Georgie Frost is joined in the studio by Financial Advisor David Braithwaite from Citrus Financial. Today they discuss the big story that Vodafone is expected to be hit with a multimillion pound fine for failures in its UK business. Elsewhere, it's not good news for Whitbread, the owner of Costa Coffee, as they face growing competition from independent coffee bars. Plus, men have on average £7,000 more in savings than women. All these stories and more on The News Review.
The countdown to Black Friday has begun. It’s the day when stores offer big discounts, and it has become one of the top shopping events of the year, both in the US and UK. But it's divided opinion, not just among customers but firms too, with many saying the real damage is being done to small businesses. IMRG and Barclaycard have released a new report on how SME's can maximise their Black Friday takings, and Matt Cox has been hearing from Barclaycard's Head of Small Business, Greg Liset.
The longer-term future for the advertising industry is very different, as we spend much of our time on mobiles, tablets and watching streamed content. Already advertisers are using every kind of hi-tech digital tool to plan and measure their campaigns to get their messages to customers. But the changes are said to have caused a growing gulf between the old-school creatives who come up with the campaigns and the tech people who are needed to deliver the ads. RadiumOne has launched a new division to explicitly deal with this issue, and Share Radio spoke with the European MD of the company, Craig Tuck, who joined us to talk about the future of advertising.
Anne Bromley, co-owner of Newcastle's Travel Bureau, which manages corporate travel for companies across the North East, joined Share Radio Morning Money to look at why the Heathrow expansion presents huge opportunity for North East business. Anne suggests that the North East will benefit if the project is properly managed and backed up with connectivity development.
How are you at organising your finances? Could Ernest help. Ernest is a finance coach that learns about your finances and your outgoings and answers questions about them, such as: "How much did I spend on food last month?" and "How much deposit can I put aside in 9 months?" or "Can I afford a new car?".
What are the costs of being single, cohabiting and being married? A report has found less than a quarter of couples eligible for marriage tax allowance are bothering to claim it, according to HMRC. But why? To find out more, and other money questions on relationship status's, Georgie spoke to Andy Webb, a personal finance journalist and blogger at 'Be Clever With your Cash'.
When does the irrational exuberance of markets lead to asset price bubbles? A question pondered by Dr. Alan Greenspan, former Chairman of the US Federal Reserve, in December 1996. But the phrase "irrational exuberance" - a polite way of warning that the markets were in danger of overheating - turned out to rather be prescient. This was after all the dotcom era when anything with dotcom behind its name - no matter how flawed the business plan - was a licence to print money. When the tech bubble eventually burst investors took heavy losses while Greenspan looked for a way through the morass. The markets gradually picked up, money flowed in and the public felt rich: Alan Greenspan had worked his magic and restored America's Feel Good factor. When he retired in 2006 he was lauded as a genius, a tough act to follow...yet when the global financial crisis erupted, the fault lines were traced back to him. The hero was now a villain!
So why did it go wrong? Sebastian Mallaby is a journalist and author of the book 'The Man Who Knew: The Life and Times of Alan Greenspan'. He joined Share Radio's Juliette Foster in the studio.
The situation for many African countries has been buffered by the dramatic fall in commodity prices or China's economic slowdown. For example Nigeria, which draws the bulk of its wealth from oil revenue, has seen its economy slip into recession following the drop in the price of crude. The irony is that nearly a decade ago many Sub Saharan African countries were thriving as developed economies wrestled with the fallout of the 2008 global financial crisis.
So why have African countries fallen off the rails and what do they need to do to get back on track? Doctor Howard Stein is a Professor in Afro American and African Studies at the University of Michigan. He joined Share Radio's Juliette Foster in the studio with Professor John Weeks, Share Radio's regular economics commentator.