Podcasts from Share Radio Morning presented by Sarah Pennells (1)

SIPPs have become much more popular in recent years - partly because their charges have fallen. But what exactly are they and who are they suitable for?

It seems that in this day and age, no one is immune from their finances and personal information being stolen. Research from Verizon shows that 89% of breaches last year had a financial or espionage motive. Anviksha Patel has been finding out more.

Walking into a car dealership without securing finance first could be costing drivers thousands of pounds. An undercover report by Confused.com has found that car finance interest rates at dealerships are three times more expensive than rates found when shopping online. Sarah speaks to Amanda Stretton, motoring editor at Confused.com.

According to a survey by job search engine Adzuna men are far more likely than women to ask for the double progression of both promotion and a pay rise. To discuss the findings in more detail, Share Radio's Sara Macham was joined by Becky Barr from Adzuna.

Interest rates are lower than they've been for years, which isn't great news for savers but it does mean you could get a good deal if you have a mortgage. In this week's episode Sarah helps you do just that with her panel of expert guests.

Over 1,500 elderly and vulnerable people - including those who have dementia - will be given call blocking software, provided by TrueCall, in a new Government-funded scheme led by the National Trading Standards Scams Team. How will this work, and what difference will it make?

Fake HSBC emails are being sent out to users to install a malicious version of Rapport, a legitimate security program designed to protect online bank accounts from fraud. The emails appear to come from HSBC and display an @hsbc.com email address. The fake Rapport software, if installed, does the opposite of what is claimed and steals information from the compromised computer. Worryingly, the spam run may be part of a larger campaign. To find out how to combat this, Tony Neate, the CEO of the organisation Get Safe Online, joined Sarah to discuss.

New figures show that financial fraud costs the UK around £2 million a day - or a total of £769 million in 2016. That's a small increase on 2015, and has prompted the UK's major banks and building societies to come together for Take Five Day, a national event to raise awareness of fraud. Share Radio's Sara Macham spoke to Jon Sacker from Financial Fraud Action UK, which published the figures.

Last week, Croydon became the first London borough to stop funding IVF treatment. It means that couples who can't conceive naturally won't be able to get fertility treatment on the NHS. So what can you do if you have to pay for IVF and how much might it cost? Sarah Pennells is joined by Jo Wheatley, Netmums' Associate Editor, Professor Geeta Nargund, director of Create Fertility and Professor Joyce Harper, a spokesperson for the British Fertility Society.

When we think of art crime we often imagine high profile and daring raids on museums and private collections. In reality, though, many households maybe at risk with items ranging from sculptures, drawings, furniture and clocks, to antiquities, coins, stamps and vintage cars all targets for theft and fraud. Many people often don't realise items they inherited or acquired years ago can prove highly valuable and sought after. To find out more about the world of art and antique crime, Share Radio's Tom Hill spoke to James Ratcliffe, Director of Recoveries at Art Loss Register.