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Everyone knows the key ingredients which provide the best opportunity for a young person to achieve their potential in adult life. Love and encouragement are right at the centre but, following close behind, there’s the need for some financial resources and life skills in order to give them the best opportunity for success. For young people in care, the last two of these plus plenty of encouragement are provided through The Share Foundation, which has just published its 2022 annual report. It also operates a major recovery campaign for the Child Trust Fund which focuses attention on supporting young people in low-income families throughout the United Kingdom. Background music: 'Ammo' by Density & Time

What do you picture in retirement? Is it an early exit from the rat race to travel the world, a gradual step back and a bit of golf, or working until state pension age and then spending some time treating the grandchildren? We will all have a different image in our heads of what our retirement years might look like, but whatever that is it is important to think about another question: could you afford to do those things? While most of us will be saving into a pension, we often have little idea how much income it will need to provide when we retire and how big the pot will need to be to do that. Stepping into that gap is the now regular report from the Pension and Lifetime Savings Association, which helps paint a picture of what a minimum, moderate and comfortable retirement would look like – and crucially what it would cost. Georgie Frost, Simon Lambert and This is Money’s pension and investment editor, Tanya Jefferies, delve into the report and look at what it found. How do those retirement standards translate into reality, how much will the state pension cover, how much on top of that will people need and why has the minimum retirement income rocketed 20% – far above official inflation? Simon speaks to Sam North, of eToro, for our weekly market update, who explains how a bang on expectations US inflation figure was received and why the FTSE 100 has made a good start to the year. Later, the team look at inheritance tax, why it is catching more people in its net, how high house prices mean more families are seeing hundreds of thousands pocketed by the taxman and what can be done to make the much-hated tax work better and feel fairer. And finally, does using cash help you budget or is it a false economy. Simon says for him it’s the latter, but what do Georgie and Tanya reckon?

A bull market in the MSCI Asia Pacific index doesn’t mean investors should make rash investment decisions. Bill Mann discusses how U.S. companies can be a better way to play China’s reopening, Jay Powell’s latest speech reinforcing the Fed’s focus on stability, and the potential for other CEOs following Bob Iger’s lead as Disney employees return to offices starting March 1. At 12 minutes in, Alison Southwick and Robert Brokamp share tips for making this year a healthier and wealthier one. Stocks discussed: BABA, TCEHY, MCD, SBUX, KO, LVMHF, DIS. Host - Chris Hill; Guests - Bill Mann, Alison Southwick, Robert Brokamp, Jackie Pecquex, Catie Peiper, Nick Lutz

Just because a stock lost 98% of its value doesn’t mean it's cheap. Sometimes the market becomes efficient. Asit Sharma joins Ricky Mulvey to look at some justifiable reasons why stocks dropped last year and which strong businesses that may have been swept up in the tide. They discuss Carvana’s boom and bust, and the takeaways for investors, if Zoom has a sticky product, how Roku is addressing a tougher advertisement landscape, Meta’s valuation, and questions about its leadership, and Mindset advice if you want to be a contrarian investor. Companies discussed: LULU, ZM, MSFT, CVNA, ROKU, NFLX, META. Aswath Damodaran’s blog on Meta: https://aswathdamodaran.blogspot.com/2022/11/meta-lesson-1-corporate-governance.html Host- Ricky Mulvey; Guest - Asit Sharma

Adam Cox is joined by Johnny Nash, Managing Director of FORTE ICT, to discuss why 85% of Brits are currently unhappy with their job, and why this doesn't have to be the case. They look at how to keep positive in a difficult job market, and what applicants can do to make themselves more employable. https://www.johnnynash.coach/

Adam Cox is joined by Tim Spicer, On Board Journey Planning Manager at Fred Olsen, to discuss new research which reveals the change in how Brits are holidaying. They look at why these changes are happening, and Tim gives advice on how to get the best holiday for the money and time spent. https://www.fredolsencruises.com/

Adam Cox is joined by Liton Ali, Author and Managing Director at Limbo, to discuss his new book, Fast Food 30, and how the principles have helped him to lose weight. He discusses how fast food can still be eaten whilst losing weight, and provides tips and tricks to listeners. https://www.fastfood30.com/ https://www.limborevolution.com/

It's not uncommon for most people to approach upcoming surgery or other medical events with considerable anxiety, and the prolonged wait for treatment at present will be heightening that foreboding for many more. This episode addresses the issue with a pragmatic sense of resolve; in it, Adam Cox aims to develop a mindset that looks ahead in order to help you to become more confident and resourceful, building an image of better times to come after medical treatment and helping to distract attention from current worry.

Professor Tim Evans of Middlesex University says that we must face the fact that Britain is going the way of Argentina and becoming a poor country. The war on the ultra-rich, he points out, will spell disaster for the UK's public finances. And it is surely time we recognised that the NHS is in a state of permanent crisis and that a Royal Commission should be set up to find a solution.

James Cameron-Wilson takes Simon Rose through the latest box office figures, down 21% on last week. A Man Called Otto with Tom Hanks enters at #4 with £1.1m; James found himself captivated by the film. The true-life lynching drama Till is at #6. While the story needs telling, James did find it somewhat overlong. Streaming on Apple TV+ is Raymond & Ray with Ewan McGregor and Ethan Hawke playing estranged brothers. He found the dialogue fake and the movie too full of eccentrics.