Share Sounds

Crowdfunders is our weekly look at what's hot and what's not in the crowdfunding and peer-to-peer space, examining the latest news and developments in the fast growing world of alternative finance. Your host is Ed Bowsher, and on today's show he'll investigate crowdfunding that supports community projects such as swimming pools or playgrounds, as well looking at new data from Altfi showing how equity crowdfunding projects have performed since the sector's creation in 2011. Enjoyed Crowdfunders? You should try the Investment Trust Show, Share Radio’s examination of the world of investment trusts: https://audioboom.com/channel/shareradio-investmenttrustshow

How messy is your desk? If it is covered it clutter, then it could be standing in the way of a promotion. A study has found almost a third of people admit to having a packed workspace. Almost one in ten bosses say they'd think twice before promoting an employee who had an untidy desk. For more on this, Sue Dougan was joined on the line by Phil Jones from office supplier Brother UK.

Part of President Obama's legacy were rules to curb the excesses of investment banks on wall street - the Dodd-Frank Act, a United States federal law that places regulation of the financial industry in the hands of the government. Some would like to see the brakes off, though more commentators have voiced concerns after President-elect Donald Trump announced he hopes to enact reforms when he enters office in the New Year. They fear changes could herald the return of casino banks engaging in risky financial behaviour. Share Radio's Matt Cox spoke to Colin Cieszynski, Chief Analyst at CMS Markets and Philip Alexander, Editor at Risk.net.

Household debt in the UK has soared to a record high. We now owe an average of £30 thousand pounds each in household debt, according to figures from the Money Charity. This is mainly from mortgages and credit debt. To find out more information, Sue Dougan is joined on the line by Money Charity's policy and communication officer Frank Hobson.

As Christmas is creeping up on us quickly now, it can take a toll on your finances. As much as we love the mince pies and bottomless glasses of Bailey's it can be a very stressful time - not least because when you add it all up, it's a super expensive time of year. It doesn't always have to be though as Nick Hill explains.

Sue Dougan is joined in the studio by Hannah Maundrell editor in chief of money.co.uk. On the agenda today, as we head towards the winter, we are being warned to brace themselves for a rise in their energy bills. Elsewhere, Visa says consumer spending increased by 2.5% in October compared to the same month last year. Plus, Amazon is in the news again after being ordered to pay back the parents of children who made in-app purchases on mobile devices. All these stories and more on The News Review.

October saw a minimal decrease in available jobs from the previous month, highlighting the City's resilient nature in the face of post-Brexit alarmist rhetoric. London's picture is often different to the rest of the country and might have different needs, like for instance retaining passporting to continue the number of overseas operations. Hakan Enver, Operations Director at Morgan McKinley Financial Services, joined Share Radio to discuss this and other issues around London employment.

Vaughan Rowsell, Founder of Vend, a New Zealand tech business, and Alex Fala CEO of the company, joined Share Radio to talk about the New Zealand tech economy. They also shared their thoughts on the recent earthquake that has struck New Zealand's South Island.

Pre-tax profits of companies that reported annual results between July and September are down by almost 77% to £3.2 billion. The dominant mining sector in particular dragged down FTSE 100 stock profits. BHP Billiton reported a near £5 billion loss, but the smaller mid-cap companies shone. All this is revealed in Profit Watch, the latest quarterly report of earnings from The Share Centre. Nigel Cassidy spoke to Helal Miah, Investment Research Analyst at the Share Centre, to get an insight into the latest profit performance of UK plc: starting with the pressures on the earnings of large multinationals and focusing on BHP Billiton.

Jimini’s is a French firm selling snacks made from dried crickets and worms which they've launched in the U.K. ... hoping to tickle British taste buds with alternative sources of protein. Linda goes to meet them.