Smart investors know that risk and returns go hand in hand. But is the degree of risk you are exposed to appropriate for your time of life and investment goals?
In his latest Money Talks podcast, Nigel Cassidy talks risk with Prof. Janette Rutterford of the Open University Business School, and David Miller, executive director and
award-winning fund manager at Quilter Cheviot. Nigel discovers that financial risk covers far more eventualities than being defrauded or the impact of any future market meltdown.
But equally, it seems just following your personal inclinations could make you overcautious with your investment decisions -- and seriously harm your future wealth.
Yes, it’s another Budget. On Wednesday, November 22, Philip Hammond will stand up and deliver his second Budget of the year and this is his chance to ride to the Conservatives’ rescue. After the last Budget mess, the snap election that went wrong, the unexpected rise of Corbynism, and the Brexit arguments that just won’t go away, the Chancellor will be hoping that he’s the one to get everything back on track.
So what could he deliver – and what should he?
From help for younger people, to stamp duty cuts, pension tinkering, building more homes and just fixing the roads, Simon Lambert, Rachel Rickard Straus and Georgie Frost take a run through what might come up and what it would mean for you.
And they outline what they would like to see. The problem for the Chancellor, as he shifts the Budget to the autumn for the first time, is that there is a tension between his desire to do something and his lack of wriggle room due to Britain’s finances.
The single market. The customs union. Making a deal with the EU or leaving on WTO terms. There’s a lot of jargon to contend with when we’re discussing the economics of Brexit. Sometimes it feels like we get so caught up in pretending we know what it all means that we forget to talk about the impact it’s going to have on people’s everyday lives. When we leave the EU, will some people lose their jobs? Will the things we buy become more expensive? Will businesses do better or worse under new trading rules?
This week, Ayeisha Thomas-Smith is joined by Annie Quick, Subject Lead for Inequality at the New Economics Foundation and Sam Lowe, who leads on trade and Brexit at Friends of the Earth.
In this weeks Inside Business we discuss the recent HSBC allegations, as the National Crime Agency and the Serious Fraud Office look to investigate HSBC's recent dealings with the Gupta Family in South Africa. We spoke with Lord Peter Hain of Neath who took these accusations to the House of Lords and also we spoke with vocal anti corruption whistle blower Nicholas Wilson about other HSBC related investigations.
As always we finish the show with a word from a regular commentator BBC World Service Reporter Howard Mustoe.
In this weeks show we discussed biometrics facial recognition software with GFK Director of Technology Imran Choudhary and Deloitte head of TMT research Paul Lee
We also spoke with New Way international Managing Director Nigel Prince about his involvement in the upcoming mobile news awards this March and of course we had a word with features editor Manny Pham about the new Mobile News magazine issue out this week.
It finally happened. The Bank of England raised interest rates for the first time in more than a decade this week. But what was the point of that rate rise? It was certainly a curiosity, coming alongside a decidedly downbeat Inflation Report. Was it to dampen inflation, to send a warning sign to borrowers, or just to put a tiny smile on beleaguered savers’ faces?
On this week’s podcast, Simon Lambert, Rachel Rickard Straus and Georgie Frost look at why the Bank raised rates and what it means for you.
They also dive into the really crucial question: how high will the base rate go from here and how fast will it rise?
Last month, Transport for London announced it was withdrawing ride-hailing firm Uber’s license to operate in the capital. Despite complaints over passenger safety and poor treatment of drivers, many Londoners came to Uber’s defence, valuing its convenience. But what if we could build something better than Uber – something that is just as convenient and competitive on price, but treats its passengers and drivers with respect?
This week host Ayeisha Thomas-Smith is joined by NEF’s Principal Director for Unions and Business, Stefan Baskerville, and researcher Duncan McCann.
Today we're joined by Daniel Hannan, MEP for South East England, President of the Institute for Free Trade, and a leading voice in the Vote Leave campaign – interviewed by the IEA's Chief Economist Julian Jessop. With European and British negotiators seemingly at loggerheads - Dan gives his view on what's actually going on behind closed doors. Dan and Julian also discuss how much should be paid in a 'Brexit Bill', what the transitional arrangement should look like, and the potential benefits of trading unilaterally.
Today on the agenda, Georgie Frost and Good Housekeeping's consumer editor Sara Benwell discussed how London has topped the tables as having the most expensive public transport in the world. Plus they look at how work has begun on 65 new trains set to boost capacity and reduce journey times on the East Coast Main Line. All these stories and more on The News Review.
Archie Norman has been announced as the new Marks & Spencer chairman. Does this, as well as the appointment of Jill MacDonald earlier this week as Head of Non-food, mean that the previously troubled chain is turning around? Ed Bowsher was joined by Craig Erlam, Senior Market Analyst at Oanda to discuss this and more of the day's corporate news.