Welcome to This is Money, presented in partnership with NS&I. On this episode we're seeing the quicksand deepening for savers, as another base rate cut looms, and savings rates plummet through the floor. Bad news especially those under 30, the so-called Millenials or YOLO Generation. But is it their fault they know so little about money, and have even less hope for the future? We'll also be looking at some spare change that could bring you a mint, critical illness insruance that doesn't necessarily cover you for critical illnesses, and the greatest weapon in the fight against scammers: Information.
This is Money is presented by Georgie Frost, in partnership with NS&I
It's time for our weekly slot with Money Saving Expert. This week personal finance writer Sam McFaul joins Georgie Frost to explain how to avoid scammers and make sure you're not overpaying council tax. Plus a round up of the latest deals from Money Saving Expert.
Despite the fears around Brexit the latest stats suggest the referendum decision has had little impact on our shopping habits. In fact consumer confidence bounced back in August as we abandoned our plans to save. So just how confident are the public in their finances and should we be more cautious?
This week, Nick looks at how 54,000 women are still being forced out of their jobs after having a baby, talks to the authors of The Glass Wall, discusses the importance of people in business and discovers how your office might be making you sick.
Nick talks to Chris about the rise of in-house marketing departments and how they are having to create digital content ever more quickly in order to keep up with online audiences. And he hears from Ed, a native Australian who’s travelled the length and breadth of Britain in order to understand how companies just aren’t getting their marketing right.
This week Sarah looks at how ISAs work. What are the different types available now, and how do they all work? Are they still the best option for savers? Figures published last week showed that 12.7m people had an ISA in the tax year up to April, down slightly from 13m last year. With savings rates so low, maybe that's not surprising.
Why are women’s products more expensive than men’s? Women pay more for a whole range of items, including razors, some models of pen, perfume compared to aftershave and even for things like dry cleaning. So, is this a premium that's unfairly imposed on female products or is it a justified cost that manufacturers and retailers pass on?
Belinda Phipps, Donna Ferguson, Emma Simon, Libby Mayfield
It emerged last month that savers using the Help to Buy ISA can’t in fact use this money for a deposit, and the government was criticised for misleading hopeful homebuyers after many were left with huge holes in their budgets. So what are the options now for those desperate to get on the property ladder?
Nick Peters is joined by Hannah Maundrell, editor in chief at Money.co.uk. Today they discuss the strength of Britain's bars and restaurants as consumer spending rises as well as the growing issue of debt amongst young people. Plus we find out why Croydon has been dubbed the "Silicon Valley of south London". All these stories and more on The News Review.