Over recent years, finance has been moving into the online world, most of us now bank online, we can get financial advice online, invest online and even sort out a mortgage online.
So how is financial technology developing and what does the future of finance look like? To answer this Sarah is joined by Gemma Godfrey founder of Moola, Victor Trokoudes, CEO and co-founder of Plum and Chris Skinner, a writer, commentator and chairman of the Financial Services Club.
Internet giant Yahoo has revealed more than one billion user accounts may be affected by a hacking attack. This marks the biggest cyber hack to date, with the attack dating back to 2013. It’s separate from a data loss in 2014 when 500 million accounts were accessed. The news comes at a critical juncture for Yahoo, who is trying to sell its core businesses to the telecoms and media company Verizon. Matt Cox spoke to Peter Church, Counsel specialising in data privacy at law firm Linklaters, to find out the consequences.
A new report by the National Infrastructure Commission claimed that the rollout of 4G networks wasn't sufficient, with the UK only ranking 54th in terms of network coverage putting us behind Peru, Colombia, and Romania, among others. The report said that the UK's future 5G mobile network must be handled better than 4G. Share Radio's Matt Cox has been finding out more from Dave Millett, Founder and MD of telecoms broker Equinox.
In its 19th year, the survey of 1,735 organizations globally examines some of the most compelling cybersecurity issues facing businesses today in the digital ecosystem. The 19th EY Global Information Security Survey has been released and it revealed that, despite the growing risks, three quarters of global organizations do not have a threat intelligence programme, more than half lack the ability to identify vulnerabilities and 44% do not have a security operating centre to continuously monitor for cyber attacks. Paul Van Kessel, global cybersecurity leader at EY, joined Share Radio to discuss the survey.
YouTube says its paid the music industry $1bn (£794m) in royalties this year. But that's still not enough according to record companies. They say YouTube does not pay a fair rate to musicians and record labels, and is slow to police illegal and pirated material uploaded by its users. Nine of the 10 most-watched clips on YouTube are music videos, topped by Psy's "Gangnam Style." James Brydges has been finding out more from music law expert Elliot Chalmers.
Linda is down at the National Theatre for the launch of HeyGreenGO, a social discovery platform that is attempting to help users meet like-minded people nearby, trying to get the social back into social media.
A new report claims it’s “frighteningly easy" for cybercriminals to get security details for a Visa debit or credit card. According to research published by Newcastle University, fraudsters used a form of "guesswork", called a Distributed Guessing Attack, to work out expiry dates and security code numbers by making multiple invalid attempts. Share Radio’s Matt Cox spoke to tech consultant Chris Green to understand the research better.
One of Europe's leading venture capital firms, Balderton Capital, has warned that the UK's dominant position in Europe's tech industry could be at risk if Brexit makes it harder to attract foreign employees. So, what impact will Britain’s exit from the EU have on fintech start-ups? Antoine Baschiera is the CEO of Early Metrics, the first rating agency for start-ups and innovative SMEs, and he joined Share Radio Breakfast to look into this.
Applications from foreign workers who want to work in the UK tech industry have increased tenfold over the last year. It's after the government decided to relax the rules, allowing groups of coders to apply as a group rather than run the risk of being rejected individually. Tech City UK, the organisation that processes the visa applications, says applications had spiked since the Brexit referendum. James Brydges asked Oliver Smith, tech reporter at the Memo, and Megan Caywood, Chief Platform Officer at Starling bank, about what had been driving the demand.
How great would it be if we were like Tortoises and could just pick up our entire home and relocate somewhere else? An Estonian design collective Kodasema have created stylish portable pre-fabricated homes. They're 250 square feet and come with a living room, bath and storage on the lower level and a loft above. Our reporter Mary Newman spoke to CEO Taavi Jakobson to find out more.