Is 2016 the year to get investing? Is now the time to get on the property ladder? The team from MoneyWise got some tips! Plus Tom gives us his favourite products that he's been looking at; We chat about the already infamous Apple ransom Hack and what funny money story has caught the eye of the team this week.
Sarah Pennells and her guests Chris Deams, from Cervello Financial Planning, Anita Monteith from the Institute of Chartered Accountants in England and Wales, and Rachel Springall from MoneyFacts, discuss changes in taxes to savings, ISAs and dividends. With some major tax changes taking place on the 6th April this year, how will this affect companies or those who are self-employed?
Sarah Pennells looks at how to save money on your food bill. Dawn Quest, joint founder of mealsourkidslove.com, joins Sarah with fellow guests Helen White, from Love Food Hate Waste and Annie O’Leary from Netmums. Together they discuss how supermarket offers can make customers spend up to 20% more than they plan to, despite food costs going down. The guests share tips on how to reduce food waste and how to cook food in a creative and healthy way, they also say that encouraging children to take part in buying and preparing food will help promote healthy eating.
The team from This Is Money, the award winning financial website, are back in the studio with Georgie for their weekly catch up. This week they take a look at: an alternative to Trump's doom-and-gloom rhetoric; automation is creeping into every aspect of our lives, and the British auto industry shines in Geneva.
Independent Economist Shaun Richards talks about the deflationary pressures in the UK economy, on the back of latest BRC/Nielsen Shop price index showing that February Marked the 34th Consecutive Month of Shop Price Deflation, with prices down 2%. So what's behind these deflationary pressures? Shaun offers his views.
Sarah Pennells is joined by Ben Wilson from Go Compare, Lorna Eachus of Direct Line and Graeme Trudgill of BIBA, to answer our listeners's tough questions on home insurance. Sarah and her guests will be sharing tips on how to make sure you're only paying for what you need with your home insurance policy, and whether sticking with one policy provider can save you money compared to switching. Sarah will also discuss Flood Insurance and the type of properties are will be covered.
Sarah Pennells is joined in the studio by Rachael Saunders from Business In the Community, and over the phone by Michelle Cracknell of The Pensions Regulatory Service and Fiona Tait of Royal London. Sarah and her guests talk about working in retirement and setting up a small business whilst receiving your pension . Sarah and her guests discuss the practicalities of setting up a business in retirement, as well as looking at what the rules say about receiving your pension whilst still at work.
Sarah Pennells is joined in the studio by Alan Higham, founder of Pensions Champion, and Tina Weeks, founder of Serenity Financial Planning, to discuss the state pension, and look at what you will actually get if you're due to retire. Despite being called a flat rate or single tier pension, not everyone will necessarily get the same amount and far fewer women than men will qualify for the full figure of £155.65 a week. In the programme Sarah will be looking at who is entitled to the new state pension and the differences between the current and the new pension.