alice Hughes, Alun Johns
If you're trying to save money on your holiday accommodation, what are the options? And what do you have to think about if you want to use Airbnb? Sarah Pennells speaks to this week's Young Money Champion, Rachel Healy, about how Airbnb works, meanwhile David Weston, of B&B Association, debates whether it would be cheaper to stay in a B&B. Will Coldwell, Journalist at The Guardian and Guardian Travel, also tells Sarah why he's concerned about organisations such as Airbnb.
The votes are in, and Britain is to leave the European Union. Don't Panic, though, because if you want to understand what this means for you and your finances, this is the only podcast for you. What is a technical recession? Will this mean less migration to the UK? How much will French strawberries cost next week? The answers start here. The team from Financial Website of the Year This Is Money, Editor Simon Lambert and Consumer Affairs Editor Lee Boyce have been preparing for months the definitive guide to a pre- and post-Brexit economy, and along with Financial Broadcaster of the Year Georgie Frost, they're on the case unpacking the fallout of this, the most historic day in the UK for decades.
This Is Money is brought to you in partnership with NS&I
On this week's Shop Floor, with the Inspirational Development Group, Nick Peters looks at bullying at work with Joeli Brearley, founder of Pregnant Then Screwed, who provide support and advice for women who have been badly treated at work either on returning from maternity leave, or when announcing their pregnancy. Beverley Sunderland, from Crossland Employment Solicitors, debates whether managers are armed with the right tools to deal with cases of bullying. Professor Sir Cary Cooper, of the Manchester Business School and the CIPD, explains how emails can affect our productivity and well-being, while Barry Dudley, of Green Square, discusses the Microsoft's recent purchase of LinkedIn.
Joeli Brearley, Beverley Sunderland, Professor Sir Cary Cooper, Barry Dudley
When was the last time you read all the small print that comes with a plan or policy? And if you read it, did you understand it? Sarah Pennells and her guests talk through financial jargon and try and demystify some of the important terms you may not be familiar with. Financial Journalist Simon Read explains what terms that can catch people out while Ian Lees, author and financial IFA, looks at investment charges, what they mean and why they matter. Rod Jones, from USwitch, looks at energy companies and the issues revolving around exit fees.
It's time once again for This Is Money, in partnership with NS&I. And we can't avoid it; with six days to go until the referendum, this is a Brexit special. Editor Simon Lambert and Consumer Affairs editor Lee Boyce join special guest host Sarah Pennells for a final run-down of the outlook for the UK economy if we vote to leave. What's the prognosis? Well, you'll just have to listen. (And be sure to check out Simon's column on This is Money this week, with his picks for the top Brexit reporting on both sides).
We're also going to dip back in to the rolling BHS scandal of course, and hope for UK would-be homeowners who lost their savings in the Spanish property market.
This Is Money is presented in partnership with NS&I. Georgie Frost will be back next week.
Can you imagine not spending money on anything but essentials? That's no trips, no going out for a meal, no treats, nothing but groceries and bills for a whole year? Well this is exactly what freelance financial journalist Michelle McGagh is doing. She joined Sarah Pennells in the studio to discuss how this is going, and what the pros are.
JustLoans Group is an alternative lender aiming to disrupt business banking. Founded by serial entrepreneur John Davies who's been involved in the lending industry for over thirty years since 198, the company only lends to SMEs and they've developed a fintech platform which gives initial lending decisions in ten minutes. Linda Lewis finds out why their CEO is on a mission to disrupting business banking.
A new study by the Institute of Inertia has shown that half of British parents don't have life insurance and that over three quarters would be able to pay the mortgage if the main breadwinner dies. Sarah Pennells is joined by Emma Thomson, Head of Customer Care at LifeSearch, Andrew Jenkinson, Director of Drewberry Insurance, and Anna Sofat, from Addidi Wealth. Together they guide listeners through the maze of insurance and explain which policies are need and what to look for if you're going to buy one.