Podcasts related to Personal Finance

Can you imagine not spending money on anything but essentials? That's no trips, no going out for a meal, no treats, nothing but groceries and bills for a whole year? Well this is exactly what freelance financial journalist Michelle McGagh is doing. She joined Sarah Pennells in the studio to discuss how this is going, and what the pros are.

JustLoans Group is an alternative lender aiming to disrupt business banking. Founded by serial entrepreneur John Davies who's been involved in the lending industry for over thirty years since 198, the company only lends to SMEs and they've developed a fintech platform which gives initial lending decisions in ten minutes. Linda Lewis finds out why their CEO is on a mission to disrupting business banking.

A new study by the Institute of Inertia has shown that half of British parents don't have life insurance and that over three quarters would be able to pay the mortgage if the main breadwinner dies. Sarah Pennells is joined by Emma Thomson, Head of Customer Care at LifeSearch, Andrew Jenkinson, Director of Drewberry Insurance, and Anna Sofat, from Addidi Wealth. Together they guide listeners through the maze of insurance and explain which policies are need and what to look for if you're going to buy one.

A survey by the government found that 45% of people over 45 knew nothing about a lasting power of attorney and, when they were told about what it was, over 60% said they weren't interested in setting one up. An ongoing power of attorney lets you manage someone else's money when they're unable to do so. What can you do if your elderly relative is struggling to manage their own money? What are the rules if you want to open an account for your child or grandchild? Sarah Pennells is joined by David Steele, Policy Manager of Financial Services at Age UK and George McNamara, Head of Policy at the Alzheimer's Society, to discuss these issues.

Sarah Pennells looks at what's changed for women in the last 90 years. She's joined by Jane Moore, from the Institute of Chartered Accountants in England and Wales; Fiona Tait, from Royal London, and employment lawyer at Slater and Gordon Jasmine van Loggerenberg. From maternity pay in the 1970s to today's debate on equal gender pay, Sarah and her guests analyse the changes that have occurred throughout history to improve women's working rights.

This is Money are back for another week, in partnership with NS&I. And what a week it's been! Can British business bounce back from the blows it's been receiving this week? First BHS, and then Sports Direct! Well, in swoop the MPs to sort through this mess, and Editor Simon Lambert and Personal Finance Editor Rachel Rickard-Straus from the Financial Website of the Year are here to hold our hands through it all. We'll also be taking a look at another Brexit blow to the pound, a win for buy-to-let landlords, and keeping your gold in some unusual places. This Is Money with Georgie Frost is presented in partnership with NS&I

Young people today live in a world of opportunity, but with that comes lots of decisions about money and finances. It is crucial they learn how to make good financial choices which is crucial to them attaining and keeping the life they want. Jason Butler answered all the questions, including three vox-pop questions from the public, and David Van Egghen, a student, putting quizzing him on all things money and university.

On this week's episode, Moira O'Neill and Helen Knapman join Sarah Pennells in the studio. On the agenda, what happens when you run out of credit at the bank of Mum and Dad? Then, we get the low-down on making money using Air BnB. And finally, how to be a successful investor, it's more than just buy low sell high, you got to have the mettle...

The latest spending data from Barclaycard shows that consumer spending jumped 3.6% in May, after weak figures in March and April. But what are the reasons behind this? Paul Lockstone, Managing Director from Barclaycard, joined to discuss.

It's time for another session with Money Fight Club! This week, Ed Bowsher is sparring with financial heavyweights Lindsay Cook and Anne Caborn on how Financial stress is causing 17.5m lost working hours a year, how most online clothes shoppers send something back, and how retirement homes are great for builders but not so much for buyers.