This is Money in partnership with NS&I. What would you teach a student about money?
It’s almost time for a fresh year of students to start university and as they find their feet with new friends and a new way of studying they will also face another challenge – being in charge of their financial life. But we don’t have to send them off ill-equipped to deal with that, a few helpful tips can stop students ending up down to their last few pounds before the clocks even change. And as well as offering guidance, it’s perhaps even more useful to tell students about where you went wrong with money at university, or in your younger life.
On this week’s podcast Simon Lambert and Georgie Frost have some helpful advice for students and a few candid tales of the money mistakes they made. Also, on this week’s show, we discuss child trust funds and how the free money dished out to children has often been lost track of but could be a nice little windfall.
Adam Cox talks to Jonathan Piers Daniel Linney about SMEs (Subject Matter Expert). Daniel Linney is a British businessman, who was the co-CEO of cloud-based IT business Outsourcery. He is best known for being a “dragon” on the BBC Two business series Dragon’s Den. Linney also appeared on the Channel 4 series The Secret Millionaire. He has broad experience of the financial and operational challenges that face SME businesses as a founder, adviser, director and investor. Piers is known as a champion of entrepreneurship and SMEs after appearing as an investor on Dragons’ Den.
In this first episode of the new series of Policy Matters, hosts Franz Buscha and Matt Dickson spent some time reflecting back on their previous guests and discuss some of the key messages that each episode brought up. Why is social mobility important? Are grammar schools good for social mobility? Are there upsides to vocational education and why should HE students take care when selecting degrees? Both Matt and Franz highlight particular lessons learned and how they relate to current policy. Franz and Matt then look forward to this new season of Policy Matters and discuss topics such as health, crime, gender and happiness that will be explored in more detail in future episodes.
We may be leaving the EU – but what should our mode of departure look like? Today we’re joined by the IEA’s Head of Health and Welfare Dr Kristian Niemietz, and Associate Director Kate Andrews – to discuss the pros and cons of the so-called ‘Norway Option’ – a form of Brexit under which the UK would leave the European Customs Union, but remain in the Single Market. The ‘Norway model’ refers to two key European organisations: The European Free Trade Association (EFTA) and European Economic Area (EEA). Norway (along with Liechtenstein and Iceland) is a member of both. And the idea has been gaining traction recently, with the government’s Chequers model looking unpalatable to EU negotiators, and the British public alike. Yet although Kristian is a proponent of the Norway option – it’s not quite as simple as that. He would probably back a Hard Brexit – provided we had a realistic chance of becoming a deregulating, free trading outside of the Single Market. Unfortunately, here the Zeitgeist is very much against free market types, he argues.
Political commentator Mike Indian, author of The Groucho Tendency blog, discusses the international response to the UK's conclusions that Russia WAS responsible for the Novichok poisonings. He also examines the anonymous New York Times article written by a Trump administration insider, as well as looking at the resignation of Labour's Frank Field and the party's attempts to get on top of the antisemitism row.
Steve Caplin goes on the road, telling us about autonomous cars with eyes, shape-shifting car seats, Rolls Royce's new top-end "privacy suite", a full-size sports car made of Lego, Kalashnikov's electric "supercar" and how Tesla has brought the computer sense of the word "crash" to motoring.
James Cameron-Wilson casts his eye over a quieter week at the UK box office. He reviews web thriller Searching and outrageous puppet movie The Happytime Murders. He also discusses the French movie Custody, now out for home release.
Host Georgie Frost is joined by Assistant Editor Lee Boyce and motoring Editor Rob Hull. It’s the cash and cars edition. Are reports of it’s death greatly exaggerated? If not, are we as a society and our financial institutions ready to go cashless?! Big Brother claims at Lloyds; Aston Martin Gears up for a £5bn float and £48.5m for a Ferrari anyone? Bad luck, that one has just sold – but don’t worry. What about a Lada for the bargain price of 75 grand?!
What should investors be watching for the rest of 2018? What are investors missing in today’s market? Analysts Jason Moser and Matt Argersinger tackle those questions and share a few stocks on their radar. Plus, best-selling author Malcolm Gladwell...