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Having a positive credit history is important, whether applying for a mortgage, car finance or a credit card. However, research by he consumer credit reporting agency Equifax has found that there is a distinct lack of knowledge when it comes to credit report information. There is also little known about how it can influence someone's score. This is a must listen as Lisa Hardstaff, Equifax Credit Information Expert, is joined by our own senior analyst, Ed Bowsher, in studio with Sue Dougan as they explore all angles on credit reports.

Gadgets and Gizmos with Share Radio's technology editor Steve Caplin.

This is The Apprentice Investor. Regular listeners to the show will know that our Apprentices are five members of the Share Radio team who've each been given fifteen thousand pounds of virtual money to build individual share portfolios. They have a minimum of eight stocks, which they've been buying and selling through The Share Centre. So…are our apprentices flush with wealth or burdened with losses? Apprentices Valsa de Winter and Alexi Phillips are in the studio and dispensing advice and observations is Ed Bowsher, Share Radio's Senior Analyst.

This is Conversations From Africa with Chris Bishop, Managing Editor of Forbes Africa Magazine & Share Radio's Patrick Jones. In this edition of the show: - Chris tell us of his recent interview with South African finance minister Pravin Gordhan. - Updates on the Oscar Pistorious court case. - The latest news from South Africa's 'platinum belt' where there is considerable unrest between mining companies & the unions. - SABC news in South Africa choose to ban footage of protests being shown on their network.

Share radio's senior analyst Ed Bowsher, joins Sue Dougan in the studio today to discuss the biggest finance stories of the last 24 hours. On the agenda today, cyber-crime is costing British businesses £1bn last year, motorists want more severe penalties for illegal phone use while driving, People in their twenties are spending almost half their income on rent, plus much more. Consuming Issues goes out every week day from 9 to 12 on Share Radio.

Steve Darragh, Director of affordable housing developer Uprise, launched their report on affordable housing in London. Uprise is an affordable housing developer using a commercial model to build additionality into London's housing stock. The report is compiled with the input and consensus of over one million Londoners. So what's wrong with the structure? What can be done? And how will it be spread to other cities?

In 2015, during London Technology Week, Wayra UK launched startupDNA, the first research study to reveal the social makeup of Britain’s start-up ecosystem. The Diversity Tech Summit is designed to bring together key individuals to pursue a diversity agenda and meet the challenges outlined in the startupDNA executive summary. Danny Bartlett, from Wayra UK, joined Share Radio to talk on the summit.

Share radio has teamed up with www.ukfolkfestivals.co.uk to give a rundown of what's going on in coming months for traditional music fans.

How does religion fit in the EU Referendum? Lord William Wallace, from Christians for Europe, and Adrian Hilton, Co-chair of Christians for Britain, join Marc Shoffman to discuss what role faith should play throughout the campaign. How big a factor should Christianity play when people come to vote?

Matthew Cook and Murray Stassen, Deputy Editor at MusicWeek, debate the latest story surrounding musician Ed Sheeran after two US musicians are suing him for an estimated $20m (£13.8m) for similarities of over his single 'Photograph'. Frey Lindsay presents the music industry anecdote of the week, while Adam Edelshain, Senior Manager at PwC, discusses the last PwC report, which suggests an impressive forecast for the UK media and entertainment industry.