Welcome to the This is Money and Share Radio podcast, brought to you in partnership with NS&I. It’s been another Super Thursday for the Bank of England as Mark Carney announced upgraded growth forecasts whilst still clinging doggedly to a rock bottom base rate. So good news or bad news? Despite the Governor’s optimism some are warning of a general slowdown to come which will hit the poorest households hardest, particularly given the lack of people able to save at the moment. Georgie Frost is joined by Editor Simon Lambert and Consumer Affairs Editor Lee Boyce to consider some of new alternative investments available from mini-bonds to a new high street peer to peer lender. Plus we find out where money’s really made with a look inside the Royal Mint. This is Money is presented by Georgie Frost in partnership with NS&I.
Official figures from the British Bankers' Association (BBA) show that consumer credit expanded last month at the fastest pace in nearly ten years. Mortgage approvals meanwhile hit a five-month high. Alastair Douglas is the Chief of TotallyMoney.com, the price comparison site focusing on credit cards, loans and mortgages. Alastair has been digesting these latest borrowing trends and he joined Share Radio to delve into the findings.
All this week is 'Financial Capability week' we are looking at how to make the most of your money. Yesterday we focused on young people. But now, new research from Pay-m, the UK's mobile to mobile payment service, has found that sharing a sort code and account number is a scary prospect for three out of four of us, with almost three quarters saying it makes us feel anxious. Well, to find out more about this aspect, our reporter Melanie Wray spoke to Pay-M's spokesman Shane Mckenna.
Sarah Pennells is joined in the studio by Share Radio's senior analyst Ed Bowsher. Today they discuss claims landlords are letting properties on Airbnb instead of to long term tenants as well as the latest cut in interest rates from peer to peer lender Zopa. Plus they look at new research which finds only two models of car achieve the fuel efficiency they advertise. All these stories and more on The News Review.
The must listen, new look edition to our regular show, with added features, bringing our magazine to your ears. On this week's episode writer Tom Wilson and deputy editor Helen Knapmann join Nick Peters in the studio. They start of looking at flights. With nearly one in three delayed in the UK last summer how can travellers claim compensation? They also take a look at peer to peer lending weighing up what's the attraction and what are the risks. Plus the latest deals and stats from across the week.
The must listen, new look edition to our regular show, with added features, bringing our magazine to your ears. On this week's episode writer Tom Wilson and editor Moira O'Neill join Georgie Frost in the studio. They start of looking at pensions. Can people trust themselves with their pension pot or is there too much of a temptation to plunder it early? On the topic of who to trust with your savings they also discuss the use of robot portfolio managers. Plus the latest online scams and how to avoid them.
Pride is at maximum capacity this week, as the team from This is Money take Financial Website of the Year at the Headline Money Awards, and our very own Georgie Frost picked up Financial Broadcaster of the Year. After a couple of minutes of self-congratulating, It’s time to get back to the real money talk that got us the awards in the first place. Mark Carney has warned that Brexit could have devastating effects on the UK economy, though it’s bad news for under-30s no matter what, as they’ll be the first generation to be worse off than their parents. We’ll also be looking at Challenger Banks, are they really different from the big guys? And finally, Simon indulges his love of American muscle.
This Is Money is presented in partnership with NS&I.
Kicking off the news of the week, Share Senior Ed Bowsher joins Georgie Frost in the studio to discuss Osborne's impending Brexit warning, to wonder where all the shoppers going from the high street have gone, and why so many Britons are living at home.
Linda Lewis visits RateSetter, one of the world's largest peer-to-peer lenders and the biggest in the UK by monthly volume. She visited them at their offices near London Bridge in the high-tech Metal Box Factory and spoke to Rhydian Lewis, CEO and co-founder, and some of the team to find out how their innovative model of matching investors and lenders works.
Sarah Pennells is joined in the studio by Young Money Champion Rachel Healy, and on the phone with experts Anna Bowes of Savings Champion and Eesha Mohindra from MoneySavingExpert.com to discuss savings for young people, when to start, the best accounts to have and what to look out for to make the most of your savings, only on Young Money.