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Alistair Gilfillan has recently been awarded the title ‘UK Young Banker Of The Year’, thanks to his innovative ideas around community banking. He works in market risk reporting for Lloyds Banking Group, having joined under the company’s graduate trainee scheme. He’s worked in youth work, guided by his strong Christian faith; he’s also had time in recruitment and almost became a K-Pop composer - something he may well have pursued had it not been for other commitments at the time! Some of his musical works have been published and that remains one of his big hobbies. He’s also a self-confessed numbers geek!

With this year’s Budget moved to Monday, 29 October, we bring you a pre-Budget special. This is Money editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost debate the key areas that might feature in Chancellor Philip 'Spreadsheet' Hammond’s tax and spending review. This includes housing, inheritance tax, pensions and a whole host more, as he tries to find £20 billion down the back of the Treasury sofa for the promised NHS boost. But this Budget has some extra spice, with both Brexit and a Labour party whose main policy idea seems to be to force another General Election, which it thinks it can win. We discuss what the Government needs to focus on to stamp out the Labour challenge and just how the economy is looking ahead of Brexit. One time Labour donor Lord Sugar is threatening to leave the country if Jeremy Corbyn comes into power, thanks – in large part – to its threat of a barrage of tax rises. How big is the threat from Corbyn and co - and what can you do to protect your family from a potential overhaul of pensions, Isas, capital gains and even transferring wealth to a spouse?

This is the second of a two part guide for first time buyers. In this episode, Russell and Paula walk you through the buying process, including helping you navigate the potential pitfalls.

James Cameron-Wilson is keen on three new films this week: 'First Man', a biopic of Neil Armstrong; 'Small Foot', an animated kids film; and 'Bad Times at the El Royale', a thriller set in a seedy Nevada hotel. James also highlights his 'DVD of the week': 'Il Postino', an arthouse hit from the 90s.

Graham Spooner, investment research analyst at The Share Centre, looks at the latest results from Unilever and tobacco giant, British American Tobacco. Looking ahead, Graham discusses upcoming results from three of the biggest banks: RBS, Barclays and Lloyds.

Our technology expert, Steve Caplin, is excited by Amazon's new version of the Kindle which is waterproof for an hour and can store 4000 books. He also looks at new robot vacuums which can empty themselves.

Mike Indian, author of The Groucho Tendency blog, explains how the UK may still avoid a 'no-deal Brexit'. He also argues that the Speaker of the House of Commons, should step down from his role immediately following Dame Laura Cox's report on harassment and bullying at Westminster. And finally, Mike explains why the Universal Credit could be a disaster for the Conservative party.

For those contemplating investing in the stock market or who want to increase their knowledge, Rodney Hobson's primer Shares Made Simple is out in a heavily-revised third edition. Talking to Simon Rose, Rodney explains why cash is actually riskier than the stock market over the long term. He emphasises the importance of dividends, points out that stock market investing has never been simpler than it is now and explains why he prefers investing directly rather than through funds.

This is the first of a two part guide for first time buyers. In this episode the team look at how to get financially fit and ways to save for your deposit.

Want to keep up with the latest earnings updates from the States? Well join Chris Hill and the Motley Fool Radio Show team here on Share Radio, direct from Washington DC, for news, views and analysis of the US stocks that matter. In this week's show: While stocks rise in the long run, this week reminded investors that stocks go down faster than they go up; Ron Gross, David Kretzmann, and Jason Moser analyze what happened and how emotions can get the better of us.